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Shelby County, Iowa: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
422
1996 to 2026
People killed and injured in those events
0 / 1
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$3.9M
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
20
1965 to 2024
NFIP flood insurance claims
15
1978 to 2018; a count, not a rate
NFIP payments on those claims
$311K
Nominal dollars

What this means

  • The event NOAA recorded most often here is Hail, with 114 records.
  • The costliest single record is Heavy Snow in 1997: $1.5M in property damage, in the dollars of that year.
  • FEMA has declared 20 disasters that named this county, most often for severe storm.
  • The worst year for flood insurance claims was 1993, with 10 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 20 disasters that named Shelby County between 1965 and 2024.

FEMA disaster declarations naming Shelby County, by incident type
Incident typeDisastersMost recent
Severe Storm82024
Flood62019
Biological22020
Hurricane12005
Severe Ice Storm11991
Snowstorm12007
Tornado12024

Most recent declarations

  • DR-4784 2024 · Severe Storm · Severe Storms, Tornadoes, And Flooding
  • DR-4779 2024 · Tornado · Severe Storms And Tornadoes
  • DR-4483 2020 · Biological · Covid-19 Pandemic
  • EM-3480 2020 · Biological · Covid-19
  • DR-4421 2019 · Flood · Severe Storms And Flooding
  • DR-4187 2014 · Severe Storm · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
  • DR-1930 2010 · Severe Storm · Severe Storms, Flooding, And Tornadoes
  • DR-1880 2010 · Severe Storm · Severe Winter Storm
  • DR-1877 2009 · Severe Storm · Severe Winter Storms And Snowstorm
  • DR-1705 2007 · Severe Storm · Severe Storms, Flooding, And Tornadoes

Not counted above: 9 statewide declarations, which covered every county in Iowa. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for Shelby County, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Hail11400$10K
Thunderstorm Wind10700$1.1M
Winter Storm4600$0
Cold/Wind Chill3500$0
High Wind2201$0
Tornado1600$1.2M
Blizzard1300$0
Heat1100$0
Drought1000$0
Excessive Heat1000$0
Extreme Cold/Wind Chill1000$0
Winter Weather700$0
Funnel Cloud500$0
Flash Flood400$50K
Heavy Snow400$1.5M
Ice Storm300$0
Strong Wind300$56K
Flood100$0
Heavy Rain100$0

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone. A storm filed against a forecast zone is counted in every county that zone covers, with the whole storm's damage; do not add these figures across counties.

Year by year

NOAA storm event records in Shelby County each year. The busiest year was 2024, with 28 records.

Show the numbers for every year
NOAA storm event records in Shelby County by year
YearRecordsDeathsProperty damage
1996140$0
1997150$1.5M
1998220$680K
1999140$400K
2000130$10K
2001150$5K
200290$0
2003160$0
2004190$0
2005160$0
200670$0
2007140$0
2008150$0
2009150$0
2010150$20K
2011220$0
2012130$40K
2013140$0
2014280$65K
2015120$1.2M
201660$0
201780$0
201890$1K
2019200$0
202040$0
202180$0
202270$0
202360$0
2024280$0
2025130$0
202650$0

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. Heavy Snow · Oct 25, 1997$1.5M
    NOAA name: NWS forecast zone · NOAA record 5623189
  2. Tornado · Nov 11, 2015$1.2M
    NOAA name: Shelby County · NOAA record 602066
  3. Thunderstorm Wind · Jun 9, 1999$400K
    NOAA name: Shelby County · NOAA record 5709018
  4. Thunderstorm Wind · May 15, 1998$120K
    NOAA name: Shelby County · NOAA record 5645642
  5. Thunderstorm Wind · May 15, 1998$100K
    NOAA name: Shelby County · NOAA record 5644062

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $311K on 15 claims in Shelby County from 1978 to 2018.

Years with the most NFIP claims in Shelby County
YearClaimsPaid
199310$279K
19782$1K
20181$0
19961$17K
19901$14K

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in Shelby County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Severe Thunderstorm3221 NCEI events over 31 years (7.13/yr). 8 federal disaster declarations naming the county.
Flood, External36 NCEI events over 31 years (0.19/yr). 6 federal disaster declarations naming the county.
Snow Fall / Blizzard / Ice Storm373 NCEI events over 31 years (2.35/yr). 2 federal disaster declarations naming the county.
Temperature Extremes366 NCEI events over 31 years (2.13/yr). No federal disaster declaration of this kind has named the county.
Hurricane / Tropical Storm2No events of this kind on the county's NCEI record over 31 years. 1 federal disaster declaration naming the county.
Tornado216 NCEI events over 31 years (0.52/yr). 1 federal disaster declaration naming the county.
Drought210 NCEI events over 31 years (0.32/yr). No federal disaster declaration of this kind has named the county.
High Wind (non-convective)225 NCEI events over 31 years (0.81/yr). No federal disaster declaration of this kind has named the county.
Epidemic22 federal disaster declarations naming the county.
Wild Fire1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Landslide1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Shelby County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events against a county and others against an NWS forecast zone, and publishes a code for both. Records are counted as Shelby County by that code — county records by the county's own FIPS code, zone records through the National Weather Service's published list of which counties each zone covers. No name matching is involved. Of 422 records, 247 were filed against this county and 175 against a forecast zone covering it. A zone storm is counted in every county its zone covers, and its damage figure is the whole storm's, not this county's share — NOAA does not publish that split. So these figures describe this county; they must not be added up across counties.
  • Counts last rebuilt from the source records on Sep 15, 2026.

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Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.