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St. Louis city, Missouri: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
410
1996 to 2026
People killed and injured in those events
114 / 2,815
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$1.7B
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
25
1973 to 2025
NFIP flood insurance claims
753
1978 to 2024; a count, not a rate
NFIP payments on those claims
$10.1M
Nominal dollars

What this means

  • The event NOAA recorded most often here is Thunderstorm Wind, with 91 records.
  • The costliest single record is Tornado in 2025: $1.6B in property damage, in the dollars of that year.
  • The deadliest record is Heat in 1999, with 35 deaths.
  • FEMA has declared 25 disasters that named this county, most often for severe storm.
  • The worst year for flood insurance claims was 1993, with 280 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 25 disasters that named St. Louis city between 1973 and 2025.

FEMA disaster declarations naming St. Louis city, by incident type
Incident typeDisastersMost recent
Severe Storm132025
Flood52022
Severe Ice Storm32009
Biological22020
Hurricane12005
Tornado11979

Most recent declarations

  • DR-4877 2025 · Severe Storm · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
  • DR-4665 2022 · Flood · Severe Storms And Flooding
  • DR-4490 2020 · Biological · Covid-19 Pandemic
  • EM-3482 2020 · Biological · Covid-19
  • DR-4451 2019 · Severe Storm · Severe Storms, Tornadoes, And Flooding
  • DR-4250 2015 · Flood · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
  • EM-3374 2015 · Flood · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
  • EM-3325 2011 · Flood · Flooding
  • EM-3317 2011 · Severe Storm · Severe Winter Storm
  • EM-3303 2009 · Severe Ice Storm · Severe Winter Storm

Not counted above: 4 statewide declarations, which covered every county in Missouri. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for St. Louis city, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Thunderstorm Wind912140$1.7M
Hail8100$750K
Heat68731,468$0
Excessive Heat38311,107$0
Winter Storm35253$52.3M
Flash Flood3310$85.8M
Heavy Snow1200$0
Flood800$1K
High Wind800$0
Heavy Rain500$0
Lightning517$5K
Tornado5440$1.6B
Drought400$0
Ice Storm400$0
Winter Weather400$0
Cold/Wind Chill300$0
Sleet200$0
Strong Wind200$1K
Extreme Cold/Wind Chill100$0
Frost/Freeze100$0

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone. A storm filed against a forecast zone is counted in every county that zone covers, with the whole storm's damage; do not add these figures across counties.

Year by year

NOAA storm event records in St. Louis city each year. The busiest year was 2011, with 25 records.

Show the numbers for every year
NOAA storm event records in St. Louis city by year
YearRecordsDeathsProperty damage
1996182$0
1997103$0
1998150$0
1999735$750K
2000143$0
2001208$0
2002215$15K
2003143$0
2004170$350K
2005136$0
2006186$51.6M
2007136$0
2008150$1K
2009100$1K
2010232$100K
2011258$0
20121719$0
2013110$1K
2014130$1.0M
201590$0
201671$500K
201790$0
2018160$0
2019100$0
202051$0
202150$45K
202261$85.0M
2023131$530K
202470$60K
2025224$1.6B
202670$0

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. Tornado · May 16, 2025$1.6B
    NOAA name: St. Louis city · 4 deaths · 38 injuries · NOAA record 1262207
  2. Flash Flood · Jul 26, 2022$85.0M
    NOAA name: St. Louis city · 1 death · NOAA record 1050073
  3. Winter Storm · Nov 30, 2006$50.0M
    NOAA name: NWS forecast zone · 53 injuries · NOAA record 5927
  4. Winter Storm · Dec 1, 2006$1.3M
    NOAA name: NWS forecast zone · NOAA record 8397
  5. Winter Storm · Jan 5, 2014$1.0M
    NOAA name: NWS forecast zone · NOAA record 487353

Deadliest records

  1. Heat · Jul 18, 199935 deaths
    NOAA name: NWS forecast zone · 142 injuries · NOAA record 5710228
  2. Excessive Heat · Jul 1, 201214 deaths
    NOAA name: NWS forecast zone · 84 injuries · NOAA record 399771
  3. Excessive Heat · Aug 4, 20076 deaths
    NOAA name: NWS forecast zone · 422 injuries · NOAA record 56733
  4. Excessive Heat · Jul 17, 20115 deaths
    NOAA name: NWS forecast zone · 222 injuries · NOAA record 372751
  5. Heat · Jul 13, 20064 deaths
    NOAA name: NWS forecast zone · 437 injuries · NOAA record 5524372

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $10.1M on 753 claims in St. Louis city from 1978 to 2024.

Years with the most NFIP claims in St. Louis city
YearClaimsPaid
1993280$4.1M
1979131$478K
198256$212K
198327$49K
201524$116K

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in St. Louis city

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Severe Thunderstorm3177 NCEI events over 31 years (5.71/yr). 13 federal disaster declarations naming the county.
Flood, External346 NCEI events over 31 years (1.48/yr). 5 federal disaster declarations naming the county.
Snow Fall / Blizzard / Ice Storm357 NCEI events over 31 years (1.84/yr). 3 federal disaster declarations naming the county.
Temperature Extremes3111 NCEI events over 31 years (3.58/yr). No federal disaster declaration of this kind has named the county.
Hurricane / Tropical Storm2No events of this kind on the county's NCEI record over 31 years. 1 federal disaster declaration naming the county.
Tornado25 NCEI events over 31 years (0.16/yr). 1 federal disaster declaration naming the county.
Drought24 NCEI events over 31 years (0.13/yr). No federal disaster declaration of this kind has named the county.
High Wind (non-convective)210 NCEI events over 31 years (0.32/yr). No federal disaster declaration of this kind has named the county.
Epidemic22 federal disaster declarations naming the county.
Wild Fire1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Landslide1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in St. Louis city — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events against a county and others against an NWS forecast zone, and publishes a code for both. Records are counted as St. Louis city by that code — county records by the county's own FIPS code, zone records through the National Weather Service's published list of which counties each zone covers. No name matching is involved. Of 410 records, 224 were filed against this county and 186 against a forecast zone covering it. A zone storm is counted in every county its zone covers, and its damage figure is the whole storm's, not this county's share — NOAA does not publish that split. So these figures describe this county; they must not be added up across counties.
  • Counts last rebuilt from the source records on Sep 15, 2026.
  • This county's NOAA record is short (under 100 records, under 10 with damage, or under 10 years), so this page is not offered to search engines. It is still accurate.

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Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.