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Vernon County, Missouri: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
647
1996 to 2026
People killed and injured in those events
3 / 5
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$40.8M
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
26
1976 to 2026
NFIP flood insurance claims
12
1993 to 2024; a count, not a rate
NFIP payments on those claims
$93K
Nominal dollars

What this means

  • The event NOAA recorded most often here is Hail, with 207 records.
  • The costliest single record is Hail in 2026: $25.0M in property damage, in the dollars of that year.
  • The deadliest record is Heat in 1999, with 1 death.
  • FEMA has declared 26 disasters that named this county, most often for severe storm.
  • The worst year for flood insurance claims was 1994, with 5 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 26 disasters that named Vernon County between 1976 and 2026.

FEMA disaster declarations naming Vernon County, by incident type
Incident typeDisastersMost recent
Severe Storm162026
Flood32015
Severe Ice Storm32009
Biological22020
Drought11976
Hurricane12005

Most recent declarations

  • DR-4929 2026 · Severe Storm · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
  • DR-4885 2025 · Severe Storm · Severe Storms And Flooding
  • DR-4872 2025 · Severe Storm · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
  • DR-4741 2023 · Severe Storm · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
  • DR-4490 2020 · Biological · Covid-19 Pandemic
  • EM-3482 2020 · Biological · Covid-19
  • DR-4451 2019 · Severe Storm · Severe Storms, Tornadoes, And Flooding
  • EM-3374 2015 · Flood · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
  • EM-3317 2011 · Severe Storm · Severe Winter Storm
  • DR-1961 2011 · Severe Storm · Severe Winter Storm And Snowstorm

Not counted above: 4 statewide declarations, which covered every county in Missouri. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for Vernon County, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Hail20701$26.9M
Thunderstorm Wind17000$1.2M
Flash Flood8100$32K
Drought4200$8.9M
Flood4010$30K
Winter Storm2500$140K
Tornado1403$2.6M
Heavy Rain1100$0
High Wind1101$5K
Winter Weather1100$0
Heat1020$0
Ice Storm800$950K
Extreme Cold/Wind Chill500$0
Heavy Snow400$25K
Frost/Freeze300$0
Cold/Wind Chill200$0
Blizzard100$0
Lightning100$18K
Wildfire100$0

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone. A storm filed against a forecast zone is counted in every county that zone covers, with the whole storm's damage; do not add these figures across counties.

Year by year

NOAA storm event records in Vernon County each year. The busiest year was 2008, with 39 records.

Show the numbers for every year
NOAA storm event records in Vernon County by year
YearRecordsDeathsProperty damage
1996210$1K
1997150$30K
1998170$57K
1999141$173K
2000150$20K
2001170$143K
2002191$235K
2003350$0
2004100$125K
2005250$9K
2006230$740K
2007370$775K
2008390$225K
2009260$32K
2010170$32K
2011240$41K
2012290$468K
2013240$520K
2014130$38K
2015181$95K
2016120$12K
2017220$64K
2018100$32K
2019260$28K
2020140$66K
202170$25K
2022220$1.0M
2023380$260K
2024180$40K
2025310$10.2M
202690$25.3M

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. Hail · Apr 26, 2026$25.0M
    NOAA name: Vernon County · NOAA record 1329868
  2. Drought · Nov 1, 2025$8.5M
    NOAA name: NWS forecast zone · NOAA record 1300994
  3. Tornado · Apr 2, 2025$1.2M
    NOAA name: Vernon County · NOAA record 1251601
  4. Hail · Apr 21, 2022$1.0M
    NOAA name: Vernon County · NOAA record 1018913
  5. Ice Storm · Dec 9, 2007$750K
    NOAA name: NWS forecast zone · NOAA record 62890

Deadliest records

  1. Heat · Jul 23, 19991 death
    NOAA name: NWS forecast zone · NOAA record 5712127
  2. Heat · Jul 25, 20021 death
    NOAA name: NWS forecast zone · NOAA record 5306776
  3. Flood · Dec 28, 20151 death
    NOAA name: Vernon County · NOAA record 614497

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $93K on 12 claims in Vernon County from 1993 to 2024.

Years with the most NFIP claims in Vernon County
YearClaimsPaid
19945$50K
20192$18K
19932$5K
20241$14K
20171$7K

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in Vernon County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Severe Thunderstorm3378 NCEI events over 31 years (12.19/yr). 16 federal disaster declarations naming the county.
Flood, External3132 NCEI events over 31 years (4.26/yr). 3 federal disaster declarations naming the county.
Snow Fall / Blizzard / Ice Storm349 NCEI events over 31 years (1.58/yr). 3 federal disaster declarations naming the county.
Drought342 NCEI events over 31 years (1.35/yr). 1 federal disaster declaration naming the county.
Hurricane / Tropical Storm2No events of this kind on the county's NCEI record over 31 years. 1 federal disaster declaration naming the county.
Tornado214 NCEI events over 31 years (0.45/yr). No federal disaster declaration of this kind has named the county.
Temperature Extremes220 NCEI events over 31 years (0.65/yr). No federal disaster declaration of this kind has named the county.
High Wind (non-convective)211 NCEI events over 31 years (0.35/yr). No federal disaster declaration of this kind has named the county.
Epidemic22 federal disaster declarations naming the county.
Wild Fire11 NCEI event over 31 years (0.03/yr). No federal disaster declaration of this kind has named the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Landslide1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Vernon County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events against a county and others against an NWS forecast zone, and publishes a code for both. Records are counted as Vernon County by that code — county records by the county's own FIPS code, zone records through the National Weather Service's published list of which counties each zone covers. No name matching is involved. Of 647 records, 519 were filed against this county and 128 against a forecast zone covering it. A zone storm is counted in every county its zone covers, and its damage figure is the whole storm's, not this county's share — NOAA does not publish that split. So these figures describe this county; they must not be added up across counties.
  • Counts last rebuilt from the source records on Sep 15, 2026.

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Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.