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Mackinac County, Michigan: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
183
1996 to 2026
People killed and injured in those events
2 / 0
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$408K
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
7
1977 to 2025
NFIP flood insurance claims
5
1986 to 2020; a count, not a rate
NFIP payments on those claims
$9K
Nominal dollars

What this means

  • The event NOAA recorded most often here is Winter Storm, with 63 records.
  • The costliest single record is Lightning in 2000: $150K in property damage, in the dollars of that year.
  • The deadliest record is Rip Current in 2009, with 2 deaths.
  • FEMA has declared 7 disasters that named this county, most often for biological.
  • The worst year for flood insurance claims was 2020, with 2 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 7 disasters that named Mackinac County between 1977 and 2025.

FEMA disaster declarations naming Mackinac County, by incident type
Incident typeDisastersMost recent
Biological22020
Drought11977
Freezing11994
Hurricane12005
Severe Ice Storm12025
Snowstorm11978

Most recent declarations

  • DR-4880 2025 · Severe Ice Storm · Severe Winter Storm
  • EM-3455 2020 · Biological · Covid-19
  • DR-4494 2020 · Biological · Covid-19 Pandemic
  • EM-3225 2005 · Hurricane · Hurricane Katrina Evacuation
  • DR-1028 1994 · Freezing · Severe Deep Freeze
  • EM-3057 1978 · Snowstorm · Blizzards & Snowstorms
  • EM-3035 1977 · Drought · Drought

Not counted above: 3 statewide declarations, which covered every county in Michigan. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for Mackinac County, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Winter Storm6300$0
Heavy Snow3400$50K
Hail1700$0
Thunderstorm Wind1700$72K
High Wind900$66K
Ice Storm800$0
Lake-Effect Snow700$0
Blizzard600$0
Extreme Cold/Wind Chill500$0
Flash Flood500$58K
Drought400$0
Strong Wind300$12K
Cold/Wind Chill100$0
Heat100$0
Lightning100$150K
Rip Current120$0
Tornado100$0

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone.

Year by year

NOAA storm event records in Mackinac County each year. The busiest year was 2019, with 14 records.

Show the numbers for every year
NOAA storm event records in Mackinac County by year
YearRecordsDeathsProperty damage
199630$0
199740$0
199840$0
199960$0
200050$150K
200190$0
2002110$0
200380$0
2004100$52K
200580$20K
200630$5K
200780$35K
2008100$0
200962$0
201050$35K
201110$0
201250$50K
201370$0
201470$28K
201530$14K
201630$0
201720$9K
201830$0
2019140$0
202160$10K
202290$0
202380$0
202580$0
202670$0

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. Lightning · Mar 9, 2000$150K
    NOAA name: MACKINAC · NOAA record 5134335
  2. Heavy Snow · Mar 2, 2012$50K
    NOAA name: MACKINAC · NOAA record 372476
  3. Flash Flood · Aug 2, 2004$40K
    NOAA name: MACKINAC · NOAA record 5418258
  4. Thunderstorm Wind · Jun 7, 2007$35K
    NOAA name: MACKINAC · NOAA record 43184
  5. Flash Flood · Sep 24, 2010$18K
    NOAA name: MACKINAC · NOAA record 260761

Deadliest records

  1. Rip Current · Aug 15, 20092 deaths
    NOAA name: MACKINAC · NOAA record 194709

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $9K on 5 claims in Mackinac County from 1986 to 2020.

Years with the most NFIP claims in Mackinac County
YearClaimsPaid
20202$0
20171$7K
20011$0
19861$2K

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in Mackinac County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Severe Thunderstorm335 NCEI events over 31 years (1.13/yr). No federal disaster declaration of this kind has named the county.
Snow Fall / Blizzard / Ice Storm3118 NCEI events over 31 years (3.81/yr). 2 federal disaster declarations naming the county.
Hurricane / Tropical Storm2No events of this kind on the county's NCEI record over 31 years. 1 federal disaster declaration naming the county.
Flood, External25 NCEI events over 31 years (0.16/yr). No federal disaster declaration of this kind has named the county.
Temperature Extremes27 NCEI events over 31 years (0.23/yr). 1 federal disaster declaration naming the county.
Drought24 NCEI events over 31 years (0.13/yr). 1 federal disaster declaration naming the county.
High Wind (non-convective)212 NCEI events over 31 years (0.39/yr). No federal disaster declaration of this kind has named the county.
Epidemic22 federal disaster declarations naming the county.
Tornado11 NCEI event over 31 years (0.03/yr). No federal disaster declaration of this kind has named the county.
Wild Fire1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Landslide1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Mackinac County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events by county and others by forecast zone, and names both. Records are counted as Mackinac County when their NOAA name is this county's name, alone or with a word like “Coastal” or “Inland” in front. The county codes NOAA also publishes have not been loaded for Michigan yet; when they are, this page will count by code instead, and some counties' records will grow. NOAA names counted here: EASTERN MACKINAC COUNTY, MACKINAC, WESTERN MACKINAC COUNTY. Zones named for something else, such as a mountain range or two counties at once, are left out: 0% of Michigan's NOAA records.
  • Counts last rebuilt from the source records on Sep 15, 2026.

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Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.