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DeKalb County, Tennessee: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
292
1996 to 2026
People killed and injured in those events
1 / 1
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$3.7M
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
20
1974 to 2026
NFIP flood insurance claims
16
2002 to 2021; a count, not a rate
NFIP payments on those claims
$156K
Nominal dollars

What this means

  • The event NOAA recorded most often here is Thunderstorm Wind, with 115 records.
  • The costliest single record is Hail in 1998: $750K in property damage, in the dollars of that year.
  • The deadliest record is Tornado in 2012, with 1 death.
  • FEMA has declared 20 disasters that named this county, most often for severe storm.
  • The worst year for flood insurance claims was 2021, with 4 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 20 disasters that named DeKalb County between 1974 and 2026.

FEMA disaster declarations naming DeKalb County, by incident type
Incident typeDisastersMost recent
Severe Storm82025
Biological22020
Flood22019
Severe Ice Storm22021
Tornado21997
Winter Storm22026
Hurricane12005
Snowstorm11993

Most recent declarations

  • EM-3635 2026 · Winter Storm · Severe Winter Storm
  • DR-4898 2026 · Winter Storm · Severe Winter Storm
  • EM-3625 2025 · Severe Storm · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
  • DR-4594 2021 · Severe Ice Storm · Severe Winter Storms
  • EM-3473 2020 · Biological · Covid-19
  • DR-4514 2020 · Biological · Covid-19 Pandemic
  • DR-4427 2019 · Flood · Severe Storms, Flooding, Landslides, And Mudslides
  • DR-4211 2015 · Severe Ice Storm · Severe Winter Storm And Flooding
  • DR-4060 2012 · Severe Storm · Severe Storms, Tornadoes, Straight-line Winds And
  • DR-1909 2010 · Severe Storm · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Not counted above: 1 statewide declarations, which covered every county in Tennessee. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for DeKalb County, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Thunderstorm Wind11500$1.0M
Drought3900$0
Winter Weather3500$0
Hail3300$770K
Flash Flood1900$76K
Winter Storm1600$429K
Tornado911$1.3M
Heavy Snow800$0
Lightning500$55K
High Wind300$15K
Strong Wind300$6K
Flood200$1K
Extreme Cold/Wind Chill100$0
Funnel Cloud100$0
Heat100$0
Heavy Rain100$0
Ice Storm100$25K

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone. A storm filed against a forecast zone is counted in every county that zone covers, with the whole storm's damage; do not add these figures across counties.

Year by year

NOAA storm event records in DeKalb County each year. The busiest year was 2015, with 15 records.

Show the numbers for every year
NOAA storm event records in DeKalb County by year
YearRecordsDeathsProperty damage
199640$100
1997100$255K
199890$750K
199910$0
2000140$0
200110$0
2002120$10K
2003140$340K
2004150$2K
200550$1K
2006100$27K
200780$0
2008150$18K
2009100$232K
2010120$46K
2011120$157K
2012101$580K
201340$12K
2014130$80K
2015150$172K
201690$11K
2017110$42K
201890$28K
201970$7K
2020100$96K
2021100$424K
2022110$9K
2023110$115K
2024100$305K
202570$5K
202630$0

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. Hail · Jun 9, 1998$750K
    NOAA name: DeKalb County · NOAA record 5660358
  2. Tornado · Feb 29, 2012$500K
    NOAA name: DeKalb County · 1 death · NOAA record 362592
  3. Winter Storm · Feb 14, 2021$379K
    NOAA name: NWS forecast zone · NOAA record 946032
  4. Thunderstorm Wind · May 5, 2003$300K
    NOAA name: DeKalb County · NOAA record 5356331
  5. Tornado · May 6, 2024$300K
    NOAA name: DeKalb County · NOAA record 1166058

Deadliest records

  1. Tornado · Feb 29, 20121 death
    NOAA name: DeKalb County · $500K damage · NOAA record 362592

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $156K on 16 claims in DeKalb County from 2002 to 2021.

Years with the most NFIP claims in DeKalb County
YearClaimsPaid
20214$59K
20174$46K
20192$15K
20112$16K
20201$4K

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in DeKalb County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Severe Thunderstorm3153 NCEI events over 31 years (4.94/yr). 8 federal disaster declarations naming the county.
Snow Fall / Blizzard / Ice Storm360 NCEI events over 31 years (1.94/yr). 3 federal disaster declarations naming the county.
Drought339 NCEI events over 31 years (1.26/yr). No federal disaster declaration of this kind has named the county.
Hurricane / Tropical Storm2No events of this kind on the county's NCEI record over 31 years. 1 federal disaster declaration naming the county.
Tornado29 NCEI events over 31 years (0.29/yr). 2 federal disaster declarations naming the county.
Flood, External222 NCEI events over 31 years (0.71/yr). 2 federal disaster declarations naming the county.
High Wind (non-convective)26 NCEI events over 31 years (0.19/yr). No federal disaster declaration of this kind has named the county.
Epidemic22 federal disaster declarations naming the county.
Temperature Extremes12 NCEI events over 31 years (0.06/yr). No federal disaster declaration of this kind has named the county.
Wild Fire1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Landslide1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in DeKalb County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events against a county and others against an NWS forecast zone, and publishes a code for both. Records are counted as DeKalb County by that code — county records by the county's own FIPS code, zone records through the National Weather Service's published list of which counties each zone covers. No name matching is involved. Of 292 records, 184 were filed against this county and 108 against a forecast zone covering it. A zone storm is counted in every county its zone covers, and its damage figure is the whole storm's, not this county's share — NOAA does not publish that split. So these figures describe this county; they must not be added up across counties.
  • Counts last rebuilt from the source records on Sep 15, 2026.

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Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.