Clay County, Minnesota: hazard history

FEMA declared 29 disasters that named Clay County between 1966 and 2023.

Most recent declarations

• DR-4722 2023 · Flood · Severe Storms And Flooding
• EM-3453 2020 · Biological · Covid-19
• DR-4531 2020 · Biological · Covid-19 Pandemic
• DR-4442 2019 · Flood · Severe Winter Storm, Straight-line Winds, And Flooding
• DR-1982 2011 · Flood · Severe Storms And Flooding
• DR-1900 2010 · Flood · Flooding
• EM-3310 2010 · Flood · Flooding
• EM-3304 2009 · Severe Storm · Severe Storms And Flooding
• DR-1830 2009 · Severe Storm · Severe Storms And Flooding
• DR-1648 2006 · Flood · Flooding

Not counted above: 16 statewide declarations, which covered every county in Minnesota. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone. A storm filed against a forecast zone is counted in every county that zone covers, with the whole storm's damage; do not add these figures across counties.

NOAA storm event records in Clay County each year. The busiest year was 2019, with 52 records.

Years with no record are left out of the table, not shown as zero.

Costliest records

1. Flood · Apr 16, 1997$25.0M
   NOAA name: NWS forecast zone · NOAA record 5591909
2. Hail · Sep 21, 2007$10.0M
   NOAA name: Clay County · NOAA record 54742
3. Blizzard · Apr 5, 1997$5.0M
   NOAA name: NWS forecast zone · NOAA record 5591902
4. Flash Flood · Jun 19, 2000$5.0M
   NOAA name: Clay County · NOAA record 5148604
5. Flood · Apr 6, 2001$3.0M
   NOAA name: NWS forecast zone · NOAA record 5238666

Deadliest records

1. Extreme Cold/Wind Chill · Dec 3, 20071 death
   NOAA name: NWS forecast zone · NOAA record 70969
2. Flood · Apr 3, 20111 death
   NOAA name: Clay County · NOAA record 288661

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

The National Flood Insurance Program paid $13.6M on 1,341 claims in Clay County from 1978 to 2019.

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Clay County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

• Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
• NOAA files some events against a county and others against an NWS forecast zone, and publishes a code for both. Records are counted as Clay County by that code — county records by the county's own FIPS code, zone records through the National Weather Service's published list of which counties each zone covers. No name matching is involved. Of 707 records, 407 were filed against this county and 300 against a forecast zone covering it. A zone storm is counted in every county its zone covers, and its damage figure is the whole storm's, not this county's share — NOAA does not publish that split. So these figures describe this county; they must not be added up across counties.
• Counts last rebuilt from the source records on Sep 15, 2026.