Missoula County, Montana: hazard history
What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.
At a glance
What this means
- The event NOAA recorded most often here is Heavy Snow, with 502 records.
- The costliest single record is Thunderstorm Wind in 2024: $4.0M in property damage, in the dollars of that year.
- The deadliest record is Winter Weather in 2014, with 3 deaths.
- FEMA has declared 21 disasters that named this county, most often for fire.
- The worst year for flood insurance claims was 1997, with 67 claims.
What this can't tell you
- What happens next. Past events do not set the odds of the next one.
- Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
- Today's cost. Damage and payments are in the dollars of the year they happened.
- A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
- Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.
Federal disaster declarations (FEMA)
FEMA declared 21 disasters that named Missoula County between 1974 and 2025.
| Incident type | Disasters | Most recent |
|---|---|---|
| Fire | 8 | 2017 |
| Severe Storm | 4 | 2011 |
| Flood | 3 | 2018 |
| Biological | 2 | 2020 |
| Straight-Line Winds | 2 | 2025 |
| Drought | 1 | 1977 |
| Hurricane | 1 | 2005 |
Most recent declarations
- DR-4902 2025 · Straight-Line Winds · Severe Winter Storm And Straight-line Winds
- DR-4813 2024 · Straight-Line Winds · Straight-line Winds
- DR-4508 2020 · Biological · Covid-19 Pandemic
- EM-3476 2020 · Biological · Covid-19
- DR-4405 2018 · Flood · Flooding
- FM-5207 2017 · Fire · Rice Ridge Fire
- FM-5197 2017 · Fire · Lolo Peak Fire
- FM-5047 2013 · Fire · Lolo Creek Fire Complex
- DR-1996 2011 · Severe Storm · Severe Storms And Flooding
- FM-2721 2007 · Fire · Black Cat Fire
Not counted above: 31 statewide declarations, which covered every county in Montana. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.
Storms recorded by NOAA, by type
| Event type | Records | Deaths | Injuries | Property damage |
|---|---|---|---|---|
| Heavy Snow | 502 | 5 | 4 | $859K |
| Winter Storm | 275 | 5 | 3 | $368K |
| Winter Weather | 196 | 18 | 3 | $56K |
| Hail | 95 | 0 | 0 | $22K |
| High Wind | 89 | 0 | 2 | $1.5M |
| Thunderstorm Wind | 88 | 1 | 1 | $7.3M |
| Strong Wind | 48 | 0 | 1 | $1.3M |
| Flood | 33 | 0 | 0 | $3.3M |
| Cold/Wind Chill | 30 | 1 | 0 | $0 |
| Extreme Cold/Wind Chill | 27 | 0 | 0 | $0 |
| Frost/Freeze | 22 | 0 | 0 | $0 |
| Blizzard | 14 | 1 | 2 | $0 |
| Heavy Rain | 12 | 0 | 0 | $5K |
| Wildfire | 10 | 0 | 0 | $560K |
| Avalanche | 7 | 5 | 3 | $319K |
| Ice Storm | 7 | 2 | 0 | $0 |
| Heat | 6 | 0 | 0 | $0 |
| Excessive Heat | 5 | 0 | 0 | $0 |
| Dust Devil | 3 | 0 | 3 | $40K |
| Flash Flood | 3 | 0 | 0 | $0 |
| Lightning | 3 | 1 | 2 | $0 |
| Freezing Fog | 2 | 2 | 0 | $120K |
| Dense Fog | 1 | 0 | 0 | $0 |
| Dust Storm | 1 | 1 | 8 | $0 |
| Funnel Cloud | 1 | 0 | 0 | $0 |
Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone. A storm filed against a forecast zone is counted in every county that zone covers, with the whole storm's damage; do not add these figures across counties.
Year by year
NOAA storm event records in Missoula County each year. The busiest year was 2014, with 84 records.
Show the numbers for every year
| Year | Records | Deaths | Property damage |
|---|---|---|---|
| 1996 | 66 | 3 | $2.0M |
| 1997 | 31 | 2 | $726K |
| 1998 | 33 | 2 | $260K |
| 1999 | 44 | 1 | $0 |
| 2000 | 43 | 1 | $0 |
| 2001 | 49 | 1 | $750K |
| 2002 | 66 | 0 | $0 |
| 2003 | 64 | 0 | $345K |
| 2004 | 46 | 0 | $100K |
| 2005 | 27 | 0 | $0 |
| 2006 | 57 | 0 | $0 |
| 2007 | 39 | 0 | $25K |
| 2008 | 54 | 0 | $88K |
| 2009 | 29 | 0 | $17K |
| 2010 | 37 | 1 | $41K |
| 2011 | 65 | 0 | $271K |
| 2012 | 73 | 0 | $1.9M |
| 2013 | 62 | 0 | $20K |
| 2014 | 84 | 5 | $528K |
| 2015 | 32 | 1 | $1.2M |
| 2016 | 32 | 0 | $15K |
| 2017 | 42 | 2 | $139K |
| 2018 | 37 | 2 | $486K |
| 2019 | 41 | 0 | $0 |
| 2020 | 32 | 2 | $124K |
| 2021 | 40 | 0 | $1.3M |
| 2022 | 83 | 1 | $19K |
| 2023 | 38 | 5 | $482K |
| 2024 | 41 | 0 | $4.1M |
| 2025 | 67 | 10 | $605K |
| 2026 | 26 | 3 | $81K |
Years with no record are left out of the table, not shown as zero.
Notable events
Costliest records
- Thunderstorm Wind · Jul 24, 2024$4.0MNOAA name: Missoula County · NOAA record 1204672
- Thunderstorm Wind · Jun 23, 2012$1.5MNOAA name: Missoula County · NOAA record 418613
- Flood · Mar 11, 1996$1.3MNOAA name: NWS forecast zone · NOAA record 5544422
- Thunderstorm Wind · Aug 10, 2015$1.0MNOAA name: Missoula County · NOAA record 595656
- Strong Wind · Dec 23, 2021$1.0MNOAA name: NWS forecast zone · NOAA record 997606
Deadliest records
- Winter Weather · Feb 22, 20143 deathsNOAA name: NWS forecast zone · NOAA record 504848
- Winter Storm · Feb 16, 20253 deathsNOAA name: NWS forecast zone · NOAA record 1237608
- Winter Weather · Feb 14, 20263 deathsNOAA name: NWS forecast zone · NOAA record 1314932
- Ice Storm · Nov 19, 19972 deathsNOAA name: NWS forecast zone · NOAA record 5625381
- Winter Weather · Dec 19, 20182 deathsNOAA name: NWS forecast zone · $1K damage · NOAA record 794225
Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.
Flood insurance claims (NFIP)
The National Flood Insurance Program paid $949K on 169 claims in Missoula County from 1978 to 2022.
| Year | Claims | Paid |
|---|---|---|
| 1997 | 67 | $189K |
| 2018 | 32 | $307K |
| 2011 | 26 | $186K |
| 1996 | 9 | $152K |
| 1982 | 7 | $13K |
A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.
Hazard vulnerability analysis: the probability column for a facility in Missoula County
A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.
| Hazard | Prob. | Basis, from the county record |
|---|---|---|
| Severe Thunderstorm | 3 | 186 NCEI events over 31 years (6.00/yr). 4 federal disaster declarations naming the county. |
| Flood, External | 3 | 48 NCEI events over 31 years (1.55/yr). 3 federal disaster declarations naming the county. |
| Snow Fall / Blizzard / Ice Storm | 3 | 996 NCEI events over 31 years (32.13/yr). No federal disaster declaration of this kind has named the county. |
| Temperature Extremes | 3 | 90 NCEI events over 31 years (2.90/yr). No federal disaster declaration of this kind has named the county. |
| Wild Fire | 3 | 10 NCEI events over 31 years (0.32/yr). 8 federal disaster declarations naming the county. |
| High Wind (non-convective) | 3 | 137 NCEI events over 31 years (4.42/yr). No federal disaster declaration of this kind has named the county. |
| Hurricane / Tropical Storm | 2 | No events of this kind on the county's NCEI record over 31 years. 1 federal disaster declaration naming the county. |
| Drought | 2 | No events of this kind on the county's NCEI record over 31 years. 1 federal disaster declaration naming the county. |
| Landslide | 2 | 7 NCEI events over 31 years (0.23/yr). No federal disaster declaration of this kind has named the county. |
| Epidemic | 2 | 2 federal disaster declarations naming the county. |
| Tornado | 1 | No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county. |
| Earthquake | 1 | No federal disaster declaration of this kind has named the county. |
| Tidal Wave / Tsunami | 1 | No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county. |
| Volcano | 1 | No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county. |
| Dam Inundation | 1 | No federal disaster declaration of this kind has named the county. |
A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Missoula County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.
How this page was made
- Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
- NOAA files some events against a county and others against an NWS forecast zone, and publishes a code for both. Records are counted as Missoula County by that code — county records by the county's own FIPS code, zone records through the National Weather Service's published list of which counties each zone covers. No name matching is involved. Of 1,480 records, 228 were filed against this county and 1,252 against a forecast zone covering it. A zone storm is counted in every county its zone covers, and its damage figure is the whole storm's, not this county's share — NOAA does not publish that split. So these figures describe this county; they must not be added up across counties. Left out: 21% of Montana's NOAA records, which are marine zones or zones NWS does not map to a county.
- Counts last rebuilt from the source records on Sep 15, 2026.
Related
Responsible for Missoula County?
This page is the record of what has happened. Calchis also watches live NWS, USGS and NHC feeds against the places you name and alerts you when an event approaches them.
Free includes Live map + 3 triggers + 10 bond positions. Analyst is $149/mo for 1,000-location portfolios, ep curves, predictions, parametric triggers.
Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.