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Kosciusko County, Indiana: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
574
1996 to 2026
People killed and injured in those events
3 / 22
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$16.5M
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
18
1974 to 2026
NFIP flood insurance claims
388
1978 to 2023; a count, not a rate
NFIP payments on those claims
$4.1M
Nominal dollars

What this means

  • The event NOAA recorded most often here is Thunderstorm Wind, with 300 records.
  • The costliest single record is Thunderstorm Wind in 2009: $5.0M in property damage, in the dollars of that year.
  • The deadliest record is Winter Storm in 2008, with 1 death.
  • FEMA has declared 18 disasters that named this county, most often for severe storm.
  • The worst year for flood insurance claims was 2009, with 97 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 18 disasters that named Kosciusko County between 1974 and 2026.

FEMA disaster declarations naming Kosciusko County, by incident type
Incident typeDisastersMost recent
Severe Storm62014
Snowstorm42007
Flood32026
Biological22020
Hurricane12005
Tornado11974
Winter Storm12026

Most recent declarations

  • EM-3651 2026 · Flood · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
  • EM-3641 2026 · Winter Storm · Severe Winter Storm
  • DR-4515 2020 · Biological · Covid-19 Pandemic
  • EM-3456 2020 · Biological · Covid-19
  • DR-4363 2018 · Flood · Severe Storms And Flooding
  • DR-4173 2014 · Severe Storm · Severe Winter Storm And Snowstorm
  • DR-1832 2009 · Severe Storm · Severe Storms, Tornadoes, And Flooding
  • DR-1740 2008 · Severe Storm · Severe Storms And Flooding
  • EM-3274 2007 · Snowstorm · Snow
  • EM-3238 2005 · Hurricane · Hurricane Katrina Evacuation

Not counted above: 4 statewide declarations, which covered every county in Indiana. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for Kosciusko County, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Thunderstorm Wind30013$8.3M
Hail8600$7K
Winter Weather5800$0
Winter Storm3210$0
Tornado20018$6.8M
Heavy Snow1300$0
High Wind1201$18K
Lightning1200$745K
Flash Flood800$110K
Extreme Cold/Wind Chill700$0
Flood700$422K
Ice Storm400$25K
Strong Wind400$28K
Heavy Rain300$0
Blizzard200$0
Cold/Wind Chill210$0
Lake-Effect Snow200$0
Dense Fog100$0
Funnel Cloud100$0

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone.

Year by year

NOAA storm event records in Kosciusko County each year. The busiest year was 2014, with 36 records.

Show the numbers for every year
NOAA storm event records in Kosciusko County by year
YearRecordsDeathsProperty damage
199640$0
199760$0
1998190$2.1M
199970$80K
2000240$500K
2001220$2.6M
200260$0
2003240$7K
2004120$2K
2005190$14K
2006110$370K
2007230$3.3M
2008181$230K
2009170$5.1M
2010200$300K
2011221$506K
2012190$0
2013290$0
2014361$0
2015210$0
2016180$0
2017270$75K
2018170$56K
2019220$0
2020150$0
2021270$41K
2022330$278K
2023120$15K
2024100$550K
2025200$269K
2026140$34K

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. Thunderstorm Wind · May 14, 2009$5.0M
    NOAA name: KOSCIUSKO · NOAA record 159084
  2. Tornado · Oct 18, 2007$3.0M
    NOAA name: KOSCIUSKO · NOAA record 55288
  3. Tornado · Oct 24, 2001$2.5M
    NOAA name: KOSCIUSKO · 14 injuries · NOAA record 5270582
  4. Tornado · Jun 11, 1998$800K
    NOAA name: KOSCIUSKO · 4 injuries · NOAA record 5647452
  5. Thunderstorm Wind · Jul 21, 1998$500K
    NOAA name: KOSCIUSKO · NOAA record 5655019

Deadliest records

  1. Winter Storm · Mar 4, 20081 death
    NOAA name: KOSCIUSKO · NOAA record 86541
  2. Cold/Wind Chill · Feb 10, 20111 death
    NOAA name: KOSCIUSKO · NOAA record 283230
  3. Thunderstorm Wind · Jul 1, 20141 death
    NOAA name: KOSCIUSKO · NOAA record 538293

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $4.1M on 388 claims in Kosciusko County from 1978 to 2023.

Years with the most NFIP claims in Kosciusko County
YearClaimsPaid
200997$2.0M
200865$555K
198232$134K
201323$272K
198521$106K

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in Kosciusko County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Severe Thunderstorm3398 NCEI events over 31 years (12.84/yr). 6 federal disaster declarations naming the county.
Flood, External318 NCEI events over 31 years (0.58/yr). 3 federal disaster declarations naming the county.
Snow Fall / Blizzard / Ice Storm3111 NCEI events over 31 years (3.58/yr). 4 federal disaster declarations naming the county.
Hurricane / Tropical Storm2No events of this kind on the county's NCEI record over 31 years. 1 federal disaster declaration naming the county.
Tornado220 NCEI events over 31 years (0.65/yr). 1 federal disaster declaration naming the county.
Temperature Extremes29 NCEI events over 31 years (0.29/yr). No federal disaster declaration of this kind has named the county.
High Wind (non-convective)216 NCEI events over 31 years (0.52/yr). No federal disaster declaration of this kind has named the county.
Epidemic22 federal disaster declarations naming the county.
Drought1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Wild Fire1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Landslide1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Kosciusko County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events by county and others by forecast zone, and names both. Records are counted as Kosciusko County when their NOAA name is this county's name, alone or with a word like “Coastal” or “Inland” in front. The county codes NOAA also publishes have not been loaded for Indiana yet; when they are, this page will count by code instead, and some counties' records will grow. NOAA names counted here: KOSCIUSKO, NORTHERN KOSCIUSKO COUNTY, SOUTHERN KOSCIUSKO COUNTY. Zones named for something else, such as a mountain range or two counties at once, are left out: 0% of Indiana's NOAA records.
  • Counts last rebuilt from the source records on Sep 15, 2026.

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Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.