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Polk County, Minnesota: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
1,366
1996 to 2026
People killed and injured in those events
3 / 3
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$619.5M
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
31
1965 to 2022
NFIP flood insurance claims
1,457
1978 to 2023; a count, not a rate
NFIP payments on those claims
$35.1M
Nominal dollars

What this means

  • The event NOAA recorded most often here is Hail, with 384 records.
  • The costliest single record is Flood in 1997: $600.0M in property damage, in the dollars of that year.
  • The deadliest record is Blizzard in 1997, with 1 death.
  • FEMA has declared 31 disasters that named this county, most often for flood.
  • The worst year for flood insurance claims was 1997, with 1,026 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 31 disasters that named Polk County between 1965 and 2022.

FEMA disaster declarations naming Polk County, by incident type
Incident typeDisastersMost recent
Flood172022
Severe Storm82009
Biological22020
Drought11976
Hurricane12005
Severe Ice Storm11999
Tornado12010

Most recent declarations

  • DR-4659 2022 · Flood · Severe Storms, Straight-line Winds, And Flooding
  • DR-4531 2020 · Biological · Covid-19 Pandemic
  • EM-3453 2020 · Biological · Covid-19
  • DR-4442 2019 · Flood · Severe Winter Storm, Straight-line Winds, And Flooding
  • DR-4390 2018 · Flood · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
  • DR-1982 2011 · Flood · Severe Storms And Flooding
  • DR-1921 2010 · Tornado · Severe Storms, Tornadoes, And Flooding
  • DR-1900 2010 · Flood · Flooding
  • EM-3310 2010 · Flood · Flooding
  • EM-3304 2009 · Severe Storm · Severe Storms And Flooding

Not counted above: 16 statewide declarations, which covered every county in Minnesota. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for Polk County, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Hail38400$77K
Thunderstorm Wind27701$1.8M
Blizzard12410$5.0M
Extreme Cold/Wind Chill10610$0
Winter Storm10300$0
Heavy Snow6700$0
Tornado6012$7.0M
High Wind4700$4K
Flash Flood3800$292K
Cold/Wind Chill3600$42K
Funnel Cloud3200$0
Drought2700$0
Flood2400$603.0M
Frost/Freeze1700$0
Ice Storm1000$2.0M
Lightning400$216K
Excessive Heat300$0
Heat200$0
Strong Wind200$0
Winter Weather200$0
Heavy Rain100$0

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone. A storm filed against a forecast zone is counted in every county that zone covers, with the whole storm's damage; do not add these figures across counties.

Year by year

NOAA storm event records in Polk County each year. The busiest year was 2001, with 90 records.

Show the numbers for every year
NOAA storm event records in Polk County by year
YearRecordsDeathsProperty damage
1996460$500
1997491$607.3M
1998470$242K
1999380$159K
2000270$200
2001900$3.2M
2002490$22K
2003230$42K
2004350$1K
2005610$10K
2006460$942K
2007580$0
2008381$0
2009370$11K
2010461$5K
2011430$452K
2012320$2K
2013310$107K
2014430$65K
2015450$0
2016500$6K
2017420$100K
2018600$6.6M
2019650$50K
2020410$0
2021290$125K
2022670$15K
2023410$0
2024200$5K
2025450$0
2026220$0

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. Flood · Apr 17, 1997$600.0M
    NOAA name: NWS forecast zone · NOAA record 5591911
  2. Tornado · Jun 29, 2018$6.5M
    NOAA name: Polk County · NOAA record 759125
  3. Blizzard · Apr 5, 1997$5.0M
    NOAA name: NWS forecast zone · NOAA record 5591900
  4. Ice Storm · Apr 4, 1997$2.0M
    NOAA name: NWS forecast zone · NOAA record 5591890
  5. Flood · Apr 7, 2001$2.0M
    NOAA name: NWS forecast zone · NOAA record 5238746

Deadliest records

  1. Blizzard · Jan 9, 19971 death
    NOAA name: NWS forecast zone · NOAA record 5586703
  2. Extreme Cold/Wind Chill · Jan 29, 20081 death
    NOAA name: NWS forecast zone · NOAA record 74824
  3. Tornado · Jun 17, 20101 death
    NOAA name: Polk County · 2 injuries · NOAA record 245876

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $35.1M on 1,457 claims in Polk County from 1978 to 2023.

Years with the most NFIP claims in Polk County
YearClaimsPaid
19971,026$32.7M
1979155$723K
199960$557K
197837$100K
200929$87K

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in Polk County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Tornado360 NCEI events over 31 years (1.94/yr). 1 federal disaster declaration naming the county.
Severe Thunderstorm3665 NCEI events over 31 years (21.45/yr). 8 federal disaster declarations naming the county.
Flood, External363 NCEI events over 31 years (2.03/yr). 17 federal disaster declarations naming the county.
Snow Fall / Blizzard / Ice Storm3306 NCEI events over 31 years (9.87/yr). 1 federal disaster declaration naming the county.
Temperature Extremes3164 NCEI events over 31 years (5.29/yr). No federal disaster declaration of this kind has named the county.
High Wind (non-convective)349 NCEI events over 31 years (1.58/yr). No federal disaster declaration of this kind has named the county.
Hurricane / Tropical Storm2No events of this kind on the county's NCEI record over 31 years. 1 federal disaster declaration naming the county.
Drought227 NCEI events over 31 years (0.87/yr). 1 federal disaster declaration naming the county.
Epidemic22 federal disaster declarations naming the county.
Wild Fire1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Landslide1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Polk County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events against a county and others against an NWS forecast zone, and publishes a code for both. Records are counted as Polk County by that code — county records by the county's own FIPS code, zone records through the National Weather Service's published list of which counties each zone covers. No name matching is involved. Of 1,366 records, 812 were filed against this county and 554 against a forecast zone covering it. A zone storm is counted in every county its zone covers, and its damage figure is the whole storm's, not this county's share — NOAA does not publish that split. So these figures describe this county; they must not be added up across counties.
  • Counts last rebuilt from the source records on Sep 15, 2026.

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Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.