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FloodNC

North Carolina Flood Hazard Profile

Hazard Data · Model Version 2.5

Overview

North Carolina experiences both coastal and inland flood hazard. Hurricane rainfall-driven riverine flooding in the Tar, Neuse, and Cape Fear river basins has produced multiple federal disaster declarations. Mountain flash flooding in western NC from orographic precipitation is an additional exposure zone. FEMA NFIP data shows North Carolina consistently ranks in the top 10 states for flood claims.

In the Historical Record

8
federal disaster declarations (1962–2013)
FEMA OpenFEMA Disaster Declarations
108,776
NFIP flood insurance claims paid
FEMA OpenFEMA NfipClaims, 1978–2024

Counted from the records this platform holds. A figure is shown only where the underlying dataset could be read.

County by County in North Carolina

What federal records show has happened in each county: storms, disaster declarations and flood insurance claims. The counties below have the longest NOAA storm records in North Carolina.

All North Carolina counties

Notable Historical Events

12024 Hurricane Helene — catastrophic flooding in western NC mountains
22018 Hurricane Florence — record flooding along multiple NC river basins
32016 Hurricane Matthew — Princeville and Lumberton flooding

Hazard Scoring Approach

Calchis computes a Calchis Hazard Score (0–10) for flood hazard at any US address. The score is composed of weighted sub-components derived from federal data sources and published research. All score components are transparent and returned in API responses.

These are hazard scores — physical intensity likelihood only. They do not include property exposure or vulnerability data. We never call a hazard score a risk score. See the full methodology for scoring details.

Analyze Your Address

Enter any North Carolina address to see location-specific flood hazard scoring with full methodology transparency.

Open Live Map — North Carolina

Data Sources

FEMA National Flood Hazard Layerwww.fema.gov
NOAA NWPS River Gaugeswater.noaa.gov
NC Floodplain Mapping Programflood.nc.gov

Related

Monitoring flood exposure in North Carolina?

This page is a state-level profile. Calchis scores individual addresses, tracks live flood events against your own locations, and alerts you when one approaches them.

Free includes Live map + 3 triggers + 10 bond positions. Analyst is $149/mo for 1,000-location portfolios, ep curves, predictions, parametric triggers.

Calchis Hazard Score — derived from federal and academic sources listed above. Property exposure data not included. Not a substitute for professional actuarial assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.