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Elko County, Nevada: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
1,315
1996 to 2026
People killed and injured in those events
1 / 9
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$18.4M
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
19
1977 to 2020
NFIP flood insurance claims
31
1984 to 2017; a count, not a rate
NFIP payments on those claims
$142K
Nominal dollars

What this means

  • The event NOAA recorded most often here is Heavy Snow, with 479 records.
  • The costliest single record is Hail in 2018: $5.0M in property damage, in the dollars of that year.
  • The deadliest record is Avalanche in 2021, with 1 death.
  • FEMA has declared 19 disasters that named this county, most often for fire.
  • The worst year for flood insurance claims was 2017, with 15 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 19 disasters that named Elko County between 1977 and 2020.

FEMA disaster declarations naming Elko County, by incident type
Incident typeDisastersMost recent
Fire112017
Biological22020
Severe Storm22017
Snowstorm22005
Drought11977
Hurricane12005

Most recent declarations

  • DR-4523 2020 · Biological · Covid-19 Pandemic
  • EM-3443 2020 · Biological · Covid-19
  • FM-5191 2017 · Fire · Oil Well Fire
  • DR-4307 2017 · Severe Storm · Severe Winter Storms, Flooding, And Mudslides
  • FM-2972 2011 · Fire · Indian Creek Fire
  • FM-2717 2007 · Fire · Murphy Fire Complex
  • FM-2670 2006 · Fire · Mudd Fire
  • FM-2648 2006 · Fire · Suzie Fire
  • DR-1629 2005 · Severe Storm · Severe Storms And Flooding
  • EM-3243 2005 · Hurricane · Hurricane Katrina Evacuation

Not counted above: 20 statewide declarations, which covered every county in Nevada. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for Elko County, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Heavy Snow47900$50K
High Wind47301$3.0M
Thunderstorm Wind15300$4.2M
Flash Flood6100$1.4M
Hail4800$5.0M
Winter Storm2400$0
Flood1600$3.2M
Tornado1200$22K
Funnel Cloud900$0
Wildfire803$1.0M
Debris Flow600$26K
Winter Weather600$0
Blizzard500$0
Avalanche311$0
Dust Storm300$0
Frost/Freeze300$0
Dust Devil204$501K
Strong Wind200$7K
Freezing Fog100$0
Lightning100$5K

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone. A storm filed against a forecast zone is counted in every county that zone covers, with the whole storm's damage; do not add these figures across counties.

Year by year

NOAA storm event records in Elko County each year. The busiest year was 2023, with 184 records.

Show the numbers for every year
NOAA storm event records in Elko County by year
YearRecordsDeathsProperty damage
1996120$0
199750$0
1998100$0
1999110$3K
2000200$2K
2001170$0
2002230$2K
2003160$0
2004230$100K
2005260$100K
2006140$35K
2007100$0
2008200$1K
2009150$700
2010340$43K
2011230$6K
2012330$43K
2013250$11K
2014510$82K
2015390$83K
2016200$2K
2017270$4.3M
2018510$12.5M
2019640$38K
2020670$5K
2021931$1.0M
20221840$14K
20231840$36K
20241110$0
2025650$0
2026220$0

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. Hail · May 26, 2018$5.0M
    NOAA name: Elko County · NOAA record 751588
  2. Flood · Feb 7, 2017$3.0M
    NOAA name: Elko County · NOAA record 681490
  3. High Wind · Mar 2, 2018$3.0M
    NOAA name: NWS forecast zone · NOAA record 741602
  4. Thunderstorm Wind · Jul 21, 2018$3.0M
    NOAA name: Elko County · NOAA record 763698
  5. Thunderstorm Wind · Apr 27, 2018$1.0M
    NOAA name: Elko County · NOAA record 744658

Deadliest records

  1. Avalanche · Feb 20, 20211 death
    NOAA name: NWS forecast zone · 1 injury · NOAA record 938139

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $142K on 31 claims in Elko County from 1984 to 2017.

Years with the most NFIP claims in Elko County
YearClaimsPaid
201715$114K
19844$17K
19953$3K
20052$0
19902$4K

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in Elko County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Severe Thunderstorm3202 NCEI events over 31 years (6.52/yr). 2 federal disaster declarations naming the county.
Flood, External377 NCEI events over 31 years (2.48/yr). No federal disaster declaration of this kind has named the county.
Snow Fall / Blizzard / Ice Storm3515 NCEI events over 31 years (16.61/yr). 2 federal disaster declarations naming the county.
Wild Fire38 NCEI events over 31 years (0.26/yr). 11 federal disaster declarations naming the county.
High Wind (non-convective)3475 NCEI events over 31 years (15.32/yr). No federal disaster declaration of this kind has named the county.
Hurricane / Tropical Storm2No events of this kind on the county's NCEI record over 31 years. 1 federal disaster declaration naming the county.
Tornado212 NCEI events over 31 years (0.39/yr). No federal disaster declaration of this kind has named the county.
Drought2No events of this kind on the county's NCEI record over 31 years. 1 federal disaster declaration naming the county.
Landslide29 NCEI events over 31 years (0.29/yr). No federal disaster declaration of this kind has named the county.
Epidemic22 federal disaster declarations naming the county.
Temperature Extremes13 NCEI events over 31 years (0.10/yr). No federal disaster declaration of this kind has named the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Elko County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events against a county and others against an NWS forecast zone, and publishes a code for both. Records are counted as Elko County by that code — county records by the county's own FIPS code, zone records through the National Weather Service's published list of which counties each zone covers. No name matching is involved. Of 1,315 records, 305 were filed against this county and 1,010 against a forecast zone covering it. A zone storm is counted in every county its zone covers, and its damage figure is the whole storm's, not this county's share — NOAA does not publish that split. So these figures describe this county; they must not be added up across counties. Left out: 4% of Nevada's NOAA records, which are marine zones or zones NWS does not map to a county.
  • Counts last rebuilt from the source records on Sep 15, 2026.

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Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.