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Ontonagon County, Michigan: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
612
1996 to 2026
People killed and injured in those events
3 / 2
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$10.9M
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
8
1977 to 2020
NFIP flood insurance claims
10
1980 to 2021; a count, not a rate
NFIP payments on those claims
$4K
Nominal dollars

What this means

  • The event NOAA recorded most often here is Winter Weather, with 179 records.
  • The costliest single record is Flood in 2023: $8.0M in property damage, in the dollars of that year.
  • The deadliest record is Winter Storm in 1996, with 1 death.
  • FEMA has declared 8 disasters that named this county, most often for biological.
  • The worst year for flood insurance claims was 1986, with 5 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 8 disasters that named Ontonagon County between 1977 and 2020.

FEMA disaster declarations naming Ontonagon County, by incident type
Incident typeDisastersMost recent
Biological22020
Flood22013
Drought11977
Freezing11994
Hurricane12005
Snowstorm11978

Most recent declarations

  • DR-4494 2020 · Biological · Covid-19 Pandemic
  • EM-3455 2020 · Biological · Covid-19
  • DR-4121 2013 · Flood · Flooding
  • EM-3225 2005 · Hurricane · Hurricane Katrina Evacuation
  • DR-1413 2002 · Flood · Flooding
  • DR-1028 1994 · Freezing · Severe Deep Freeze
  • EM-3057 1978 · Snowstorm · Blizzards & Snowstorms
  • EM-3035 1977 · Drought · Drought

Not counted above: 4 statewide declarations, which covered every county in Michigan. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for Ontonagon County, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Winter Weather17910$22K
Winter Storm12112$25K
Thunderstorm Wind6000$180K
Hail5200$0
Heavy Snow5200$1K
Lake-Effect Snow3300$0
Cold/Wind Chill3100$0
High Wind1900$23K
Blizzard1200$0
Heavy Rain1100$2K
Frost/Freeze1000$0
Extreme Cold/Wind Chill500$0
Flash Flood500$1.7M
Flood500$8.8M
Dense Fog400$0
Heat400$0
Ice Storm300$100K
Excessive Heat100$0
Rip Current110$0
Sleet100$0
Strong Wind100$10K
Tornado100$20K
Wildfire100$0

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone. A storm filed against a forecast zone is counted in every county that zone covers, with the whole storm's damage; do not add these figures across counties.

Year by year

NOAA storm event records in Ontonagon County each year. The busiest year was 2011, with 37 records.

Show the numbers for every year
NOAA storm event records in Ontonagon County by year
YearRecordsDeathsProperty damage
1996171$40K
1997120$0
199880$3K
1999100$0
2000130$0
2001110$0
2002350$212K
2003100$0
2004130$0
2005190$0
2006230$7K
2007190$2K
2008210$4K
2009280$0
2010230$19K
2011371$62K
2012280$9K
2013330$552K
2014310$0
2015180$0
2016220$116K
2017190$113K
2018190$13K
2019230$21K
2020160$8K
2021160$2K
2022280$35K
2023211$8.0M
2024120$55K
2025200$1.6M
202670$0

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. Flood · Apr 13, 2023$8.0M
    NOAA name: Ontonagon County · NOAA record 1093558
  2. Flash Flood · Jul 23, 2025$1.6M
    NOAA name: Ontonagon County · NOAA record 1287132
  3. Flood · Apr 28, 2013$550K
    NOAA name: Ontonagon County · NOAA record 445525
  4. Flood · Apr 14, 2002$212K
    NOAA name: NWS forecast zone · NOAA record 5287585
  5. Thunderstorm Wind · Jul 21, 2016$100K
    NOAA name: Ontonagon County · NOAA record 649556

Deadliest records

  1. Winter Storm · Mar 24, 19961 death
    NOAA name: NWS forecast zone · 2 injuries · NOAA record 5575657
  2. Winter Weather · Dec 14, 20111 death
    NOAA name: NWS forecast zone · $15K damage · NOAA record 358293
  3. Rip Current · Jul 28, 20231 death
    NOAA name: NWS forecast zone · NOAA record 1131465

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $4K on 10 claims in Ontonagon County from 1980 to 2021.

Years with the most NFIP claims in Ontonagon County
YearClaimsPaid
19865$4K
19802$287
20211$0
19911$0
19871$310

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in Ontonagon County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Severe Thunderstorm3112 NCEI events over 31 years (3.61/yr). No federal disaster declaration of this kind has named the county.
Snow Fall / Blizzard / Ice Storm3401 NCEI events over 31 years (12.94/yr). 1 federal disaster declaration naming the county.
Temperature Extremes351 NCEI events over 31 years (1.65/yr). 1 federal disaster declaration naming the county.
Hurricane / Tropical Storm2No events of this kind on the county's NCEI record over 31 years. 1 federal disaster declaration naming the county.
Flood, External221 NCEI events over 31 years (0.68/yr). 2 federal disaster declarations naming the county.
Drought2No events of this kind on the county's NCEI record over 31 years. 1 federal disaster declaration naming the county.
High Wind (non-convective)220 NCEI events over 31 years (0.65/yr). No federal disaster declaration of this kind has named the county.
Epidemic22 federal disaster declarations naming the county.
Tornado11 NCEI event over 31 years (0.03/yr). No federal disaster declaration of this kind has named the county.
Wild Fire11 NCEI event over 31 years (0.03/yr). No federal disaster declaration of this kind has named the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Landslide1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Ontonagon County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events against a county and others against an NWS forecast zone, and publishes a code for both. Records are counted as Ontonagon County by that code — county records by the county's own FIPS code, zone records through the National Weather Service's published list of which counties each zone covers. No name matching is involved. Of 612 records, 132 were filed against this county and 480 against a forecast zone covering it. A zone storm is counted in every county its zone covers, and its damage figure is the whole storm's, not this county's share — NOAA does not publish that split. So these figures describe this county; they must not be added up across counties. Left out: 2% of Michigan's NOAA records, which are marine zones or zones NWS does not map to a county.
  • Counts last rebuilt from the source records on Sep 15, 2026.

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Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.