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Catastrophe Intelligence for Underwriters

Multi-peril hazard scores, live event monitoring, and OASIS LMF-compatible outputs for every US address.

Point Hazard Lookup

Enter any US address. Get multi-peril hazard scores with full methodology disclosure, score components, and research citations.

Open Hazard Lookup

Modeled Damage Costs

Expected annual loss and return-period losses in dollars, from 10,000 simulated hurricane seasons — for one address or a whole book. It refuses where it cannot be trusted: perils whose event sets do not reproduce across random seeds return no figure rather than a precise-looking one.

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Flood Claim History

What the National Flood Insurance Program has actually paid in a census tract since 1978, from 2.7 million real claims. Not a model — paid claims, with what they can and cannot tell you stated alongside.

Read the API

Portfolio Analysis

Upload up to 1,000 locations on Analyst. Aggregate exposure, EP curves, loss concentration, and OASIS LMF export for your existing cat modeling workflow.

Open Portfolio Tools

Live Event Monitoring

Live US multi-peril feeds with consequence rings and ILS trigger proximity. 5-minute detection for earthquakes, severe weather and NWS alerts; 15–30 minutes for hurricane and wildfire hotspot feeds; official NIFC fire perimeters every 12 h.

Open Live Map
Data Sources

USGS · NOAA NHC · NWS alerts · NOAA SPC · NASA FIRMS · NIFC · FEMA

US Perils Covered

Earthquake · Hurricane · Wildfire · Flood · Severe Convective Storm · Storm Surge

Start free with single-address lookups. Upgrade to Analyst for full API access, portfolio tools, and OASIS LMF export.

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Exports follow OASIS LMF v2.5.0 and OED field naming, and GeoJSON output follows the OGC specification. Calchis has no SOC 2 report; the current control posture is described on the security page.