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Clermont County, Ohio: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
758
1996 to 2026
People killed and injured in those events
8 / 22
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$46.7M
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
18
1968 to 2020
NFIP flood insurance claims
581
1978 to 2022; a count, not a rate
NFIP payments on those claims
$9.4M
Nominal dollars

What this means

  • The event NOAA recorded most often here is Thunderstorm Wind, with 313 records.
  • The costliest single record is High Wind in 2008: $22.6M in property damage, in the dollars of that year.
  • The deadliest record is Tornado in 2012, with 3 deaths.
  • FEMA has declared 18 disasters that named this county, most often for severe storm.
  • The worst year for flood insurance claims was 1997, with 314 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 18 disasters that named Clermont County between 1968 and 2020.

FEMA disaster declarations naming Clermont County, by incident type
Incident typeDisastersMost recent
Severe Storm82012
Flood31996
Snowstorm32008
Biological22020
Hurricane12005
Tornado11968

Most recent declarations

  • DR-4507 2020 · Biological · Covid-19 Pandemic
  • EM-3457 2020 · Biological · Covid-19
  • EM-3346 2012 · Severe Storm · Severe Storms
  • DR-4002 2011 · Severe Storm · Severe Storms And Flooding
  • DR-1805 2008 · Severe Storm · Severe Wind Storm Associated With Tropical Depression Ike
  • EM-3286 2008 · Snowstorm · Record Snow And Near Record Snow
  • EM-3250 2005 · Hurricane · Hurricane Katrina Evacuation
  • DR-1580 2004 · Severe Storm · Severe Winter Storms, Flooding, And Mudslides
  • DR-1556 2004 · Severe Storm · Severe Storms And Flooding
  • DR-1390 2001 · Severe Storm · Severe Storms And Flooding

Not counted above: 3 statewide declarations, which covered every county in Ohio. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for Clermont County, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Thunderstorm Wind31301$2.5M
Hail10400$2.7M
Flash Flood8800$2.4M
Winter Weather6900$0
Flood6620$4.1M
Winter Storm4300$500K
Tornado17315$11.7M
High Wind1420$22.6M
Heavy Snow1100$1K
Ice Storm611$0
Lightning605$61K
Excessive Heat500$0
Strong Wind500$43K
Heat300$0
Drought200$0
Extreme Cold/Wind Chill200$0
Heavy Rain200$0
Cold/Wind Chill100$20K
Frost/Freeze100$0

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone. A storm filed against a forecast zone is counted in every county that zone covers, with the whole storm's damage; do not add these figures across counties.

Year by year

NOAA storm event records in Clermont County each year. The busiest year was 2019, with 61 records.

Show the numbers for every year
NOAA storm event records in Clermont County by year
YearRecordsDeathsProperty damage
1996330$1.7M
1997180$5.2M
1998230$176K
1999160$563K
2000251$357K
2001210$1.9M
2002180$2.6M
2003200$120K
2004140$24K
2005150$47K
2006210$215K
2007181$38K
2008190$22.8M
2009200$96K
2010252$45K
2011300$109K
2012423$5.8M
2013300$63K
2014170$38K
2015280$29K
2016270$85K
2017270$503K
2018210$133K
2019610$106K
2020530$300K
2021170$71K
2022320$3.2M
2023210$269K
202490$12K
2025320$127K
202651$2K

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. High Wind · Sep 14, 2008$22.6M
    NOAA name: NWS forecast zone · NOAA record 134612
  2. Tornado · Mar 2, 2012$5.7M
    NOAA name: Clermont County · 3 deaths · 13 injuries · NOAA record 369430
  3. Flood · Mar 2, 1997$3.0M
    NOAA name: NWS forecast zone · NOAA record 5597068
  4. Tornado · Jul 6, 2022$3.0M
    NOAA name: Clermont County · 2 injuries · NOAA record 1035499
  5. Hail · Apr 19, 2002$2.5M
    NOAA name: Clermont County · NOAA record 5292142

Deadliest records

  1. Tornado · Mar 2, 20123 deaths
    NOAA name: Clermont County · $5.7M damage · 13 injuries · NOAA record 369430
  2. Flood · Jun 9, 20102 deaths
    NOAA name: Clermont County · $3K damage · NOAA record 230262
  3. High Wind · Dec 11, 20001 death
    NOAA name: NWS forecast zone · NOAA record 5160573
  4. Ice Storm · Feb 13, 20071 death
    NOAA name: NWS forecast zone · 1 injury · NOAA record 18261
  5. High Wind · Mar 13, 20261 death
    NOAA name: NWS forecast zone · NOAA record 1320470

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $9.4M on 581 claims in Clermont County from 1978 to 2022.

Years with the most NFIP claims in Clermont County
YearClaimsPaid
1997314$6.5M
197956$91K
197844$70K
201829$607K
200115$110K

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in Clermont County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Severe Thunderstorm3423 NCEI events over 31 years (13.65/yr). 8 federal disaster declarations naming the county.
Flood, External3156 NCEI events over 31 years (5.03/yr). 3 federal disaster declarations naming the county.
Snow Fall / Blizzard / Ice Storm3129 NCEI events over 31 years (4.16/yr). 3 federal disaster declarations naming the county.
Hurricane / Tropical Storm2No events of this kind on the county's NCEI record over 31 years. 1 federal disaster declaration naming the county.
Tornado217 NCEI events over 31 years (0.55/yr). 1 federal disaster declaration naming the county.
Temperature Extremes212 NCEI events over 31 years (0.39/yr). No federal disaster declaration of this kind has named the county.
High Wind (non-convective)219 NCEI events over 31 years (0.61/yr). No federal disaster declaration of this kind has named the county.
Epidemic22 federal disaster declarations naming the county.
Drought12 NCEI events over 31 years (0.06/yr). No federal disaster declaration of this kind has named the county.
Wild Fire1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Landslide1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Clermont County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events against a county and others against an NWS forecast zone, and publishes a code for both. Records are counted as Clermont County by that code — county records by the county's own FIPS code, zone records through the National Weather Service's published list of which counties each zone covers. No name matching is involved. Of 758 records, 562 were filed against this county and 196 against a forecast zone covering it. A zone storm is counted in every county its zone covers, and its damage figure is the whole storm's, not this county's share — NOAA does not publish that split. So these figures describe this county; they must not be added up across counties.
  • Counts last rebuilt from the source records on Sep 15, 2026.

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Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.