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Niagara County, New York: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
514
1996 to 2026
People killed and injured in those events
2 / 18
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$32.4M
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
27
1973 to 2022
NFIP flood insurance claims
180
1978 to 2024; a count, not a rate
NFIP payments on those claims
$738K
Nominal dollars

What this means

  • The event NOAA recorded most often here is Thunderstorm Wind, with 185 records.
  • The costliest single record is Lakeshore Flood in 2019: $5.5M in property damage, in the dollars of that year.
  • The deadliest record is Winter Storm in 2015, with 1 death.
  • FEMA has declared 27 disasters that named this county, most often for snowstorm.
  • The worst year for flood insurance claims was 2013, with 30 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 27 disasters that named Niagara County between 1973 and 2022.

FEMA disaster declarations naming Niagara County, by incident type
Incident typeDisastersMost recent
Snowstorm92022
Severe Storm52006
Flood42017
Biological22020
Hurricane22012
Other22003
Fire12001
Toxic Substances11980
Winter Storm12022

Most recent declarations

  • DR-4694 2022 · Snowstorm · Severe Winter Storm And Snowstorm
  • EM-3589 2022 · Winter Storm · Severe Winter Storm And Snowstorm
  • DR-4480 2020 · Biological · Covid-19 Pandemic
  • EM-3434 2020 · Biological · Covid-19
  • DR-4348 2017 · Flood · Flooding
  • DR-4129 2013 · Flood · Severe Storms And Flooding
  • EM-3351 2012 · Hurricane · Hurricane Sandy
  • DR-1993 2011 · Flood · Severe Storms, Flooding, Tornadoes, And Straight-line Winds
  • EM-3268 2006 · Snowstorm · Lake Effect Snowstorm
  • DR-1665 2006 · Severe Storm · Severe Storms And Flooding

Not counted above: 9 statewide declarations, which covered every county in New York. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for Niagara County, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Thunderstorm Wind18500$2.6M
High Wind8109$6.4M
Hail5800$1.5M
Heavy Snow3802$4.3M
Winter Storm3310$620K
Flash Flood3200$2.4M
Frost/Freeze2100$0
Flood1600$3.6M
Lake-Effect Snow1200$2.1M
Coastal Flood700$0
Lightning707$276K
Lakeshore Flood600$6.6M
Drought500$0
Ice Storm400$2.1M
Blizzard210$33K
Extreme Cold/Wind Chill200$0
Heavy Rain200$0
Funnel Cloud100$0
Seiche100$30K
Winter Weather100$0

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone. A storm filed against a forecast zone is counted in every county that zone covers, with the whole storm's damage; do not add these figures across counties.

Year by year

NOAA storm event records in Niagara County each year. The busiest year was 2008, with 37 records.

Show the numbers for every year
NOAA storm event records in Niagara County by year
YearRecordsDeathsProperty damage
1996130$476K
1997100$319K
1998190$2.1M
1999310$1.7M
2000150$1.2M
2001100$2.7M
2002170$2.7M
200380$930K
2004110$833K
2005150$540K
2006110$2.4M
2007130$236K
2008370$1.2M
2009170$203K
2010100$225K
2011160$995K
2012230$513K
2013190$1.1M
2014160$273K
201581$160K
2016180$149K
2017190$810K
2018120$147K
2019350$9.9M
2020210$52K
2021330$430K
2022111$102K
2023160$21K
202490$41K
202550$6K
2026160$0

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. Lakeshore Flood · Nov 1, 2019$5.5M
    NOAA name: NWS forecast zone · NOAA record 866850
  2. Heavy Snow · Dec 24, 2001$2.3M
    NOAA name: NWS forecast zone · NOAA record 5276012
  3. Lake-Effect Snow · Oct 12, 2006$2.0M
    NOAA name: NWS forecast zone · NOAA record 1265
  4. Ice Storm · Jan 31, 2002$1.5M
    NOAA name: NWS forecast zone · NOAA record 5279939
  5. Flash Flood · Jan 8, 1998$1.0M
    NOAA name: Niagara County · NOAA record 5628158

Deadliest records

  1. Winter Storm · Feb 14, 20151 death
    NOAA name: NWS forecast zone · $20K damage · NOAA record 560263
  2. Blizzard · Dec 23, 20221 death
    NOAA name: NWS forecast zone · NOAA record 1070864

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $738K on 180 claims in Niagara County from 1978 to 2024.

Years with the most NFIP claims in Niagara County
YearClaimsPaid
201330$149K
198521$29K
197921$8K
202119$355K
20178$26K

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in Niagara County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Severe Thunderstorm3250 NCEI events over 31 years (8.06/yr). 5 federal disaster declarations naming the county.
Flood, External363 NCEI events over 31 years (2.03/yr). 4 federal disaster declarations naming the county.
Snow Fall / Blizzard / Ice Storm390 NCEI events over 31 years (2.90/yr). 9 federal disaster declarations naming the county.
High Wind (non-convective)381 NCEI events over 31 years (2.61/yr). No federal disaster declaration of this kind has named the county.
Hurricane / Tropical Storm2No events of this kind on the county's NCEI record over 31 years. 2 federal disaster declarations naming the county.
Temperature Extremes223 NCEI events over 31 years (0.74/yr). No federal disaster declaration of this kind has named the county.
Drought25 NCEI events over 31 years (0.16/yr). No federal disaster declaration of this kind has named the county.
Wild Fire2No events of this kind on the county's NCEI record over 31 years. 1 federal disaster declaration naming the county.
Epidemic22 federal disaster declarations naming the county.
Tornado1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Landslide1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami11 NCEI event over 31 years (0.03/yr). No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Niagara County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events against a county and others against an NWS forecast zone, and publishes a code for both. Records are counted as Niagara County by that code — county records by the county's own FIPS code, zone records through the National Weather Service's published list of which counties each zone covers. No name matching is involved. Of 514 records, 306 were filed against this county and 208 against a forecast zone covering it. A zone storm is counted in every county its zone covers, and its damage figure is the whole storm's, not this county's share — NOAA does not publish that split. So these figures describe this county; they must not be added up across counties. Left out: 0% of New York's NOAA records, which are marine zones or zones NWS does not map to a county.
  • Counts last rebuilt from the source records on Sep 15, 2026.

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Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.