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Covington County, Mississippi: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
425
1996 to 2026
People killed and injured in those events
3 / 43
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$252.5M
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
33
1969 to 2026
NFIP flood insurance claims
64
1979 to 2023; a count, not a rate
NFIP payments on those claims
$669K
Nominal dollars

What this means

  • The event NOAA recorded most often here is Thunderstorm Wind, with 214 records.
  • The costliest single record is Hurricane (Typhoon) in 2005: $200.0M in property damage, in the dollars of that year.
  • The deadliest record is Heat in 2007, with 1 death.
  • FEMA has declared 33 disasters that named this county, most often for hurricane.
  • The worst year for flood insurance claims was 1990, with 15 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 33 disasters that named Covington County between 1969 and 2026.

FEMA disaster declarations naming Covington County, by incident type
Incident typeDisastersMost recent
Hurricane152021
Severe Storm82025
Biological22020
Flood22016
Winter Storm22026
Severe Ice Storm12021
Snowstorm11977
Tornado11992
Tropical Storm12026

Most recent declarations

  • DR-4930 2026 · Tropical Storm · Tropical Storm Arthur
  • EM-3640 2026 · Winter Storm · Severe Winter Storm
  • DR-4899 2026 · Winter Storm · Severe Winter Storm
  • DR-4874 2025 · Severe Storm · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
  • DR-4727 2023 · Severe Storm · Severe Storms, Straight-line Winds, And Tornadoes.
  • EM-3569 2021 · Hurricane · Hurricane Ida
  • DR-4626 2021 · Hurricane · Hurricane Ida
  • DR-4598 2021 · Severe Ice Storm · Severe Winter Storms
  • EM-3544 2020 · Hurricane · Hurricane Sally
  • EM-3539 2020 · Hurricane · Hurricane Marco And Tropical Storm Laura

Not counted above: 3 statewide declarations, which covered every county in Mississippi. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for Covington County, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Thunderstorm Wind21400$5.5M
Hail5700$1.5M
Flash Flood5300$3.4M
Tornado44233$39.4M
Drought1100$80K
Strong Wind1000$83K
Heavy Snow600$1.3M
Tropical Storm500$165K
Heat410$0
Ice Storm400$565K
Hurricane (Typhoon)3010$200.1M
Lightning300$35K
Winter Weather300$10K
Cold/Wind Chill100$300K
Excessive Heat100$0
Extreme Cold/Wind Chill100$0
Flood100$10K
Funnel Cloud100$0
Heavy Rain100$0
High Wind100$85K
Tropical Depression100$15K

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone. A storm filed against a forecast zone is counted in every county that zone covers, with the whole storm's damage; do not add these figures across counties.

Year by year

NOAA storm event records in Covington County each year. The busiest year was 2020, with 27 records.

Show the numbers for every year
NOAA storm event records in Covington County by year
YearRecordsDeathsProperty damage
199660$2K
199750$5K
199850$101K
199990$896K
2000150$76K
2001180$70K
2002100$17K
2003210$88K
2004130$379K
2005250$201.5M
2006200$25K
2007141$900K
2008220$1.3M
2009150$595K
2010120$1.2M
2011140$740K
201290$148K
201370$132K
2014160$2.1M
2015150$259K
2016200$332K
2017170$2.0M
2018100$176K
2019190$173K
2020270$34.6M
202180$222K
2022120$678K
202390$2.7M
202480$159K
2025132$632K
2026110$262K

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. Hurricane (Typhoon) · Aug 29, 2005$200.0M
    NOAA name: NWS forecast zone · 10 injuries · NOAA record 5472227
  2. Tornado · Apr 12, 2020$25.9M
    NOAA name: Covington County · 5 injuries · NOAA record 902837
  3. Tornado · Apr 12, 2020$8.3M
    NOAA name: Covington County · 1 injury · NOAA record 902869
  4. Tornado · Apr 7, 2014$2.0M
    NOAA name: Covington County · 8 injuries · NOAA record 507164
  5. Thunderstorm Wind · May 5, 2023$2.0M
    NOAA name: Covington County · NOAA record 1107026

Deadliest records

  1. Heat · Aug 5, 20071 death
    NOAA name: NWS forecast zone · NOAA record 53593
  2. Tornado · Mar 15, 20251 death
    NOAA name: Covington County · 4 injuries · NOAA record 1259924
  3. Tornado · Mar 15, 20251 death
    NOAA name: Covington County · 1 injury · NOAA record 1264314

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $669K on 64 claims in Covington County from 1979 to 2023.

Years with the most NFIP claims in Covington County
YearClaimsPaid
199015$112K
19838$28K
20166$153K
20054$172K
19804$13K

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in Covington County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Hurricane / Tropical Storm39 NCEI events over 31 years (0.29/yr). 16 federal disaster declarations naming the county.
Tornado344 NCEI events over 31 years (1.42/yr). 1 federal disaster declaration naming the county.
Severe Thunderstorm3274 NCEI events over 31 years (8.84/yr). 8 federal disaster declarations naming the county.
Flood, External355 NCEI events over 31 years (1.77/yr). 2 federal disaster declarations naming the county.
Snow Fall / Blizzard / Ice Storm213 NCEI events over 31 years (0.42/yr). 2 federal disaster declarations naming the county.
Temperature Extremes27 NCEI events over 31 years (0.23/yr). No federal disaster declaration of this kind has named the county.
Drought211 NCEI events over 31 years (0.35/yr). No federal disaster declaration of this kind has named the county.
High Wind (non-convective)211 NCEI events over 31 years (0.35/yr). No federal disaster declaration of this kind has named the county.
Epidemic22 federal disaster declarations naming the county.
Wild Fire1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Landslide1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Covington County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events against a county and others against an NWS forecast zone, and publishes a code for both. Records are counted as Covington County by that code — county records by the county's own FIPS code, zone records through the National Weather Service's published list of which counties each zone covers. No name matching is involved. Of 425 records, 374 were filed against this county and 51 against a forecast zone covering it. A zone storm is counted in every county its zone covers, and its damage figure is the whole storm's, not this county's share — NOAA does not publish that split. So these figures describe this county; they must not be added up across counties. Left out: 1% of Mississippi's NOAA records, which are marine zones or zones NWS does not map to a county.
  • Counts last rebuilt from the source records on Sep 15, 2026.

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Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.