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Benton County, Iowa: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
881
1996 to 2026
People killed and injured in those events
2 / 7
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$20.7M
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
18
1965 to 2020
NFIP flood insurance claims
108
1982 to 2024; a count, not a rate
NFIP payments on those claims
$2.0M
Nominal dollars

What this means

  • The event NOAA recorded most often here is Thunderstorm Wind, with 301 records.
  • The costliest single record is Flood in 2008: $10.0M in property damage, in the dollars of that year.
  • The deadliest record is Winter Weather in 2008, with 1 death.
  • FEMA has declared 18 disasters that named this county, most often for flood.
  • The worst year for flood insurance claims was 2008, with 43 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 18 disasters that named Benton County between 1965 and 2020.

FEMA disaster declarations naming Benton County, by incident type
Incident typeDisastersMost recent
Flood82016
Severe Storm72020
Biological22020
Hurricane12005

Most recent declarations

  • DR-4557 2020 · Severe Storm · Severe Storms
  • DR-4483 2020 · Biological · Covid-19 Pandemic
  • EM-3480 2020 · Biological · Covid-19
  • DR-4289 2016 · Flood · Severe Storms And Flooding
  • DR-4135 2013 · Severe Storm · Severe Storms, Tornadoes, And Flooding
  • DR-4126 2013 · Severe Storm · Severe Storms, Tornadoes, And Flooding
  • DR-4016 2011 · Severe Storm · Severe Storms, Straight-line Winds, And Flooding
  • DR-1763 2008 · Severe Storm · Severe Storms, Tornadoes, And Flooding
  • DR-1688 2007 · Severe Storm · Severe Winter Storms
  • EM-3239 2005 · Hurricane · Hurricane Katrina Evacuation

Not counted above: 9 statewide declarations, which covered every county in Iowa. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for Benton County, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Thunderstorm Wind30111$4.7M
Hail24200$2.7M
Winter Storm6301$4K
Winter Weather5810$6K
Tornado3505$403K
Flash Flood2500$560K
Heavy Snow2000$15K
Flood1900$10.1M
Heavy Rain1500$0
Funnel Cloud1300$0
High Wind1300$108K
Blizzard1200$5K
Ice Storm1200$2.1M
Extreme Cold/Wind Chill1100$0
Drought1000$0
Dense Fog900$0
Cold/Wind Chill700$0
Frost/Freeze700$0
Heat300$0
Strong Wind300$60
Excessive Heat100$0
Freezing Fog100$0
Lightning100$500

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone. A storm filed against a forecast zone is counted in every county that zone covers, with the whole storm's damage; do not add these figures across counties.

Year by year

NOAA storm event records in Benton County each year. The busiest year was 2008, with 85 records.

Show the numbers for every year
NOAA storm event records in Benton County by year
YearRecordsDeathsProperty damage
1996120$4K
1997210$110K
1998220$60K
1999150$8K
2000410$4K
2001330$18K
200290$0
2003280$3.5M
2004330$285K
2005270$38K
2006540$293K
2007590$2.2M
2008851$10.3M
2009480$726K
2010330$315K
2011470$2.7M
2012350$41K
2013340$1K
2014310$0
2015130$0
201680$125K
2017200$25K
2018150$0
2019150$0
2020300$0
2021191$0
2022100$0
2023340$0
2024150$0
2025250$0
2026100$0

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. Flood · Jun 1, 2008$10.0M
    NOAA name: Benton County · NOAA record 117261
  2. Ice Storm · Feb 24, 2007$2.1M
    NOAA name: NWS forecast zone · NOAA record 15938
  3. Hail · May 10, 2003$1.0M
    NOAA name: Benton County · NOAA record 5359329
  4. Thunderstorm Wind · Jul 11, 2011$1.0M
    NOAA name: Benton County · NOAA record 329685
  5. Thunderstorm Wind · Jul 11, 2011$1.0M
    NOAA name: Benton County · NOAA record 338451

Deadliest records

  1. Winter Weather · Jan 20, 20081 death
    NOAA name: NWS forecast zone · NOAA record 75243
  2. Thunderstorm Wind · Dec 15, 20211 death
    NOAA name: Benton County · NOAA record 993812

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $2.0M on 108 claims in Benton County from 1982 to 2024.

Years with the most NFIP claims in Benton County
YearClaimsPaid
200843$1.1M
201627$606K
20107$72K
20096$101K
20135$41K

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in Benton County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Tornado335 NCEI events over 31 years (1.13/yr). No federal disaster declaration of this kind has named the county.
Severe Thunderstorm3544 NCEI events over 31 years (17.55/yr). 7 federal disaster declarations naming the county.
Flood, External359 NCEI events over 31 years (1.90/yr). 8 federal disaster declarations naming the county.
Snow Fall / Blizzard / Ice Storm3166 NCEI events over 31 years (5.35/yr). No federal disaster declaration of this kind has named the county.
Hurricane / Tropical Storm2No events of this kind on the county's NCEI record over 31 years. 1 federal disaster declaration naming the county.
Temperature Extremes229 NCEI events over 31 years (0.94/yr). No federal disaster declaration of this kind has named the county.
Drought210 NCEI events over 31 years (0.32/yr). No federal disaster declaration of this kind has named the county.
High Wind (non-convective)216 NCEI events over 31 years (0.52/yr). No federal disaster declaration of this kind has named the county.
Epidemic22 federal disaster declarations naming the county.
Wild Fire1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Landslide1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Benton County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events against a county and others against an NWS forecast zone, and publishes a code for both. Records are counted as Benton County by that code — county records by the county's own FIPS code, zone records through the National Weather Service's published list of which counties each zone covers. No name matching is involved. Of 881 records, 648 were filed against this county and 233 against a forecast zone covering it. A zone storm is counted in every county its zone covers, and its damage figure is the whole storm's, not this county's share — NOAA does not publish that split. So these figures describe this county; they must not be added up across counties.
  • Counts last rebuilt from the source records on Sep 15, 2026.

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Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.