Albemarle County, Virginia: hazard history
What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.
At a glance
What this means
- The event NOAA recorded most often here is Thunderstorm Wind, with 481 records.
- The costliest single record is High Wind in 2003: $2.0M in property damage, in the dollars of that year.
- The deadliest record is Flash Flood in 2018, with 2 deaths.
- FEMA has declared 25 disasters that named this county, most often for hurricane.
- The worst year for flood insurance claims was 1987, with 28 claims.
What this can't tell you
- What happens next. Past events do not set the odds of the next one.
- Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
- Today's cost. Damage and payments are in the dollars of the year they happened.
- A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
- Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.
Federal disaster declarations (FEMA)
FEMA declared 25 disasters that named Albemarle County between 1969 and 2026.
| Incident type | Disasters | Most recent |
|---|---|---|
| Hurricane | 6 | 2018 |
| Severe Storm | 5 | 2022 |
| Snowstorm | 5 | 2016 |
| Biological | 2 | 2020 |
| Flood | 2 | 1972 |
| Drought | 1 | 1977 |
| Earthquake | 1 | 2011 |
| Fire | 1 | 2001 |
| Tropical Storm | 1 | 2024 |
| Winter Storm | 1 | 2026 |
Most recent declarations
- EM-3631 2026 · Winter Storm · Severe Winter Storm
- DR-4831 2024 · Tropical Storm · Tropical Storm Helene
- DR-4644 2022 · Severe Storm · Severe Winter Storm And Snowstorm
- EM-3448 2020 · Biological · Covid-19
- DR-4512 2020 · Biological · Covid-19 Pandemic
- EM-3403 2018 · Hurricane · Hurricane Florence
- DR-4262 2016 · Snowstorm · Severe Winter Storm And Snowstorm
- EM-3359 2012 · Hurricane · Hurricane Sandy
- DR-4072 2012 · Severe Storm · Severe Storms And Straight-line Winds
- DR-4042 2011 · Earthquake · Earthquake
Not counted above: 3 statewide declarations, which covered every county in Virginia. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.
Storms recorded by NOAA, by type
| Event type | Records | Deaths | Injuries | Property damage |
|---|---|---|---|---|
| Thunderstorm Wind | 481 | 2 | 5 | $2.5M |
| Flood | 138 | 0 | 0 | $45K |
| Winter Weather | 93 | 0 | 0 | $0 |
| Flash Flood | 89 | 4 | 0 | $260K |
| Hail | 75 | 0 | 0 | $7K |
| Dense Fog | 70 | 0 | 0 | $0 |
| Winter Storm | 39 | 0 | 0 | $5K |
| Frost/Freeze | 28 | 0 | 0 | $0 |
| Heat | 27 | 0 | 12 | $0 |
| High Wind | 13 | 0 | 65 | $2.1M |
| Heavy Rain | 10 | 0 | 0 | $12K |
| Lightning | 10 | 0 | 11 | $24K |
| Strong Wind | 8 | 0 | 1 | $32K |
| Tornado | 8 | 0 | 0 | $564K |
| Drought | 7 | 0 | 0 | $0 |
| Cold/Wind Chill | 5 | 0 | 0 | $0 |
| Heavy Snow | 5 | 0 | 0 | $0 |
| Ice Storm | 4 | 0 | 0 | $0 |
| Blizzard | 2 | 0 | 0 | $25K |
| Excessive Heat | 2 | 0 | 0 | $0 |
| Extreme Cold/Wind Chill | 2 | 0 | 0 | $0 |
| Tropical Storm | 2 | 0 | 0 | $5K |
| Wildfire | 2 | 0 | 0 | $75K |
| Freezing Fog | 1 | 0 | 0 | $0 |
| Funnel Cloud | 1 | 0 | 0 | $0 |
Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone.
Year by year
NOAA storm event records in Albemarle County each year. The busiest year was 2018, with 93 records.
Show the numbers for every year
| Year | Records | Deaths | Property damage |
|---|---|---|---|
| 1996 | 16 | 1 | $265K |
| 1997 | 9 | 0 | $50K |
| 1998 | 19 | 0 | $29K |
| 1999 | 15 | 0 | $11K |
| 2000 | 25 | 0 | $286K |
| 2001 | 14 | 0 | $36K |
| 2002 | 14 | 0 | $19K |
| 2003 | 23 | 0 | $2.1M |
| 2004 | 18 | 0 | $23K |
| 2005 | 21 | 0 | $542K |
| 2006 | 19 | 0 | $165K |
| 2007 | 32 | 0 | $113K |
| 2008 | 21 | 0 | $58K |
| 2009 | 19 | 0 | $5K |
| 2010 | 41 | 0 | $275K |
| 2011 | 93 | 0 | $92K |
| 2012 | 55 | 2 | $37K |
| 2013 | 53 | 0 | $3K |
| 2014 | 39 | 0 | $8K |
| 2015 | 35 | 0 | $25K |
| 2016 | 54 | 0 | $20K |
| 2017 | 26 | 0 | $5K |
| 2018 | 93 | 2 | $36K |
| 2019 | 80 | 0 | $0 |
| 2020 | 70 | 0 | $149K |
| 2021 | 53 | 0 | $708K |
| 2022 | 45 | 0 | $174K |
| 2023 | 29 | 0 | $277K |
| 2024 | 43 | 0 | $92K |
| 2025 | 33 | 1 | $32K |
| 2026 | 15 | 0 | $16K |
Years with no record are left out of the table, not shown as zero.
Notable events
Costliest records
- High Wind · Sep 18, 2003$2.0MNOAA name: ALBEMARLE · 65 injuries · NOAA record 5335426
- Tornado · Aug 30, 2005$500KNOAA name: ALBEMARLE · NOAA record 5469227
- Thunderstorm Wind · Aug 14, 2021$300KNOAA name: ALBEMARLE · NOAA record 966810
- Thunderstorm Wind · May 13, 2000$250KNOAA name: ALBEMARLE · NOAA record 5144195
- Thunderstorm Wind · Jul 28, 2021$200KNOAA name: ALBEMARLE · NOAA record 963936
Deadliest records
- Flash Flood · May 30, 20182 deathsNOAA name: ALBEMARLE · $20K damage · NOAA record 760004
- Flash Flood · Jan 19, 19961 deathNOAA name: ALBEMARLE · NOAA record 5541089
- Thunderstorm Wind · Jun 29, 20121 deathNOAA name: ALBEMARLE · NOAA record 394196
- Thunderstorm Wind · Jun 29, 20121 deathNOAA name: ALBEMARLE · 3 injuries · NOAA record 394237
- Flash Flood · May 13, 20251 deathNOAA name: ALBEMARLE · NOAA record 1245821
Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.
Flood insurance claims (NFIP)
The National Flood Insurance Program paid $1.1M on 113 claims in Albemarle County from 1978 to 2024.
| Year | Claims | Paid |
|---|---|---|
| 1987 | 28 | $196K |
| 1985 | 25 | $264K |
| 2018 | 10 | $183K |
| 1996 | 9 | $108K |
| 2024 | 4 | $42K |
A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.
Hazard vulnerability analysis: the probability column for a facility in Albemarle County
A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.
| Hazard | Prob. | Basis, from the county record |
|---|---|---|
| Hurricane / Tropical Storm | 3 | 2 NCEI events over 31 years (0.06/yr). 7 federal disaster declarations naming the county. |
| Severe Thunderstorm | 3 | 566 NCEI events over 31 years (18.26/yr). 5 federal disaster declarations naming the county. |
| Flood, External | 3 | 237 NCEI events over 31 years (7.65/yr). 2 federal disaster declarations naming the county. |
| Snow Fall / Blizzard / Ice Storm | 3 | 144 NCEI events over 31 years (4.65/yr). 5 federal disaster declarations naming the county. |
| Temperature Extremes | 3 | 64 NCEI events over 31 years (2.06/yr). No federal disaster declaration of this kind has named the county. |
| Tornado | 2 | 8 NCEI events over 31 years (0.26/yr). No federal disaster declaration of this kind has named the county. |
| Drought | 2 | 7 NCEI events over 31 years (0.23/yr). 1 federal disaster declaration naming the county. |
| Wild Fire | 2 | 2 NCEI events over 31 years (0.06/yr). 1 federal disaster declaration naming the county. |
| High Wind (non-convective) | 2 | 21 NCEI events over 31 years (0.68/yr). No federal disaster declaration of this kind has named the county. |
| Earthquake | 2 | 1 federal disaster declaration naming the county. |
| Epidemic | 2 | 2 federal disaster declarations naming the county. |
| Landslide | 1 | No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county. |
| Tidal Wave / Tsunami | 1 | No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county. |
| Volcano | 1 | No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county. |
| Dam Inundation | 1 | No federal disaster declaration of this kind has named the county. |
A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Albemarle County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.
How this page was made
- Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
- NOAA files some events by county and others by forecast zone, and names both. Records are counted as Albemarle County when their NOAA name is this county's name, alone or with a word like “Coastal” or “Inland” in front. The county codes NOAA also publishes have not been loaded for Virginia yet; when they are, this page will count by code instead, and some counties' records will grow. NOAA names counted here: ALBEMARLE. Zones named for something else, such as a mountain range or two counties at once, are left out: 2% of Virginia's NOAA records.
- Counts last rebuilt from the source records on Sep 15, 2026.
Related
Responsible for Albemarle County?
This page is the record of what has happened. Calchis also watches live NWS, USGS and NHC feeds against the places you name and alerts you when an event approaches them.
Free includes Live map + 3 triggers + 10 bond positions. Analyst is $149/mo for 1,000-location portfolios, ep curves, predictions, parametric triggers.
Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.