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FloodMT

Montana Flood Hazard Profile

Hazard Data · Model Version 2.5

Overview

Montana's flood hazard is dominated by snowmelt timing rather than rainfall alone. Rain-on-snow events in late spring can move a season's runoff through a basin in days, and the 2022 Yellowstone River flooding demonstrated how quickly that can sever access to communities with a single road in. OpenFEMA records 19 flood-related federal declarations for Montana between 1953 and 2025.

In the Historical Record

19
federal disaster declarations (1953–2025)
FEMA OpenFEMA Disaster Declarations
2,214
NFIP flood insurance claims paid
FEMA OpenFEMA NfipClaims, 1978–2024

Counted from the records this platform holds. A figure is shown only where the underlying dataset could be read.

County by County in Montana

What federal records show has happened in each county: storms, disaster declarations and flood insurance claims. The counties below have the longest NOAA storm records in Montana.

All Montana counties

Notable Historical Events

1June 2022 Yellowstone River flooding — FEMA DR-4655
2June 2023 flooding — FEMA DR-4745
3May 2025 storms, straight-line winds and flooding — FEMA DR-4887

Hazard Scoring Approach

Calchis computes a Calchis Hazard Score (0–10) for flood hazard at any US address. The score is composed of weighted sub-components derived from federal data sources and published research. All score components are transparent and returned in API responses.

These are hazard scores — physical intensity likelihood only. They do not include property exposure or vulnerability data. We never call a hazard score a risk score. See the full methodology for scoring details.

Analyze Your Address

Enter any Montana address to see location-specific flood hazard scoring with full methodology transparency.

Open Live Map — Montana

Data Sources

FEMA Disaster Declarations (OpenFEMA)www.fema.gov
NOAA NWPS River Gaugeswater.noaa.gov
USGS StreamStatsstreamstats.usgs.gov

Related

Monitoring flood exposure in Montana?

This page is a state-level profile. Calchis scores individual addresses, tracks live flood events against your own locations, and alerts you when one approaches them.

Free includes Live map + 3 triggers + 10 bond positions. Analyst is $149/mo for 1,000-location portfolios, ep curves, predictions, parametric triggers.

Calchis Hazard Score — derived from federal and academic sources listed above. Property exposure data not included. Not a substitute for professional actuarial assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.