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Mason County, Michigan: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
233
1996 to 2026
People killed and injured in those events
1 / 5
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$16.4M
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
9
1977 to 2020
NFIP flood insurance claims
13
1986 to 2023; a count, not a rate
NFIP payments on those claims
$238K
Nominal dollars

What this means

  • The event NOAA recorded most often here is Thunderstorm Wind, with 61 records.
  • The costliest single record is High Wind in 2017: $5.0M in property damage, in the dollars of that year.
  • The deadliest record is Rip Current in 2023, with 1 death.
  • FEMA has declared 9 disasters that named this county, most often for biological.
  • The worst year for flood insurance claims was 1986, with 4 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 9 disasters that named Mason County between 1977 and 2020.

FEMA disaster declarations naming Mason County, by incident type
Incident typeDisastersMost recent
Biological22020
Flood21986
Severe Storm22008
Drought11977
Hurricane12005
Snowstorm11978

Most recent declarations

  • DR-4494 2020 · Biological · Covid-19 Pandemic
  • EM-3455 2020 · Biological · Covid-19
  • DR-1777 2008 · Severe Storm · Severe Storms, Tornadoes, And Flooding
  • EM-3225 2005 · Hurricane · Hurricane Katrina Evacuation
  • DR-1226 1998 · Severe Storm · Severe Storms
  • DR-774 1986 · Flood · Severe Storms & Flooding
  • DR-744 1985 · Flood · Severe Storms And Flooding
  • EM-3057 1978 · Snowstorm · Blizzards & Snowstorms
  • EM-3035 1977 · Drought · Drought

Not counted above: 4 statewide declarations, which covered every county in Michigan. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for Mason County, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Thunderstorm Wind6105$2.9M
Winter Storm5200$150K
Heavy Snow3000$0
Lake-Effect Snow2500$0
Hail1900$195K
Winter Weather1200$0
High Wind1100$5.1M
Flash Flood900$3.3M
Blizzard500$0
Flood500$4.5M
Ice Storm100$200K
Rip Current110$0
Sleet100$0
Tornado100$0

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone. A storm filed against a forecast zone is counted in every county that zone covers, with the whole storm's damage; do not add these figures across counties.

Year by year

NOAA storm event records in Mason County each year. The busiest year was 2008, with 25 records.

Show the numbers for every year
NOAA storm event records in Mason County by year
YearRecordsDeathsProperty damage
199640$0
199790$35K
1998190$1.0M
1999120$10K
2000150$80K
200190$270K
200280$35K
200360$225K
2004110$1.1M
2005100$140K
2006110$150K
200760$22K
2008250$3.0M
200940$0
201050$0
201180$0
2012120$225K
201380$3.1M
201460$515K
201540$10K
201630$0
201720$5.0M
201840$265K
201990$851K
202040$135K
202150$155K
202240$0
202311$0
202420$5K
202550$0
202620$0

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. High Wind · Mar 8, 2017$5.0M
    NOAA name: NWS forecast zone · NOAA record 674060
  2. Flash Flood · Jun 13, 2008$3.0M
    NOAA name: Mason County · NOAA record 117391
  3. Flood · Apr 17, 2013$3.0M
    NOAA name: Mason County · NOAA record 443975
  4. Thunderstorm Wind · May 31, 1998$1.0M
    NOAA name: Mason County · 5 injuries · NOAA record 5655050
  5. Flood · May 23, 2004$1.0M
    NOAA name: NWS forecast zone · NOAA record 5411109

Deadliest records

  1. Rip Current · Sep 3, 20231 death
    NOAA name: NWS forecast zone · NOAA record 1127082

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $238K on 13 claims in Mason County from 1986 to 2023.

Years with the most NFIP claims in Mason County
YearClaimsPaid
19864$21K
20192$119K
20182$73K
20231$0
20201$0

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in Mason County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Severe Thunderstorm380 NCEI events over 31 years (2.58/yr). 2 federal disaster declarations naming the county.
Snow Fall / Blizzard / Ice Storm3126 NCEI events over 31 years (4.06/yr). 1 federal disaster declaration naming the county.
Hurricane / Tropical Storm2No events of this kind on the county's NCEI record over 31 years. 1 federal disaster declaration naming the county.
Flood, External214 NCEI events over 31 years (0.45/yr). 2 federal disaster declarations naming the county.
Drought2No events of this kind on the county's NCEI record over 31 years. 1 federal disaster declaration naming the county.
High Wind (non-convective)211 NCEI events over 31 years (0.35/yr). No federal disaster declaration of this kind has named the county.
Epidemic22 federal disaster declarations naming the county.
Tornado11 NCEI event over 31 years (0.03/yr). No federal disaster declaration of this kind has named the county.
Temperature Extremes1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Wild Fire1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Landslide1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Mason County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events against a county and others against an NWS forecast zone, and publishes a code for both. Records are counted as Mason County by that code — county records by the county's own FIPS code, zone records through the National Weather Service's published list of which counties each zone covers. No name matching is involved. Of 233 records, 92 were filed against this county and 141 against a forecast zone covering it. A zone storm is counted in every county its zone covers, and its damage figure is the whole storm's, not this county's share — NOAA does not publish that split. So these figures describe this county; they must not be added up across counties. Left out: 2% of Michigan's NOAA records, which are marine zones or zones NWS does not map to a county.
  • Counts last rebuilt from the source records on Sep 15, 2026.

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Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.