Independent catastrophe intelligence for the people who answer for the risk

A county EOC, a hospital system, an underwriting desk and an ILS fund read the same live map, the same federal record and the same published model — each through its own door. Every score returns its components. No black boxes. United States coverage.

Open Live Map Read Methodology

Built on USGS · NOAA · FEMA · NASA FIRMS · Published methodology

Live Source Feeds

USGS · NOAA · NWS · NASA · NIFC

70yr

Hazard Record Depth

Cited public records inform every score

Scored Perils

Quake · Flood · Hurricane · Fire · Hail · Tornado · Winter

5 min

Polling Interval

USGS earthquake feed to map

Catastrophe intelligence, made transparent

Transparent

Every score returns its component breakdown and links to our published methodology. Parameters cite their sources where established; we openly track those still being verified.

View methodology

Independent

Every input is a cited public source under a known licence — USGS, NOAA, FEMA, NASA FIRMS, NIFC, and the academic and open datasets listed on the sources page. No proprietary models. No black boxes. Reproducible by anyone with the same inputs.

View data sources

Polled, Not Streamed

Calchis polls USGS every 5 minutes and NHC every 30, so an event reaches the map within one polling cycle of the agency publishing it. Faster than news, slower than the seismometer.

View live map

Published methodology. Full score transparency.

GET /api/v1/risk/score?lat=29.76&lng=-95.37&peril=hurricane

{
  "peril": "hurricane",
  "score": 8.2,
  "score_type": "hazard",
  "model_version": "4.2",
  "score_components": [
    {
      "factor": "historical_track_frequency",
      "source": "IBTrACS North Atlantic basin, 1842–present",
      "citation": "Knapp et al. 2010, doi:10.1175/2009BAMS2755.1"
    },
    {
      "factor": "storm_surge_exposure",
      "source": "NOAA SLOSH model, NHC 2023 revision",
      "citation": "Jelesnianski et al. 1992, NOAA Tech Report NWS 48"
    },
    {
      "factor": "coastal_proximity",
      "source": "NOAA National Shoreline dataset (2021)",
      "citation": "NOAA Office of Coast Survey"
    }
  ]
}

Parameters cite their sources where established — we openly track those still being verified. Score API responses include full component breakdowns. This is how catastrophe modeling should work.

Read full methodology

One platform, a door for each desk

The same live feeds, the same federal record, the same model. What differs is what each desk has to do with it on a bad day.

Emergency Managers

The live picture before an event, the EOC workflow during it, and the record after: consequence zones, the NHC cone and NWS watches on their zones, conditions that name the decision, ICS forms, mutual aid through partners, and a wall display the room runs on.

For emergency managers

Facilities

A Hazard Vulnerability Analysis for every site you operate, its probability column pre-filled from the county's federal record, and every building watched live so a warning reaching one reaches you.

For facilities

Underwriters

Multi-peril hazard scores with their components and limits, modeled hurricane loss with its sampling band, portfolio EP curves, NFIP claim history, a cited hazard-history page for every county, and OED export.

For underwriters

ILS

Parametric triggers on thresholds you define, the decision each breach forces written on the trigger, what is live inside each position's coverage, and a catalog that says which bonds it can honestly evaluate.

For ILS