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Gallatin County, Illinois: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
759
1996 to 2026
People killed and injured in those events
1 / 13
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$9.9M
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
11
1973 to 2020
NFIP flood insurance claims
47
1978 to 2011; a count, not a rate
NFIP payments on those claims
$864K
Nominal dollars

What this means

  • The event NOAA recorded most often here is Flood, with 149 records.
  • The costliest single record is Thunderstorm Wind in 2011: $2.0M in property damage, in the dollars of that year.
  • The deadliest record is Heat in 1999, with 1 death.
  • FEMA has declared 11 disasters that named this county, most often for severe storm.
  • The worst year for flood insurance claims was 2011, with 22 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 11 disasters that named Gallatin County between 1973 and 2020.

FEMA disaster declarations naming Gallatin County, by incident type
Incident typeDisastersMost recent
Severe Storm52011
Biological22020
Flood11973
Hurricane12005
Snowstorm12004
Tornado12002

Most recent declarations

  • DR-4489 2020 · Biological · Covid-19 Pandemic
  • EM-3435 2020 · Biological · Covid-19
  • DR-1991 2011 · Severe Storm · Severe Storms And Flooding
  • DR-1850 2009 · Severe Storm · Severe Storms, Flooding, And Tornadoes
  • DR-1826 2009 · Severe Storm · Severe Winter Storm
  • EM-3230 2005 · Hurricane · Hurricane Katrina Evacuation
  • EM-3199 2004 · Snowstorm · Record/near Record Snow
  • DR-1416 2002 · Tornado · Severe Storms, Tornadoes And Flooding
  • DR-1170 1997 · Severe Storm · Severe Storms And Flooding
  • DR-1112 1996 · Severe Storm · Severe Storms And Flooding

Not counted above: 2 statewide declarations, which covered every county in Illinois. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for Gallatin County, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Flood14900$2.8M
Dense Fog10800$0
Heat6410$0
Winter Weather6300$0
Strong Wind6100$59K
Thunderstorm Wind5700$3.4M
Frost/Freeze5100$0
Drought2900$0
Hail2900$0
Winter Storm2800$620K
Flash Flood2200$267K
Excessive Heat2100$0
Cold/Wind Chill2000$0
Heavy Snow1400$20K
Heavy Rain900$0
Tornado8013$1.6M
High Wind700$1.0M
Ice Storm600$50K
Extreme Cold/Wind Chill500$0
Funnel Cloud300$0
Freezing Fog200$0
Lightning200$120K
Wildfire100$10K

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone. A storm filed against a forecast zone is counted in every county that zone covers, with the whole storm's damage; do not add these figures across counties.

Year by year

NOAA storm event records in Gallatin County each year. The busiest year was 2011, with 41 records.

Show the numbers for every year
NOAA storm event records in Gallatin County by year
YearRecordsDeathsProperty damage
1996180$320K
1997160$9K
1998190$33K
1999181$75K
2000180$9K
2001130$30K
2002180$28K
2003160$0
2004210$250K
2005240$456K
2006270$137K
2007270$0
2008240$2.8M
2009150$122K
2010260$1K
2011410$3.4M
2012370$1.0M
2013210$1K
2014300$10K
2015360$28K
2016340$43K
2017200$30K
2018400$477K
2019330$28K
2020240$33K
2021220$90K
2022270$2K
2023260$37K
2024310$340K
2025290$79K
202680$0

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. Thunderstorm Wind · Apr 19, 2011$2.0M
    NOAA name: Gallatin County · NOAA record 289183
  2. Flood · Mar 18, 2008$1.2M
    NOAA name: Gallatin County · NOAA record 84921
  3. High Wind · Sep 14, 2008$1.0M
    NOAA name: NWS forecast zone · NOAA record 125789
  4. Tornado · Feb 29, 2012$1.0M
    NOAA name: Gallatin County · 13 injuries · NOAA record 359697
  5. Winter Storm · Feb 11, 2008$500K
    NOAA name: NWS forecast zone · NOAA record 77112

Deadliest records

  1. Heat · Jul 18, 19991 death
    NOAA name: NWS forecast zone · NOAA record 5709432

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $864K on 47 claims in Gallatin County from 1978 to 2011.

Years with the most NFIP claims in Gallatin County
YearClaimsPaid
201122$668K
199714$86K
20053$34K
19823$1K
20081$37K

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in Gallatin County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Severe Thunderstorm388 NCEI events over 31 years (2.84/yr). 5 federal disaster declarations naming the county.
Flood, External3180 NCEI events over 31 years (5.81/yr). 1 federal disaster declaration naming the county.
Snow Fall / Blizzard / Ice Storm3113 NCEI events over 31 years (3.65/yr). 1 federal disaster declaration naming the county.
Temperature Extremes3161 NCEI events over 31 years (5.19/yr). No federal disaster declaration of this kind has named the county.
High Wind (non-convective)368 NCEI events over 31 years (2.19/yr). No federal disaster declaration of this kind has named the county.
Hurricane / Tropical Storm2No events of this kind on the county's NCEI record over 31 years. 1 federal disaster declaration naming the county.
Tornado28 NCEI events over 31 years (0.26/yr). 1 federal disaster declaration naming the county.
Drought229 NCEI events over 31 years (0.94/yr). No federal disaster declaration of this kind has named the county.
Epidemic22 federal disaster declarations naming the county.
Wild Fire11 NCEI event over 31 years (0.03/yr). No federal disaster declaration of this kind has named the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Landslide1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Gallatin County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events against a county and others against an NWS forecast zone, and publishes a code for both. Records are counted as Gallatin County by that code — county records by the county's own FIPS code, zone records through the National Weather Service's published list of which counties each zone covers. No name matching is involved. Of 759 records, 226 were filed against this county and 533 against a forecast zone covering it. A zone storm is counted in every county its zone covers, and its damage figure is the whole storm's, not this county's share — NOAA does not publish that split. So these figures describe this county; they must not be added up across counties. Left out: 1% of Illinois's NOAA records, which are marine zones or zones NWS does not map to a county.
  • Counts last rebuilt from the source records on Sep 15, 2026.

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Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.