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Delaware County, Indiana: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
448
1996 to 2026
People killed and injured in those events
2 / 5
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$39.9M
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
19
1974 to 2026
NFIP flood insurance claims
237
1979 to 2024; a count, not a rate
NFIP payments on those claims
$2.5M
Nominal dollars

What this means

  • The event NOAA recorded most often here is Thunderstorm Wind, with 157 records.
  • The costliest single record is Hail in 2000: $15.0M in property damage, in the dollars of that year.
  • The deadliest record is Lightning in 1998, with 1 death.
  • FEMA has declared 19 disasters that named this county, most often for severe storm.
  • The worst year for flood insurance claims was 2003, with 35 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 19 disasters that named Delaware County between 1974 and 2026.

FEMA disaster declarations naming Delaware County, by incident type
Incident typeDisastersMost recent
Severe Storm62005
Flood42026
Snowstorm32007
Biological22020
Hurricane12005
Severe Ice Storm11991
Tornado11974
Winter Storm12026

Most recent declarations

  • EM-3651 2026 · Flood · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
  • DR-4933 2026 · Flood · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
  • EM-3641 2026 · Winter Storm · Severe Winter Storm
  • EM-3456 2020 · Biological · Covid-19
  • DR-4515 2020 · Biological · Covid-19 Pandemic
  • EM-3274 2007 · Snowstorm · Snow
  • EM-3238 2005 · Hurricane · Hurricane Katrina Evacuation
  • DR-1573 2005 · Severe Storm · Severe Winter Storms And Flooding
  • EM-3197 2004 · Snowstorm · Snow
  • DR-1520 2004 · Severe Storm · Severe Storms, Tornadoes, And Flooding

Not counted above: 4 statewide declarations, which covered every county in Indiana. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for Delaware County, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Thunderstorm Wind15703$6.3M
Hail10100$15.0M
Flood4000$9.8M
Flash Flood3600$451K
Winter Storm2500$10K
High Wind2101$343K
Heavy Snow1800$0
Drought1400$0
Tornado1100$7.4M
Lightning921$652K
Extreme Cold/Wind Chill400$0
Ice Storm400$500
Cold/Wind Chill200$0
Blizzard100$0
Dense Fog100$0
Excessive Heat100$0
Funnel Cloud100$0
Heat100$0
Heavy Rain100$0

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone. A storm filed against a forecast zone is counted in every county that zone covers, with the whole storm's damage; do not add these figures across counties.

Year by year

NOAA storm event records in Delaware County each year. The busiest year was 2025, with 30 records.

Show the numbers for every year
NOAA storm event records in Delaware County by year
YearRecordsDeathsProperty damage
199690$351K
199770$0
1998171$14K
199960$2.1M
2000140$15.4M
200150$0
2002160$3.3M
2003240$7.5M
200480$5K
2005270$25K
2006170$70K
2007110$31K
2008240$284K
200990$13K
2010100$132K
2011291$216K
2012290$68K
2013120$32K
201460$0
2015100$70K
201690$76K
2017200$191K
201880$13K
2019180$187K
202080$30K
2021140$140K
2022110$153K
2023110$111K
2024100$8.6M
2025300$433K
2026190$345K

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. Hail · May 18, 2000$15.0M
    NOAA name: Delaware County · NOAA record 5140145
  2. Flood · Sep 1, 2003$5.0M
    NOAA name: NWS forecast zone · NOAA record 5336927
  3. Thunderstorm Wind · Jul 29, 2024$4.5M
    NOAA name: Delaware County · NOAA record 1189911
  4. Tornado · Mar 14, 2024$4.0M
    NOAA name: Delaware County · NOAA record 1161519
  5. Tornado · Sep 20, 2002$3.0M
    NOAA name: Delaware County · NOAA record 5315478

Deadliest records

  1. Lightning · Jul 22, 19981 death
    NOAA name: Delaware County · NOAA record 5658009
  2. Lightning · Jun 15, 20111 death
    NOAA name: Delaware County · $150K damage · NOAA record 329351

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $2.5M on 237 claims in Delaware County from 1979 to 2024.

Years with the most NFIP claims in Delaware County
YearClaimsPaid
200335$488K
201132$545K
199218$170K
199018$101K
201515$264K

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in Delaware County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Severe Thunderstorm3267 NCEI events over 31 years (8.61/yr). 6 federal disaster declarations naming the county.
Flood, External377 NCEI events over 31 years (2.48/yr). 4 federal disaster declarations naming the county.
Snow Fall / Blizzard / Ice Storm348 NCEI events over 31 years (1.55/yr). 4 federal disaster declarations naming the county.
Hurricane / Tropical Storm2No events of this kind on the county's NCEI record over 31 years. 1 federal disaster declaration naming the county.
Tornado211 NCEI events over 31 years (0.35/yr). 1 federal disaster declaration naming the county.
Temperature Extremes28 NCEI events over 31 years (0.26/yr). No federal disaster declaration of this kind has named the county.
Drought214 NCEI events over 31 years (0.45/yr). No federal disaster declaration of this kind has named the county.
High Wind (non-convective)221 NCEI events over 31 years (0.68/yr). No federal disaster declaration of this kind has named the county.
Epidemic22 federal disaster declarations naming the county.
Wild Fire1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Landslide1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Delaware County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events against a county and others against an NWS forecast zone, and publishes a code for both. Records are counted as Delaware County by that code — county records by the county's own FIPS code, zone records through the National Weather Service's published list of which counties each zone covers. No name matching is involved. Of 448 records, 339 were filed against this county and 109 against a forecast zone covering it. A zone storm is counted in every county its zone covers, and its damage figure is the whole storm's, not this county's share — NOAA does not publish that split. So these figures describe this county; they must not be added up across counties. Left out: 1% of Indiana's NOAA records, which are marine zones or zones NWS does not map to a county.
  • Counts last rebuilt from the source records on Sep 15, 2026.

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Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.