Chester County, Pennsylvania: hazard history
What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.
At a glance
What this means
- The event NOAA recorded most often here is Thunderstorm Wind, with 680 records.
- The costliest single record is Flash Flood in 2021: $40.0M in property damage, in the dollars of that year.
- The deadliest record is Heat in 1999, with 4 deaths.
- FEMA has declared 26 disasters that named this county, most often for hurricane.
- The worst year for flood insurance claims was 2021, with 215 claims.
What this can't tell you
- What happens next. Past events do not set the odds of the next one.
- Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
- Today's cost. Damage and payments are in the dollars of the year they happened.
- A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
- Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.
Federal disaster declarations (FEMA)
FEMA declared 26 disasters that named Chester County between 1965 and 2021.
| Incident type | Disasters | Most recent |
|---|---|---|
| Hurricane | 7 | 2021 |
| Flood | 6 | 2011 |
| Severe Storm | 5 | 2006 |
| Snowstorm | 4 | 2016 |
| Biological | 2 | 2020 |
| Drought | 1 | 1965 |
| Severe Ice Storm | 1 | 2014 |
Most recent declarations
- DR-4618 2021 · Hurricane · Remnants Of Hurricane Ida
- EM-3441 2020 · Biological · Covid-19
- DR-4506 2020 · Biological · Covid-19 Pandemic
- DR-4267 2016 · Snowstorm · Severe Winter Storm And Snowstorm
- EM-3367 2014 · Severe Ice Storm · Severe Winter Storm
- EM-3356 2012 · Hurricane · Hurricane Sandy
- DR-4030 2011 · Flood · Tropical Storm Lee
- EM-3340 2011 · Flood · Remnants Of Tropical Storm Lee
- EM-3339 2011 · Hurricane · Hurricane Irene
- DR-4025 2011 · Hurricane · Hurricane Irene
Not counted above: 6 statewide declarations, which covered every county in Pennsylvania. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.
Storms recorded by NOAA, by type
| Event type | Records | Deaths | Injuries | Property damage |
|---|---|---|---|---|
| Thunderstorm Wind | 680 | 2 | 8 | $1.3M |
| Winter Weather | 269 | 0 | 0 | $50K |
| Flash Flood | 223 | 2 | 1 | $46.7M |
| Strong Wind | 97 | 1 | 2 | $390K |
| Flood | 93 | 1 | 1 | $10.7M |
| Hail | 79 | 0 | 0 | $100 |
| Heat | 69 | 11 | 0 | $0 |
| Winter Storm | 65 | 0 | 17 | $5.1M |
| Dense Fog | 64 | 0 | 0 | $0 |
| Heavy Rain | 50 | 1 | 0 | $0 |
| High Wind | 49 | 0 | 0 | $10.9M |
| Lightning | 46 | 3 | 6 | $2.7M |
| Drought | 44 | 0 | 0 | $0 |
| Excessive Heat | 43 | 0 | 0 | $0 |
| Cold/Wind Chill | 35 | 0 | 0 | $0 |
| Heavy Snow | 35 | 0 | 0 | $1.0M |
| Tornado | 11 | 0 | 13 | $4.4M |
| Funnel Cloud | 6 | 0 | 0 | $0 |
| Ice Storm | 6 | 0 | 0 | $0 |
| Sleet | 6 | 0 | 0 | $0 |
| Extreme Cold/Wind Chill | 4 | 0 | 0 | $0 |
| Tropical Storm | 4 | 0 | 0 | $850K |
| Frost/Freeze | 3 | 0 | 0 | $0 |
| Wildfire | 3 | 0 | 1 | $0 |
| Freezing Fog | 2 | 0 | 0 | $0 |
| Blizzard | 1 | 0 | 0 | $2.2M |
| Marine High Wind | 1 | 0 | 0 | $0 |
Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone.
Year by year
NOAA storm event records in Chester County each year. The busiest year was 2020, with 176 records.
Show the numbers for every year
| Year | Records | Deaths | Property damage |
|---|---|---|---|
| 1996 | 47 | 0 | $3.2M |
| 1997 | 42 | 1 | $25K |
| 1998 | 53 | 0 | $1.2M |
| 1999 | 54 | 5 | $8.0M |
| 2000 | 40 | 3 | $250K |
| 2001 | 36 | 1 | $0 |
| 2002 | 58 | 3 | $200K |
| 2003 | 51 | 1 | $11.9M |
| 2004 | 48 | 0 | $33K |
| 2005 | 44 | 1 | $3K |
| 2006 | 53 | 3 | $6.2M |
| 2007 | 53 | 0 | $131K |
| 2008 | 45 | 0 | $552K |
| 2009 | 57 | 0 | $578K |
| 2010 | 47 | 1 | $6.0M |
| 2011 | 56 | 0 | $1.9M |
| 2012 | 56 | 0 | $1.0M |
| 2013 | 71 | 0 | $41K |
| 2014 | 99 | 0 | $3.2M |
| 2015 | 68 | 0 | $378K |
| 2016 | 39 | 0 | $9K |
| 2017 | 33 | 0 | $750K |
| 2018 | 59 | 0 | $0 |
| 2019 | 133 | 0 | $0 |
| 2020 | 176 | 0 | $0 |
| 2021 | 139 | 1 | $40.5M |
| 2022 | 59 | 0 | $0 |
| 2023 | 84 | 1 | $20K |
| 2024 | 71 | 0 | $50K |
| 2025 | 88 | 0 | $100K |
| 2026 | 29 | 0 | $0 |
Years with no record are left out of the table, not shown as zero.
Notable events
Costliest records
- Flash Flood · Sep 1, 2021$40.0MNOAA name: CHESTER · 1 death · NOAA record 981414
- High Wind · Sep 18, 2003$6.7MNOAA name: CHESTER · NOAA record 5336708
- Flood · Jun 27, 2006$6.0MNOAA name: CHESTER · NOAA record 5518456
- Winter Storm · Feb 9, 2010$5.0MNOAA name: CHESTER · NOAA record 212812
- Flash Flood · Sep 15, 2003$3.5MNOAA name: CHESTER · NOAA record 5371968
Deadliest records
- Heat · Jul 4, 19994 deathsNOAA name: CHESTER · NOAA record 5715465
- Heat · Aug 1, 20023 deathsNOAA name: CHESTER · NOAA record 5318172
- Heat · May 6, 20002 deathsNOAA name: CHESTER · NOAA record 5144692
- Thunderstorm Wind · Jul 18, 20062 deathsNOAA name: CHESTER · 1 injury · NOAA record 5522793
- Heavy Rain · May 25, 19971 deathNOAA name: CHESTER · NOAA record 5609078
Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.
Flood insurance claims (NFIP)
The National Flood Insurance Program paid $37.4M on 1,893 claims in Chester County from 1978 to 2024.
| Year | Claims | Paid |
|---|---|---|
| 2021 | 215 | $13.7M |
| 2006 | 193 | $3.9M |
| 1999 | 191 | $3.3M |
| 2003 | 170 | $2.1M |
| 1979 | 168 | $363K |
A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.
Hazard vulnerability analysis: the probability column for a facility in Chester County
A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.
| Hazard | Prob. | Basis, from the county record |
|---|---|---|
| Hurricane / Tropical Storm | 3 | 4 NCEI events over 31 years (0.13/yr). 7 federal disaster declarations naming the county. |
| Severe Thunderstorm | 3 | 805 NCEI events over 31 years (25.97/yr). 5 federal disaster declarations naming the county. |
| Flood, External | 3 | 366 NCEI events over 31 years (11.81/yr). 6 federal disaster declarations naming the county. |
| Snow Fall / Blizzard / Ice Storm | 3 | 384 NCEI events over 31 years (12.39/yr). 5 federal disaster declarations naming the county. |
| Temperature Extremes | 3 | 154 NCEI events over 31 years (4.97/yr). No federal disaster declaration of this kind has named the county. |
| Drought | 3 | 44 NCEI events over 31 years (1.42/yr). 1 federal disaster declaration naming the county. |
| High Wind (non-convective) | 3 | 146 NCEI events over 31 years (4.71/yr). No federal disaster declaration of this kind has named the county. |
| Tornado | 2 | 11 NCEI events over 31 years (0.35/yr). No federal disaster declaration of this kind has named the county. |
| Epidemic | 2 | 2 federal disaster declarations naming the county. |
| Wild Fire | 1 | 3 NCEI events over 31 years (0.10/yr). No federal disaster declaration of this kind has named the county. |
| Earthquake | 1 | No federal disaster declaration of this kind has named the county. |
| Landslide | 1 | No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county. |
| Tidal Wave / Tsunami | 1 | No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county. |
| Volcano | 1 | No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county. |
| Dam Inundation | 1 | No federal disaster declaration of this kind has named the county. |
A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Chester County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.
How this page was made
- Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
- NOAA files some events by county and others by forecast zone, and names both. Records are counted as Chester County when their NOAA name is this county's name, alone or with a word like “Coastal” or “Inland” in front. The county codes NOAA also publishes have not been loaded for Pennsylvania yet; when they are, this page will count by code instead, and some counties' records will grow. NOAA names counted here: CHESTER, EASTERN CHESTER, Eastern Chester, WESTERN CHESTER, Western Chester. Zones named for something else, such as a mountain range or two counties at once, are left out: 0% of Pennsylvania's NOAA records.
- Counts last rebuilt from the source records on Sep 15, 2026.
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Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.