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Gallatin County, Montana: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
753
1996 to 2026
People killed and injured in those events
7 / 8
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$64.0M
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
9
1981 to 2020
NFIP flood insurance claims
77
1978 to 2024; a count, not a rate
NFIP payments on those claims
$348K
Nominal dollars

What this means

  • The event NOAA recorded most often here is Heavy Snow, with 228 records.
  • The costliest single record is Hail in 2010: $60.0M in property damage, in the dollars of that year.
  • The deadliest record is Winter Weather in 2022, with 2 deaths.
  • FEMA has declared 9 disasters that named this county, most often for fire.
  • The worst year for flood insurance claims was 1997, with 14 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 9 disasters that named Gallatin County between 1981 and 2020.

FEMA disaster declarations naming Gallatin County, by incident type
Incident typeDisastersMost recent
Fire32020
Biological22020
Severe Storm22001
Flood11981
Hurricane12005

Most recent declarations

  • FM-5346 2020 · Fire · Bridger Foothills Fire
  • EM-3476 2020 · Biological · Covid-19
  • DR-4508 2020 · Biological · Covid-19 Pandemic
  • EM-3253 2005 · Hurricane · Hurricane Katrina Evacuation
  • DR-1385 2001 · Severe Storm · Severe Winter Storms
  • FM-2321 2000 · Fire · Mt - South Central Zone 4 Fire Complex
  • DR-1340 2000 · Fire · Wildfires
  • DR-1105 1996 · Severe Storm · Severe Storms, Flooding, And Ice Jams
  • DR-640 1981 · Flood · Severe Storms & Flooding

Not counted above: 33 statewide declarations, which covered every county in Montana. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for Gallatin County, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Heavy Snow22800$3K
High Wind9302$1.7M
Thunderstorm Wind8400$28K
Hail7900$60.0M
Winter Weather7340$0
Winter Storm7210$260K
Extreme Cold/Wind Chill2600$0
Wildfire2106$320K
Flood2000$1.5M
Strong Wind1700$119K
Frost/Freeze1000$0
Funnel Cloud600$0
Avalanche510$0
Cold/Wind Chill400$0
Ice Storm300$0
Excessive Heat200$0
Flash Flood200$0
Heat200$0
Tornado200$0
Blizzard100$0
Debris Flow100$0
Dust Devil100$3K
Lightning110$0

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone. A storm filed against a forecast zone is counted in every county that zone covers, with the whole storm's damage; do not add these figures across counties.

Year by year

NOAA storm event records in Gallatin County each year. The busiest year was 2025, with 80 records.

Show the numbers for every year
NOAA storm event records in Gallatin County by year
YearRecordsDeathsProperty damage
1996311$0
1997160$543K
1998110$0
1999161$0
2000170$345K
2001130$0
2002190$0
2003130$3K
200480$0
200570$0
2006140$0
2007180$3K
2008300$18K
200970$0
2010140$60.0M
2011320$42K
2012181$10K
2013280$4K
2014181$2K
201570$62K
201670$1K
2017190$41K
201880$0
2019160$144K
2020230$65K
2021230$683K
2022562$46K
2023730$1.1M
2024780$111K
2025800$621K
2026331$74K

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. Hail · Jun 30, 2010$60.0M
    NOAA name: Gallatin County · NOAA record 229999
  2. Flood · Apr 10, 2023$1.0M
    NOAA name: Gallatin County · NOAA record 1096960
  3. High Wind · Dec 17, 2025$610K
    NOAA name: NWS forecast zone · NOAA record 1306305
  4. Flood · May 1, 1997$543K
    NOAA name: NWS forecast zone · NOAA record 5600147
  5. High Wind · Jan 13, 2021$500K
    NOAA name: NWS forecast zone · NOAA record 935959

Deadliest records

  1. Winter Weather · Nov 7, 20222 deaths
    NOAA name: NWS forecast zone · NOAA record 1060540
  2. Winter Storm · Nov 18, 19961 death
    NOAA name: NWS forecast zone · NOAA record 5570310
  3. Lightning · Jun 17, 19991 death
    NOAA name: Gallatin County · NOAA record 5709059
  4. Winter Weather · Dec 19, 20121 death
    NOAA name: NWS forecast zone · NOAA record 424865
  5. Avalanche · Feb 22, 20141 death
    NOAA name: NWS forecast zone · NOAA record 504844

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $348K on 77 claims in Gallatin County from 1978 to 2024.

Years with the most NFIP claims in Gallatin County
YearClaimsPaid
199714$71K
198110$24K
20119$31K
20088$97K
19796$3K

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in Gallatin County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Severe Thunderstorm3164 NCEI events over 31 years (5.29/yr). 2 federal disaster declarations naming the county.
Snow Fall / Blizzard / Ice Storm3377 NCEI events over 31 years (12.16/yr). No federal disaster declaration of this kind has named the county.
Temperature Extremes344 NCEI events over 31 years (1.42/yr). No federal disaster declaration of this kind has named the county.
Wild Fire321 NCEI events over 31 years (0.68/yr). 3 federal disaster declarations naming the county.
High Wind (non-convective)3110 NCEI events over 31 years (3.55/yr). No federal disaster declaration of this kind has named the county.
Hurricane / Tropical Storm2No events of this kind on the county's NCEI record over 31 years. 1 federal disaster declaration naming the county.
Flood, External222 NCEI events over 31 years (0.71/yr). 1 federal disaster declaration naming the county.
Landslide26 NCEI events over 31 years (0.19/yr). No federal disaster declaration of this kind has named the county.
Epidemic22 federal disaster declarations naming the county.
Tornado12 NCEI events over 31 years (0.06/yr). No federal disaster declaration of this kind has named the county.
Drought1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Gallatin County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events against a county and others against an NWS forecast zone, and publishes a code for both. Records are counted as Gallatin County by that code — county records by the county's own FIPS code, zone records through the National Weather Service's published list of which counties each zone covers. No name matching is involved. Of 753 records, 189 were filed against this county and 564 against a forecast zone covering it. A zone storm is counted in every county its zone covers, and its damage figure is the whole storm's, not this county's share — NOAA does not publish that split. So these figures describe this county; they must not be added up across counties. Left out: 21% of Montana's NOAA records, which are marine zones or zones NWS does not map to a county.
  • Counts last rebuilt from the source records on Sep 15, 2026.

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Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.