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Terry County, Texas: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
470
1996 to 2026
People killed and injured in those events
4 / 0
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$5.1M
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
15
1992 to 2021
NFIP flood insurance claims
12
1982 to 2017; a count, not a rate
NFIP payments on those claims
$79K
Nominal dollars

What this means

  • The event NOAA recorded most often here is Hail, with 139 records.
  • The costliest single record is Tornado in 2006: $500K in property damage, in the dollars of that year.
  • The deadliest record is Winter Weather in 2023, with 3 deaths.
  • FEMA has declared 15 disasters that named this county, most often for fire.
  • The worst year for flood insurance claims was 2005, with 4 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 15 disasters that named Terry County between 1992 and 2021.

FEMA disaster declarations naming Terry County, by incident type
Incident typeDisastersMost recent
Fire42011
Hurricane42010
Severe Storm32015
Biological22020
Severe Ice Storm22021

Most recent declarations

  • DR-4586 2021 · Severe Ice Storm · Severe Winter Storms
  • EM-3554 2021 · Severe Ice Storm · Severe Winter Storm
  • DR-4485 2020 · Biological · Covid-19 Pandemic
  • EM-3458 2020 · Biological · Covid-19
  • DR-4255 2015 · Severe Storm · Severe Winter Storms, Tornadoes, Straight-line Winds, And Flooding
  • DR-1999 2011 · Fire · Wildfires
  • DR-1931 2010 · Hurricane · Hurricane Alex
  • EM-3284 2008 · Fire · Wildfires
  • DR-1624 2005 · Fire · Extreme Wildfire Threat
  • DR-1606 2005 · Hurricane · Hurricane Rita

Not counted above: 102 statewide declarations, which covered every county in Texas. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for Terry County, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Hail13900$866K
Drought10100$200K
Thunderstorm Wind6600$1.4M
High Wind4800$194K
Winter Weather3230$65K
Dust Storm1300$500K
Winter Storm1200$0
Flash Flood1100$520K
Tornado1000$500K
Flood800$130K
Wildfire500$450K
Heavy Rain400$0
Heavy Snow400$0
Strong Wind400$5K
Extreme Cold/Wind Chill310$0
Funnel Cloud300$0
Excessive Heat200$0
Ice Storm200$15K
Blizzard100$250K
Frost/Freeze100$0
Lightning100$15K

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone. A storm filed against a forecast zone is counted in every county that zone covers, with the whole storm's damage; do not add these figures across counties.

Year by year

NOAA storm event records in Terry County each year. The busiest year was 2001, with 35 records.

Show the numbers for every year
NOAA storm event records in Terry County by year
YearRecordsDeathsProperty damage
199680$200K
1997140$30K
1998140$17K
199980$50K
2000250$82K
2001350$350K
2002130$65K
2003230$122K
2004160$190K
200580$0
2006230$1.4M
2007210$460K
2008180$31K
2009180$450K
2010200$565K
2011291$520K
2012220$6K
2013200$0
2014180$132K
2015100$480K
201610$0
201780$8K
2018150$0
201980$12K
202090$0
2021130$0
2022150$0
2023123$0
2024130$0
2025100$0
202630$0

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. Tornado · May 5, 2006$500K
    NOAA name: Terry County · NOAA record 5505458
  2. Dust Storm · Jun 22, 2006$500K
    NOAA name: NWS forecast zone · NOAA record 5515832
  3. Flash Flood · Jul 3, 2010$500K
    NOAA name: Terry County · NOAA record 253203
  4. Wildfire · Apr 9, 2011$350K
    NOAA name: NWS forecast zone · NOAA record 303030
  5. Thunderstorm Wind · Jun 26, 2007$250K
    NOAA name: Terry County · NOAA record 35841

Deadliest records

  1. Winter Weather · Jan 31, 20233 deaths
    NOAA name: NWS forecast zone · NOAA record 1070217
  2. Extreme Cold/Wind Chill · Feb 1, 20111 death
    NOAA name: NWS forecast zone · NOAA record 277632

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $79K on 12 claims in Terry County from 1982 to 2017.

Years with the most NFIP claims in Terry County
YearClaimsPaid
20054$14K
20102$45K
20171$0
20121$14K
20041$0

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in Terry County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Hurricane / Tropical Storm3No events of this kind on the county's NCEI record over 31 years. 4 federal disaster declarations naming the county.
Severe Thunderstorm3206 NCEI events over 31 years (6.65/yr). 3 federal disaster declarations naming the county.
Snow Fall / Blizzard / Ice Storm351 NCEI events over 31 years (1.65/yr). 2 federal disaster declarations naming the county.
Drought3101 NCEI events over 31 years (3.26/yr). No federal disaster declaration of this kind has named the county.
Wild Fire35 NCEI events over 31 years (0.16/yr). 4 federal disaster declarations naming the county.
High Wind (non-convective)352 NCEI events over 31 years (1.68/yr). No federal disaster declaration of this kind has named the county.
Tornado210 NCEI events over 31 years (0.32/yr). No federal disaster declaration of this kind has named the county.
Flood, External223 NCEI events over 31 years (0.74/yr). No federal disaster declaration of this kind has named the county.
Temperature Extremes26 NCEI events over 31 years (0.19/yr). No federal disaster declaration of this kind has named the county.
Epidemic22 federal disaster declarations naming the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Landslide1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Terry County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events against a county and others against an NWS forecast zone, and publishes a code for both. Records are counted as Terry County by that code — county records by the county's own FIPS code, zone records through the National Weather Service's published list of which counties each zone covers. No name matching is involved. Of 470 records, 235 were filed against this county and 235 against a forecast zone covering it. A zone storm is counted in every county its zone covers, and its damage figure is the whole storm's, not this county's share — NOAA does not publish that split. So these figures describe this county; they must not be added up across counties. Left out: 1% of Texas's NOAA records, which are marine zones or zones NWS does not map to a county.
  • Counts last rebuilt from the source records on Sep 15, 2026.

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Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.