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Coles County, Illinois: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
455
1996 to 2026
People killed and injured in those events
6 / 10
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$21.7M
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
9
1974 to 2023
NFIP flood insurance claims
60
1980 to 2021; a count, not a rate
NFIP payments on those claims
$706K
Nominal dollars

What this means

  • The event NOAA recorded most often here is Thunderstorm Wind, with 172 records.
  • The costliest single record is Tornado in 2003: $10.0M in property damage, in the dollars of that year.
  • The deadliest record is Heavy Snow in 2000, with 1 death.
  • FEMA has declared 9 disasters that named this county, most often for biological.
  • The worst year for flood insurance claims was 1999, with 17 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 9 disasters that named Coles County between 1974 and 2023.

FEMA disaster declarations naming Coles County, by incident type
Incident typeDisastersMost recent
Biological22020
Severe Storm22023
Tornado22021
Flood11974
Hurricane12005
Snowstorm12011

Most recent declarations

  • DR-4728 2023 · Severe Storm · Severe Storms And Flooding
  • EM-3577 2021 · Tornado · Severe Storms, Straight-line Winds, And Tornadoes
  • EM-3435 2020 · Biological · Covid-19
  • DR-4489 2020 · Biological · Covid-19 Pandemic
  • DR-1960 2011 · Snowstorm · Severe Winter Storm And Snowstorm
  • DR-1771 2008 · Severe Storm · Severe Storms And Flooding
  • EM-3230 2005 · Hurricane · Hurricane Katrina Evacuation
  • DR-1416 2002 · Tornado · Severe Storms, Tornadoes And Flooding
  • DR-438 1974 · Flood · Severe Storms & Flooding

Not counted above: 2 statewide declarations, which covered every county in Illinois. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for Coles County, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Thunderstorm Wind17202$2.4M
Hail10500$0
Flash Flood4100$5.0M
High Wind2500$29K
Tornado2004$13.3M
Winter Storm1502$600K
Heavy Snow1410$0
Winter Weather1231$0
Drought1100$0
Flood1120$250K
Heat700$0
Excessive Heat600$0
Extreme Cold/Wind Chill600$0
Lightning301$105K
Cold/Wind Chill200$0
Blizzard100$0
Dense Fog100$0
Frost/Freeze100$0
Ice Storm100$0
Strong Wind100$15K

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone. A storm filed against a forecast zone is counted in every county that zone covers, with the whole storm's damage; do not add these figures across counties.

Year by year

NOAA storm event records in Coles County each year. The busiest year was 2025, with 29 records.

Show the numbers for every year
NOAA storm event records in Coles County by year
YearRecordsDeathsProperty damage
1996120$0
1997120$132K
1998120$3.1M
1999150$3.1M
2000161$0
200191$0
2002230$0
200370$10.0M
2004150$0
200590$0
2006200$0
2007100$28K
2008241$1.1M
2009210$205K
2010181$113K
2011221$667K
2012160$189K
201380$464K
201490$19K
2015150$79K
2016150$285K
201790$40K
2018120$2.1M
2019130$60K
202070$75K
2021110$0
2022110$0
2023200$0
2024140$0
2025291$0
2026210$0

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. Tornado · Sep 26, 2003$10.0M
    NOAA name: Coles County · 1 injury · NOAA record 5338041
  2. Tornado · Mar 28, 1998$3.0M
    NOAA name: Coles County · 3 injuries · NOAA record 5631696
  3. Flash Flood · Jun 1, 1999$3.0M
    NOAA name: Coles County · NOAA record 5709382
  4. Flash Flood · Apr 3, 2018$2.0M
    NOAA name: Coles County · NOAA record 753773
  5. Winter Storm · Feb 1, 2011$600K
    NOAA name: NWS forecast zone · NOAA record 280615

Deadliest records

  1. Heavy Snow · Mar 11, 20001 death
    NOAA name: NWS forecast zone · NOAA record 5136131
  2. Flood · Jul 9, 20011 death
    NOAA name: NWS forecast zone · NOAA record 5259752
  3. Flood · Jun 4, 20081 death
    NOAA name: Coles County · $250K damage · NOAA record 121041
  4. Winter Weather · Dec 12, 20101 death
    NOAA name: NWS forecast zone · NOAA record 267280
  5. Winter Weather · Jan 11, 20111 death
    NOAA name: NWS forecast zone · NOAA record 280567

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $706K on 60 claims in Coles County from 1980 to 2021.

Years with the most NFIP claims in Coles County
YearClaimsPaid
199917$116K
20189$139K
20089$258K
20216$141K
20025$14K

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in Coles County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Severe Thunderstorm3280 NCEI events over 31 years (9.03/yr). 2 federal disaster declarations naming the county.
Flood, External352 NCEI events over 31 years (1.68/yr). 1 federal disaster declaration naming the county.
Snow Fall / Blizzard / Ice Storm343 NCEI events over 31 years (1.39/yr). 1 federal disaster declaration naming the county.
Hurricane / Tropical Storm2No events of this kind on the county's NCEI record over 31 years. 1 federal disaster declaration naming the county.
Tornado220 NCEI events over 31 years (0.65/yr). 2 federal disaster declarations naming the county.
Temperature Extremes222 NCEI events over 31 years (0.71/yr). No federal disaster declaration of this kind has named the county.
Drought211 NCEI events over 31 years (0.35/yr). No federal disaster declaration of this kind has named the county.
High Wind (non-convective)226 NCEI events over 31 years (0.84/yr). No federal disaster declaration of this kind has named the county.
Epidemic22 federal disaster declarations naming the county.
Wild Fire1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Landslide1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Coles County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events against a county and others against an NWS forecast zone, and publishes a code for both. Records are counted as Coles County by that code — county records by the county's own FIPS code, zone records through the National Weather Service's published list of which counties each zone covers. No name matching is involved. Of 455 records, 350 were filed against this county and 105 against a forecast zone covering it. A zone storm is counted in every county its zone covers, and its damage figure is the whole storm's, not this county's share — NOAA does not publish that split. So these figures describe this county; they must not be added up across counties. Left out: 1% of Illinois's NOAA records, which are marine zones or zones NWS does not map to a county.
  • Counts last rebuilt from the source records on Sep 15, 2026.

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Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.