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Hancock County, Illinois: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
616
1996 to 2026
People killed and injured in those events
0 / 3
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$25.7M
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
19
1973 to 2023
NFIP flood insurance claims
287
1982 to 2023; a count, not a rate
NFIP payments on those claims
$5.5M
Nominal dollars

What this means

  • The event NOAA recorded most often here is Thunderstorm Wind, with 180 records.
  • The costliest single record is Tornado in 1999: $15.0M in property damage, in the dollars of that year.
  • FEMA has declared 19 disasters that named this county, most often for flood.
  • The worst year for flood insurance claims was 1993, with 113 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 19 disasters that named Hancock County between 1973 and 2023.

FEMA disaster declarations naming Hancock County, by incident type
Incident typeDisastersMost recent
Flood82019
Severe Storm42023
Snowstorm32011
Biological22020
Hurricane12005
Tornado12002

Most recent declarations

  • DR-4728 2023 · Severe Storm · Severe Storms And Flooding
  • EM-3435 2020 · Biological · Covid-19
  • DR-4489 2020 · Biological · Covid-19 Pandemic
  • DR-4461 2019 · Flood · Severe Storms And Flooding
  • DR-4116 2013 · Flood · Severe Storms, Straight-line Winds, And Flooding
  • DR-1960 2011 · Snowstorm · Severe Winter Storm And Snowstorm
  • DR-1771 2008 · Severe Storm · Severe Storms And Flooding
  • EM-3269 2006 · Snowstorm · Snow
  • EM-3230 2005 · Hurricane · Hurricane Katrina Evacuation
  • DR-1469 2003 · Severe Storm · Severe Storms, Tornadoes, And Flooding

Not counted above: 2 statewide declarations, which covered every county in Illinois. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for Hancock County, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Thunderstorm Wind18003$4.9M
Hail13800$365K
Flood5700$3.0M
Winter Storm5000$0
Winter Weather4600$3K
Flash Flood3700$585K
Drought1600$0
Tornado1600$16.8M
Heavy Snow1300$5K
Ice Storm1100$15K
Dense Fog900$0
Extreme Cold/Wind Chill700$0
Funnel Cloud600$0
High Wind600$100K
Cold/Wind Chill500$0
Frost/Freeze500$0
Heat400$0
Blizzard300$0
Heavy Rain300$5K
Lightning200$15K
Excessive Heat100$0
Strong Wind100$0

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone. A storm filed against a forecast zone is counted in every county that zone covers, with the whole storm's damage; do not add these figures across counties.

Year by year

NOAA storm event records in Hancock County each year. The busiest year was 2010, with 48 records.

Show the numbers for every year
NOAA storm event records in Hancock County by year
YearRecordsDeathsProperty damage
1996120$0
1997200$1.3M
1998120$500
1999160$15.0M
2000350$27K
2001350$40K
2002110$0
2003230$5.5M
2004200$51K
2005190$25K
2006140$14K
2007230$5K
2008360$165K
2009150$350K
2010480$1.4M
2011320$1.5M
2012160$75K
2013260$250K
2014230$0
2015180$0
2016100$0
2017130$0
2018190$0
2019390$0
202090$0
2021120$0
2022100$0
2023240$0
2024100$0
202580$0
202680$0

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. Tornado · Apr 8, 1999$15.0M
    NOAA name: Hancock County · NOAA record 5710827
  2. Thunderstorm Wind · Jul 18, 2003$3.5M
    NOAA name: Hancock County · NOAA record 5377645
  3. Flood · May 21, 2003$1.0M
    NOAA name: NWS forecast zone · NOAA record 5359220
  4. Tornado · Apr 30, 1997$400K
    NOAA name: Hancock County · NOAA record 5592327
  5. Tornado · Apr 30, 1997$400K
    NOAA name: Hancock County · NOAA record 5592328

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $5.5M on 287 claims in Hancock County from 1982 to 2023.

Years with the most NFIP claims in Hancock County
YearClaimsPaid
1993113$2.0M
200881$2.8M
200122$90K
201918$312K
201414$52K

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in Hancock County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Severe Thunderstorm3320 NCEI events over 31 years (10.32/yr). 4 federal disaster declarations naming the county.
Flood, External397 NCEI events over 31 years (3.13/yr). 8 federal disaster declarations naming the county.
Snow Fall / Blizzard / Ice Storm3123 NCEI events over 31 years (3.97/yr). 3 federal disaster declarations naming the county.
Hurricane / Tropical Storm2No events of this kind on the county's NCEI record over 31 years. 1 federal disaster declaration naming the county.
Tornado216 NCEI events over 31 years (0.52/yr). 1 federal disaster declaration naming the county.
Temperature Extremes222 NCEI events over 31 years (0.71/yr). No federal disaster declaration of this kind has named the county.
Drought216 NCEI events over 31 years (0.52/yr). No federal disaster declaration of this kind has named the county.
High Wind (non-convective)27 NCEI events over 31 years (0.23/yr). No federal disaster declaration of this kind has named the county.
Epidemic22 federal disaster declarations naming the county.
Wild Fire1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Landslide1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Hancock County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events against a county and others against an NWS forecast zone, and publishes a code for both. Records are counted as Hancock County by that code — county records by the county's own FIPS code, zone records through the National Weather Service's published list of which counties each zone covers. No name matching is involved. Of 616 records, 423 were filed against this county and 193 against a forecast zone covering it. A zone storm is counted in every county its zone covers, and its damage figure is the whole storm's, not this county's share — NOAA does not publish that split. So these figures describe this county; they must not be added up across counties. Left out: 1% of Illinois's NOAA records, which are marine zones or zones NWS does not map to a county.
  • Counts last rebuilt from the source records on Sep 15, 2026.

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Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.