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Henderson County, Illinois: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
376
1996 to 2026
People killed and injured in those events
0 / 1
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$21.3M
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
16
1965 to 2020
NFIP flood insurance claims
416
1979 to 2024; a count, not a rate
NFIP payments on those claims
$10.4M
Nominal dollars

What this means

  • The event NOAA recorded most often here is Thunderstorm Wind, with 75 records.
  • The costliest single record is Hail in 2003: $10.0M in property damage, in the dollars of that year.
  • FEMA has declared 16 disasters that named this county, most often for flood.
  • The worst year for flood insurance claims was 2008, with 136 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 16 disasters that named Henderson County between 1965 and 2020.

FEMA disaster declarations naming Henderson County, by incident type
Incident typeDisastersMost recent
Flood82019
Snowstorm32011
Biological22020
Hurricane12005
Severe Storm12008
Tornado11965

Most recent declarations

  • DR-4489 2020 · Biological · Covid-19 Pandemic
  • EM-3435 2020 · Biological · Covid-19
  • DR-4461 2019 · Flood · Severe Storms And Flooding
  • DR-4116 2013 · Flood · Severe Storms, Straight-line Winds, And Flooding
  • DR-1960 2011 · Snowstorm · Severe Winter Storm And Snowstorm
  • DR-1771 2008 · Severe Storm · Severe Storms And Flooding
  • EM-3230 2005 · Hurricane · Hurricane Katrina Evacuation
  • DR-1368 2001 · Flood · Flooding
  • EM-3161 2000 · Snowstorm · Illinois Winter Snow Storms
  • EM-3134 1999 · Snowstorm · Il-winter Storm 1/1/99

Not counted above: 2 statewide declarations, which covered every county in Illinois. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for Henderson County, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Thunderstorm Wind7501$454K
Hail5300$10.3M
Winter Storm4700$0
Winter Weather4700$6K
Flood4100$1.9M
Flash Flood1900$500K
Drought1700$0
Heavy Snow1100$0
Ice Storm1100$10K
Dense Fog900$0
Extreme Cold/Wind Chill700$0
High Wind700$100K
Tornado700$8.0M
Cold/Wind Chill500$0
Frost/Freeze500$0
Blizzard400$0
Heat400$0
Funnel Cloud300$0
Heavy Rain200$0
Excessive Heat100$0
Strong Wind100$0

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone. A storm filed against a forecast zone is counted in every county that zone covers, with the whole storm's damage; do not add these figures across counties.

Year by year

NOAA storm event records in Henderson County each year. The busiest year was 2008, with 29 records.

Show the numbers for every year
NOAA storm event records in Henderson County by year
YearRecordsDeathsProperty damage
1996120$8.0M
1997160$100K
199870$15K
1999160$0
2000270$1K
2001170$0
2002120$0
2003130$12.1M
200460$9K
2005140$22K
2006160$14K
2007230$35K
2008290$20K
2009160$250
2010210$430K
2011110$275K
2012100$0
2013150$250K
2014100$0
2015130$25K
201620$0
201750$0
201850$0
2019200$0
2020110$0
202140$0
202240$0
202350$0
202480$0
202540$0
202640$0

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. Hail · May 8, 2003$10.0M
    NOAA name: Henderson County · NOAA record 5359128
  2. Tornado · Apr 19, 1996$4.0M
    NOAA name: Henderson County · NOAA record 5555029
  3. Tornado · Apr 19, 1996$4.0M
    NOAA name: Henderson County · NOAA record 5555030
  4. Flood · May 21, 2003$1.0M
    NOAA name: NWS forecast zone · NOAA record 5359219
  5. Flash Flood · May 4, 2003$500K
    NOAA name: Henderson County · NOAA record 5359105

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $10.4M on 416 claims in Henderson County from 1979 to 2024.

Years with the most NFIP claims in Henderson County
YearClaimsPaid
2008136$7.0M
199370$985K
200147$461K
201438$550K
201924$634K

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in Henderson County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Severe Thunderstorm3128 NCEI events over 31 years (4.13/yr). 1 federal disaster declaration naming the county.
Flood, External362 NCEI events over 31 years (2.00/yr). 8 federal disaster declarations naming the county.
Snow Fall / Blizzard / Ice Storm3120 NCEI events over 31 years (3.87/yr). 3 federal disaster declarations naming the county.
Hurricane / Tropical Storm2No events of this kind on the county's NCEI record over 31 years. 1 federal disaster declaration naming the county.
Tornado27 NCEI events over 31 years (0.23/yr). 1 federal disaster declaration naming the county.
Temperature Extremes222 NCEI events over 31 years (0.71/yr). No federal disaster declaration of this kind has named the county.
Drought217 NCEI events over 31 years (0.55/yr). No federal disaster declaration of this kind has named the county.
High Wind (non-convective)28 NCEI events over 31 years (0.26/yr). No federal disaster declaration of this kind has named the county.
Epidemic22 federal disaster declarations naming the county.
Wild Fire1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Landslide1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Henderson County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events against a county and others against an NWS forecast zone, and publishes a code for both. Records are counted as Henderson County by that code — county records by the county's own FIPS code, zone records through the National Weather Service's published list of which counties each zone covers. No name matching is involved. Of 376 records, 193 were filed against this county and 183 against a forecast zone covering it. A zone storm is counted in every county its zone covers, and its damage figure is the whole storm's, not this county's share — NOAA does not publish that split. So these figures describe this county; they must not be added up across counties. Left out: 1% of Illinois's NOAA records, which are marine zones or zones NWS does not map to a county.
  • Counts last rebuilt from the source records on Sep 15, 2026.

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Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.