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Gloucester County, Virginia: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
287
1996 to 2025
People killed and injured in those events
4 / 25
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$22.2M
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
18
1972 to 2026
NFIP flood insurance claims
1,367
1978 to 2024; a count, not a rate
NFIP payments on those claims
$28.6M
Nominal dollars

What this means

  • The event NOAA recorded most often here is Thunderstorm Wind, with 80 records.
  • The costliest single record is Hurricane (Typhoon) in 2003: $8.0M in property damage, in the dollars of that year.
  • The deadliest record is High Wind in 2006, with 2 deaths.
  • FEMA has declared 18 disasters that named this county, most often for hurricane.
  • The worst year for flood insurance claims was 2003, with 752 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 18 disasters that named Gloucester County between 1972 and 2026.

FEMA disaster declarations naming Gloucester County, by incident type
Incident typeDisastersMost recent
Hurricane82018
Snowstorm31996
Biological22020
Flood21985
Freezing11977
Severe Storm12006
Winter Storm12026

Most recent declarations

  • EM-3631 2026 · Winter Storm · Severe Winter Storm
  • DR-4512 2020 · Biological · Covid-19 Pandemic
  • EM-3448 2020 · Biological · Covid-19
  • EM-3403 2018 · Hurricane · Hurricane Florence
  • EM-3359 2012 · Hurricane · Hurricane Sandy
  • EM-3329 2011 · Hurricane · Hurricane Irene
  • DR-1661 2006 · Severe Storm · Tropical Depression Ernesto, Severe Storms And Flooding
  • EM-3240 2005 · Hurricane · Hurricane Katrina Evacuation
  • DR-1491 2003 · Hurricane · Hurricane Isabel
  • DR-1293 1999 · Hurricane · Hurricane Floyd Major Disaster Declarations

Not counted above: 3 statewide declarations, which covered every county in Virginia. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for Gloucester County, 1996 to 2025, by event type
Event typeRecordsDeathsInjuriesProperty damage
Thunderstorm Wind8000$261K
Heavy Rain5300$0
Winter Weather3900$0
Hail2900$0
Winter Storm2800$1K
Tornado12224$8.1M
Coastal Flood1000$2.2M
Tropical Storm601$680K
Flash Flood500$0
Flood500$0
Excessive Heat300$0
High Wind320$1.0M
Frost/Freeze200$0
Heat200$0
Heavy Snow200$1K
Hurricane (Typhoon)200$9.8M
Ice Storm200$40K
Funnel Cloud100$0
Storm Surge/Tide100$0
Strong Wind100$5K
Wildfire100$50K

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone. A storm filed against a forecast zone is counted in every county that zone covers, with the whole storm's damage; do not add these figures across counties.

Year by year

NOAA storm event records in Gloucester County each year. The busiest year was 2024, with 21 records.

Show the numbers for every year
NOAA storm event records in Gloucester County by year
YearRecordsDeathsProperty damage
1996160$135K
199720$1K
199880$25K
199970$1.8M
200070$1K
200120$2K
200260$7K
2003150$8.0M
200450$0
200560$0
200692$3.1M
2007120$53K
2008120$26K
2009130$116K
2010110$5K
201152$8.2M
201260$51K
2013130$4K
201490$37K
2015100$34K
2016110$46K
201740$0
2018130$79K
201950$47K
2020130$255K
2021150$57K
2022140$10K
202320$0
2024210$3K
2025150$60K

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. Hurricane (Typhoon) · Sep 18, 2003$8.0M
    NOAA name: NWS forecast zone · NOAA record 5372165
  2. Tornado · Apr 16, 2011$7.7M
    NOAA name: Gloucester County · 2 deaths · 24 injuries · NOAA record 305469
  3. Coastal Flood · Sep 1, 2006$2.0M
    NOAA name: NWS forecast zone · NOAA record 5533290
  4. Hurricane (Typhoon) · Sep 15, 1999$1.8M
    NOAA name: NWS forecast zone · NOAA record 5719993
  5. High Wind · Sep 1, 2006$1.0M
    NOAA name: NWS forecast zone · 2 deaths · NOAA record 5533276

Deadliest records

  1. High Wind · Sep 1, 20062 deaths
    NOAA name: NWS forecast zone · $1.0M damage · NOAA record 5533276
  2. Tornado · Apr 16, 20112 deaths
    NOAA name: Gloucester County · $7.7M damage · 24 injuries · NOAA record 305469

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $28.6M on 1,367 claims in Gloucester County from 1978 to 2024.

Years with the most NFIP claims in Gloucester County
YearClaimsPaid
2003752$23.4M
2009155$1.9M
2006147$1.3M
201184$795K
199838$265K

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in Gloucester County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2025 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Hurricane / Tropical Storm39 NCEI events over 30 years (0.30/yr). 8 federal disaster declarations naming the county.
Severe Thunderstorm3109 NCEI events over 30 years (3.63/yr). 1 federal disaster declaration naming the county.
Flood, External373 NCEI events over 30 years (2.43/yr). 2 federal disaster declarations naming the county.
Snow Fall / Blizzard / Ice Storm371 NCEI events over 30 years (2.37/yr). 3 federal disaster declarations naming the county.
Tornado212 NCEI events over 30 years (0.40/yr). No federal disaster declaration of this kind has named the county.
Temperature Extremes27 NCEI events over 30 years (0.23/yr). 1 federal disaster declaration naming the county.
High Wind (non-convective)24 NCEI events over 30 years (0.13/yr). No federal disaster declaration of this kind has named the county.
Epidemic22 federal disaster declarations naming the county.
Drought1No events of this kind on the county's NCEI record over 30 years. No federal disaster declaration of this kind has named the county.
Wild Fire11 NCEI event over 30 years (0.03/yr). No federal disaster declaration of this kind has named the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Landslide1No events of this kind on the county's NCEI record over 30 years. No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 30 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 30 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Gloucester County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events against a county and others against an NWS forecast zone, and publishes a code for both. Records are counted as Gloucester County by that code — county records by the county's own FIPS code, zone records through the National Weather Service's published list of which counties each zone covers. No name matching is involved. Of 287 records, 185 were filed against this county and 102 against a forecast zone covering it. A zone storm is counted in every county its zone covers, and its damage figure is the whole storm's, not this county's share — NOAA does not publish that split. So these figures describe this county; they must not be added up across counties. Left out: 4% of Virginia's NOAA records, which are marine zones or zones NWS does not map to a county.
  • Counts last rebuilt from the source records on Sep 15, 2026.

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Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.