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Saratoga County, New York: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
1,772
1996 to 2026
People killed and injured in those events
2 / 88
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$77.9M
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
20
1987 to 2021
NFIP flood insurance claims
580
1978 to 2024; a count, not a rate
NFIP payments on those claims
$8.0M
Nominal dollars

What this means

  • The event NOAA recorded most often here is Thunderstorm Wind, with 581 records.
  • The costliest single record is Tornado in 1998: $60.0M in property damage, in the dollars of that year.
  • The deadliest record is Lightning in 2007, with 1 death.
  • FEMA has declared 20 disasters that named this county, most often for severe storm.
  • The worst year for flood insurance claims was 2011, with 210 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 20 disasters that named Saratoga County between 1987 and 2021.

FEMA disaster declarations naming Saratoga County, by incident type
Incident typeDisastersMost recent
Severe Storm52019
Snowstorm52017
Hurricane42021
Biological22020
Other22003
Fire12001
Flood11996

Most recent declarations

  • EM-3565 2021 · Hurricane · Hurricane Henri
  • DR-4480 2020 · Biological · Covid-19 Pandemic
  • EM-3434 2020 · Biological · Covid-19
  • DR-4472 2019 · Severe Storm · Severe Storms, Straight-line Winds, And Flooding
  • DR-4322 2017 · Snowstorm · Severe Winter Storm And Snowstorm
  • EM-3351 2012 · Hurricane · Hurricane Sandy
  • DR-4020 2011 · Hurricane · Hurricane Irene
  • DR-1827 2008 · Severe Storm · Severe Winter Storm
  • EM-3299 2008 · Severe Storm · Severe Winter Storm
  • EM-3262 2005 · Hurricane · Hurricane Katrina Evacuation

Not counted above: 9 statewide declarations, which covered every county in New York. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for Saratoga County, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Thunderstorm Wind58115$3.4M
Winter Weather21407$11K
Hail16300$227K
Winter Storm14100$777K
Strong Wind9802$115K
Heat9700$0
Flood8200$11.2M
High Wind7701$532K
Flash Flood6500$901K
Cold/Wind Chill6300$0
Heavy Snow5400$50K
Frost/Freeze5100$0
Lightning2914$694K
Extreme Cold/Wind Chill1300$0
Excessive Heat1000$0
Heavy Rain700$30K
Ice Storm700$0
Tornado7069$60.0M
Drought400$0
Blizzard300$0
Funnel Cloud200$0
Tropical Storm200$0
Wildfire200$0

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone. A storm filed against a forecast zone is counted in every county that zone covers, with the whole storm's damage; do not add these figures across counties.

Year by year

NOAA storm event records in Saratoga County each year. The busiest year was 2019, with 144 records.

Show the numbers for every year
NOAA storm event records in Saratoga County by year
YearRecordsDeathsProperty damage
1996420$10.2M
1997420$842K
1998560$60.9M
1999330$571K
2000590$2.9M
2001270$324K
2002470$488K
2003340$286K
2004440$141K
2005430$0
2006290$0
2007531$130K
2008880$264K
2009460$8K
2010420$5K
2011650$1K
2012450$0
2013600$8K
2014550$7K
2015470$0
2016380$42K
2017710$14K
2018770$9K
20191440$189K
2020751$56K
2021820$55K
2022920$321K
2023660$171K
2024750$51K
2025650$1K
2026300$500

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. Tornado · May 31, 1998$60.0M
    NOAA name: Saratoga County · 68 injuries · NOAA record 5647010
  2. Flood · Jan 19, 1996$5.0M
    NOAA name: NWS forecast zone · NOAA record 5553411
  3. Flood · Jan 19, 1996$5.0M
    NOAA name: NWS forecast zone · NOAA record 5553412
  4. Thunderstorm Wind · Jun 2, 2000$1.0M
    NOAA name: Saratoga County · NOAA record 5150639
  5. Flood · Jan 8, 1998$500K
    NOAA name: NWS forecast zone · NOAA record 5629689

Deadliest records

  1. Lightning · Jun 27, 20071 death
    NOAA name: Saratoga County · NOAA record 37564
  2. Thunderstorm Wind · Oct 7, 20201 death
    NOAA name: Saratoga County · NOAA record 923293

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $8.0M on 580 claims in Saratoga County from 1978 to 2024.

Years with the most NFIP claims in Saratoga County
YearClaimsPaid
2011210$4.8M
199693$1.7M
199857$350K
197923$69K
200522$149K

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in Saratoga County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Hurricane / Tropical Storm32 NCEI events over 31 years (0.06/yr). 4 federal disaster declarations naming the county.
Severe Thunderstorm3773 NCEI events over 31 years (24.94/yr). 5 federal disaster declarations naming the county.
Flood, External3154 NCEI events over 31 years (4.97/yr). 1 federal disaster declaration naming the county.
Snow Fall / Blizzard / Ice Storm3419 NCEI events over 31 years (13.52/yr). 5 federal disaster declarations naming the county.
Temperature Extremes3234 NCEI events over 31 years (7.55/yr). No federal disaster declaration of this kind has named the county.
High Wind (non-convective)3175 NCEI events over 31 years (5.65/yr). No federal disaster declaration of this kind has named the county.
Tornado27 NCEI events over 31 years (0.23/yr). No federal disaster declaration of this kind has named the county.
Drought24 NCEI events over 31 years (0.13/yr). No federal disaster declaration of this kind has named the county.
Wild Fire22 NCEI events over 31 years (0.06/yr). 1 federal disaster declaration naming the county.
Epidemic22 federal disaster declarations naming the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Landslide1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Saratoga County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events against a county and others against an NWS forecast zone, and publishes a code for both. Records are counted as Saratoga County by that code — county records by the county's own FIPS code, zone records through the National Weather Service's published list of which counties each zone covers. No name matching is involved. Of 1,772 records, 900 were filed against this county and 872 against a forecast zone covering it. A zone storm is counted in every county its zone covers, and its damage figure is the whole storm's, not this county's share — NOAA does not publish that split. So these figures describe this county; they must not be added up across counties. Left out: 0% of New York's NOAA records, which are marine zones or zones NWS does not map to a county.
  • Counts last rebuilt from the source records on Sep 15, 2026.

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Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.