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Posey County, Indiana: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
887
1996 to 2026
People killed and injured in those events
2 / 4
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$19.7M
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
19
1977 to 2026
NFIP flood insurance claims
142
1979 to 2019; a count, not a rate
NFIP payments on those claims
$2.1M
Nominal dollars

What this means

  • The event NOAA recorded most often here is Flood, with 229 records.
  • The costliest single record is High Wind in 2008: $4.0M in property damage, in the dollars of that year.
  • The deadliest record is Tornado in 2008, with 2 deaths.
  • FEMA has declared 19 disasters that named this county, most often for severe storm.
  • The worst year for flood insurance claims was 2011, with 44 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 19 disasters that named Posey County between 1977 and 2026.

FEMA disaster declarations naming Posey County, by incident type
Incident typeDisastersMost recent
Severe Storm102011
Flood31996
Biological22020
Snowstorm22004
Hurricane12005
Winter Storm12026

Most recent declarations

  • EM-3641 2026 · Winter Storm · Severe Winter Storm
  • EM-3456 2020 · Biological · Covid-19
  • DR-4515 2020 · Biological · Covid-19 Pandemic
  • DR-1997 2011 · Severe Storm · Severe Storms, Tornadoes, Straight-line Winds, And
  • DR-1828 2009 · Severe Storm · Severe Winter Storm
  • DR-1795 2008 · Severe Storm · Severe Storms And Flooding
  • DR-1766 2008 · Severe Storm · Severe Storms, Flooding, And Tornadoes
  • EM-3238 2005 · Hurricane · Hurricane Katrina Evacuation
  • DR-1573 2005 · Severe Storm · Severe Winter Storms And Flooding
  • EM-3197 2004 · Snowstorm · Snow

Not counted above: 3 statewide declarations, which covered every county in Indiana. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for Posey County, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Flood22900$4.7M
Thunderstorm Wind8603$2.2M
Dense Fog8300$0
Winter Weather7500$0
Strong Wind6700$67K
Hail5900$2.1M
Heat5300$0
Frost/Freeze4900$0
Flash Flood3200$982K
Winter Storm2600$2.1M
Drought2200$0
Heavy Snow2000$10K
Tornado1821$3.5M
Cold/Wind Chill1700$0
Excessive Heat1700$0
Heavy Rain1000$0
Funnel Cloud800$0
High Wind600$4.0M
Extreme Cold/Wind Chill500$0
Ice Storm400$0
Freezing Fog100$0

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone. A storm filed against a forecast zone is counted in every county that zone covers, with the whole storm's damage; do not add these figures across counties.

Year by year

NOAA storm event records in Posey County each year. The busiest year was 2012, with 49 records.

Show the numbers for every year
NOAA storm event records in Posey County by year
YearRecordsDeathsProperty damage
1996130$905K
1997200$2.5M
1998220$23K
1999240$75K
2000160$132K
2001150$2K
2002270$2.8M
2003180$0
2004330$107K
2005230$802K
2006420$100K
2007410$21K
2008342$4.5M
2009240$2.1M
2010330$62K
2011490$1.6M
2012490$639K
2013210$26K
2014270$58K
2015280$8K
2016400$100K
2017220$531K
2018400$402K
2019460$57K
2020270$83K
2021200$25K
2022330$23K
2023210$7K
2024440$1.9M
2025280$133K
202670$1K

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. High Wind · Sep 14, 2008$4.0M
    NOAA name: NWS forecast zone · NOAA record 125774
  2. Flood · Mar 2, 1997$2.5M
    NOAA name: NWS forecast zone · NOAA record 5594938
  3. Hail · Apr 24, 2002$2.0M
    NOAA name: Posey County · NOAA record 5293556
  4. Winter Storm · Jan 26, 2009$2.0M
    NOAA name: NWS forecast zone · NOAA record 148781
  5. Tornado · Jul 9, 2024$1.1M
    NOAA name: Posey County · NOAA record 1203219

Deadliest records

  1. Tornado · Jan 29, 20082 deaths
    NOAA name: Posey County · $200K damage · NOAA record 70095

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $2.1M on 142 claims in Posey County from 1979 to 2019.

Years with the most NFIP claims in Posey County
YearClaimsPaid
201144$1.3M
200521$240K
199717$195K
19967$55K
19856$8K

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in Posey County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Severe Thunderstorm3145 NCEI events over 31 years (4.68/yr). 10 federal disaster declarations naming the county.
Flood, External3271 NCEI events over 31 years (8.74/yr). 3 federal disaster declarations naming the county.
Snow Fall / Blizzard / Ice Storm3126 NCEI events over 31 years (4.06/yr). 2 federal disaster declarations naming the county.
Temperature Extremes3141 NCEI events over 31 years (4.55/yr). No federal disaster declaration of this kind has named the county.
High Wind (non-convective)373 NCEI events over 31 years (2.35/yr). No federal disaster declaration of this kind has named the county.
Hurricane / Tropical Storm2No events of this kind on the county's NCEI record over 31 years. 1 federal disaster declaration naming the county.
Tornado218 NCEI events over 31 years (0.58/yr). No federal disaster declaration of this kind has named the county.
Drought222 NCEI events over 31 years (0.71/yr). No federal disaster declaration of this kind has named the county.
Epidemic22 federal disaster declarations naming the county.
Wild Fire1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Landslide1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Posey County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events against a county and others against an NWS forecast zone, and publishes a code for both. Records are counted as Posey County by that code — county records by the county's own FIPS code, zone records through the National Weather Service's published list of which counties each zone covers. No name matching is involved. Of 887 records, 382 were filed against this county and 505 against a forecast zone covering it. A zone storm is counted in every county its zone covers, and its damage figure is the whole storm's, not this county's share — NOAA does not publish that split. So these figures describe this county; they must not be added up across counties. Left out: 1% of Indiana's NOAA records, which are marine zones or zones NWS does not map to a county.
  • Counts last rebuilt from the source records on Sep 15, 2026.

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Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.