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Bosque County, Texas: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
494
1996 to 2026
People killed and injured in those events
5 / 3
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$7.3M
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
24
1989 to 2024
NFIP flood insurance claims
41
1983 to 2024; a count, not a rate
NFIP payments on those claims
$1.5M
Nominal dollars

What this means

  • The event NOAA recorded most often here is Hail, with 163 records.
  • The costliest single record is Tornado in 2000: $3.0M in property damage, in the dollars of that year.
  • The deadliest record is Tornado in 2000, with 2 deaths.
  • FEMA has declared 24 disasters that named this county, most often for fire.
  • The worst year for flood insurance claims was 1998, with 8 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 24 disasters that named Bosque County between 1989 and 2024.

FEMA disaster declarations naming Bosque County, by incident type
Incident typeDisastersMost recent
Fire62022
Severe Storm62015
Flood42024
Hurricane32005
Biological22020
Severe Ice Storm22021
Drought11993

Most recent declarations

  • DR-4781 2024 · Flood · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
  • FM-5443 2022 · Fire · Hard Castle Fire
  • EM-3554 2021 · Severe Ice Storm · Severe Winter Storm
  • DR-4586 2021 · Severe Ice Storm · Severe Winter Storms
  • DR-4485 2020 · Biological · Covid-19 Pandemic
  • EM-3458 2020 · Biological · Covid-19
  • DR-4272 2016 · Flood · Severe Storms And Flooding
  • DR-4269 2016 · Flood · Severe Storms And Flooding
  • DR-4245 2015 · Severe Storm · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
  • DR-4223 2015 · Severe Storm · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Not counted above: 102 statewide declarations, which covered every county in Texas. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for Bosque County, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Hail16300$522K
Drought8400$530K
Thunderstorm Wind6800$896K
Flash Flood5510$1.3M
Heat3300$0
Excessive Heat1700$0
Tornado1620$3.8M
Flood900$131K
Winter Storm900$0
Winter Weather800$0
Heavy Rain600$0
Cold/Wind Chill500$0
Heavy Snow500$45K
Wildfire402$17K
Extreme Cold/Wind Chill300$133K
Ice Storm300$0
Lightning320$7K
High Wind201$21K
Sleet100$0

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone. A storm filed against a forecast zone is counted in every county that zone covers, with the whole storm's damage; do not add these figures across counties.

Year by year

NOAA storm event records in Bosque County each year. The busiest year was 2023, with 35 records.

Show the numbers for every year
NOAA storm event records in Bosque County by year
YearRecordsDeathsProperty damage
1996250$104K
1997160$0
1998140$16K
199980$0
2000252$3.0M
2001130$75K
2002190$4K
2003130$3K
2004120$17K
2005100$1K
2006250$954K
2007190$525K
2008100$197K
200980$195K
2010100$76K
2011220$154K
201260$0
2013110$4K
2014210$93K
2015230$170K
2016111$628K
2017180$309K
2018200$12K
201970$0
202090$20K
2021150$143K
2022240$205K
2023352$315K
2024230$65K
2025160$23K
202660$0

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. Tornado · May 12, 2000$3.0M
    NOAA name: Bosque County · 2 deaths · NOAA record 5146784
  2. Drought · Oct 1, 2006$500K
    NOAA name: NWS forecast zone · NOAA record 1435
  3. Flash Flood · Apr 17, 2016$500K
    NOAA name: Bosque County · NOAA record 630327
  4. Tornado · Dec 29, 2006$400K
    NOAA name: Bosque County · NOAA record 7016
  5. Flash Flood · Jul 3, 2007$250K
    NOAA name: Bosque County · NOAA record 43408

Deadliest records

  1. Tornado · May 12, 20002 deaths
    NOAA name: Bosque County · $3.0M damage · NOAA record 5146784
  2. Lightning · May 15, 20232 deaths
    NOAA name: Bosque County · NOAA record 1101103
  3. Flash Flood · Apr 29, 20161 death
    NOAA name: Bosque County · $20K damage · NOAA record 640527

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $1.5M on 41 claims in Bosque County from 1983 to 2024.

Years with the most NFIP claims in Bosque County
YearClaimsPaid
19988$118K
19918$160K
20247$886K
20074$98K
20162$44K

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in Bosque County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Hurricane / Tropical Storm3No events of this kind on the county's NCEI record over 31 years. 3 federal disaster declarations naming the county.
Severe Thunderstorm3234 NCEI events over 31 years (7.55/yr). 6 federal disaster declarations naming the county.
Flood, External370 NCEI events over 31 years (2.26/yr). 4 federal disaster declarations naming the county.
Temperature Extremes358 NCEI events over 31 years (1.87/yr). No federal disaster declaration of this kind has named the county.
Drought384 NCEI events over 31 years (2.71/yr). 1 federal disaster declaration naming the county.
Wild Fire34 NCEI events over 31 years (0.13/yr). 6 federal disaster declarations naming the county.
Tornado216 NCEI events over 31 years (0.52/yr). No federal disaster declaration of this kind has named the county.
Snow Fall / Blizzard / Ice Storm226 NCEI events over 31 years (0.84/yr). 2 federal disaster declarations naming the county.
Epidemic22 federal disaster declarations naming the county.
High Wind (non-convective)12 NCEI events over 31 years (0.06/yr). No federal disaster declaration of this kind has named the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Landslide1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Bosque County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events against a county and others against an NWS forecast zone, and publishes a code for both. Records are counted as Bosque County by that code — county records by the county's own FIPS code, zone records through the National Weather Service's published list of which counties each zone covers. No name matching is involved. Of 494 records, 315 were filed against this county and 179 against a forecast zone covering it. A zone storm is counted in every county its zone covers, and its damage figure is the whole storm's, not this county's share — NOAA does not publish that split. So these figures describe this county; they must not be added up across counties. Left out: 1% of Texas's NOAA records, which are marine zones or zones NWS does not map to a county.
  • Counts last rebuilt from the source records on Sep 15, 2026.

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Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.