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Macon County, Tennessee: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
296
1996 to 2026
People killed and injured in those events
14 / 44
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$29.9M
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
21
1969 to 2026
NFIP flood insurance claims
18
2002 to 2022; a count, not a rate
NFIP payments on those claims
$166K
Nominal dollars

What this means

  • The event NOAA recorded most often here is Thunderstorm Wind, with 124 records.
  • The costliest single record is Tornado in 2008: $14.1M in property damage, in the dollars of that year.
  • The deadliest record is Tornado in 2008, with 14 deaths.
  • FEMA has declared 21 disasters that named this county, most often for severe storm.
  • The worst year for flood insurance claims was 2010, with 12 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 21 disasters that named Macon County between 1969 and 2026.

FEMA disaster declarations naming Macon County, by incident type
Incident typeDisastersMost recent
Severe Storm112025
Flood31982
Biological22020
Winter Storm22026
Hurricane12005
Snowstorm11993
Tornado11974

Most recent declarations

  • EM-3635 2026 · Winter Storm · Severe Winter Storm
  • DR-4898 2026 · Winter Storm · Severe Winter Storm
  • EM-3625 2025 · Severe Storm · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
  • DR-4792 2024 · Severe Storm · Severe Storms, Tornadoes, And Flooding
  • DR-4701 2023 · Severe Storm · Severe Storms, Straight-line Winds, And Tornadoes
  • DR-4712 2023 · Severe Storm · Severe Storms, Straight-line Winds, And Tornado
  • EM-3473 2020 · Biological · Covid-19
  • DR-4514 2020 · Biological · Covid-19 Pandemic
  • DR-1937 2010 · Severe Storm · Severe Storms And Flooding
  • DR-1909 2010 · Severe Storm · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Not counted above: 1 statewide declarations, which covered every county in Tennessee. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for Macon County, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Thunderstorm Wind12400$1.7M
Hail3800$0
Flash Flood3500$1.7M
Winter Weather2500$65K
Drought1800$0
Winter Storm1500$10K
Heavy Snow1100$5.0M
Tornado91444$15.2M
Lightning700$316K
Flood500$5.5M
High Wind400$510K
Heavy Rain200$1K
Excessive Heat100$0
Extreme Cold/Wind Chill100$0
Strong Wind100$5K

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone. A storm filed against a forecast zone is counted in every county that zone covers, with the whole storm's damage; do not add these figures across counties.

Year by year

NOAA storm event records in Macon County each year. The busiest year was 2016, with 21 records.

Show the numbers for every year
NOAA storm event records in Macon County by year
YearRecordsDeathsProperty damage
199690$150K
199780$120K
1998120$5.5M
199960$70K
2000110$0
200160$0
200280$0
2003110$10K
2004110$46K
200580$0
200680$37K
200790$30K
20081514$14.2M
200990$270K
2010170$5.7M
2011150$71K
2012160$42K
2013120$305K
201420$10K
201570$1.0M
2016210$685K
201780$27K
2018130$43K
201990$114K
202030$104K
202170$18K
202240$15K
202350$1.0M
2024120$75K
2025100$285K
202640$2K

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. Tornado · Feb 5, 2008$14.1M
    NOAA name: Macon County · 14 deaths · 44 injuries · NOAA record 79653
  2. Heavy Snow · Feb 3, 1998$5.0M
    NOAA name: NWS forecast zone · NOAA record 5634316
  3. Flood · Aug 18, 2010$5.0M
    NOAA name: Macon County · NOAA record 257769
  4. Flash Flood · Jul 3, 2015$1.0M
    NOAA name: Macon County · NOAA record 594354
  5. Thunderstorm Wind · Apr 3, 1998$500K
    NOAA name: Macon County · NOAA record 5641480

Deadliest records

  1. Tornado · Feb 5, 200814 deaths
    NOAA name: Macon County · $14.1M damage · 44 injuries · NOAA record 79653

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $166K on 18 claims in Macon County from 2002 to 2022.

Years with the most NFIP claims in Macon County
YearClaimsPaid
201012$133K
20022$7K
20221$8K
20161$5K
20151$13K

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in Macon County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Severe Thunderstorm3169 NCEI events over 31 years (5.45/yr). 11 federal disaster declarations naming the county.
Flood, External342 NCEI events over 31 years (1.35/yr). 3 federal disaster declarations naming the county.
Snow Fall / Blizzard / Ice Storm351 NCEI events over 31 years (1.65/yr). 1 federal disaster declaration naming the county.
Hurricane / Tropical Storm2No events of this kind on the county's NCEI record over 31 years. 1 federal disaster declaration naming the county.
Tornado29 NCEI events over 31 years (0.29/yr). 1 federal disaster declaration naming the county.
Drought218 NCEI events over 31 years (0.58/yr). No federal disaster declaration of this kind has named the county.
High Wind (non-convective)25 NCEI events over 31 years (0.16/yr). No federal disaster declaration of this kind has named the county.
Epidemic22 federal disaster declarations naming the county.
Temperature Extremes12 NCEI events over 31 years (0.06/yr). No federal disaster declaration of this kind has named the county.
Wild Fire1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Landslide1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Macon County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events against a county and others against an NWS forecast zone, and publishes a code for both. Records are counted as Macon County by that code — county records by the county's own FIPS code, zone records through the National Weather Service's published list of which counties each zone covers. No name matching is involved. Of 296 records, 219 were filed against this county and 77 against a forecast zone covering it. A zone storm is counted in every county its zone covers, and its damage figure is the whole storm's, not this county's share — NOAA does not publish that split. So these figures describe this county; they must not be added up across counties.
  • Counts last rebuilt from the source records on Sep 15, 2026.

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Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.