Skip to contentCALCHIS

Huron County, Michigan: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
412
1996 to 2026
People killed and injured in those events
2 / 18
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$18.4M
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
8
1973 to 2020
NFIP flood insurance claims
51
1986 to 2020; a count, not a rate
NFIP payments on those claims
$245K
Nominal dollars

What this means

  • The event NOAA recorded most often here is Thunderstorm Wind, with 162 records.
  • The costliest single record is High Wind in 2017: $7.0M in property damage, in the dollars of that year.
  • The deadliest record is Thunderstorm Wind in 1998, with 1 death.
  • FEMA has declared 8 disasters that named this county, most often for flood.
  • The worst year for flood insurance claims was 1986, with 26 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 8 disasters that named Huron County between 1973 and 2020.

FEMA disaster declarations naming Huron County, by incident type
Incident typeDisastersMost recent
Flood31986
Biological22020
Snowstorm22000
Hurricane12005

Most recent declarations

  • EM-3455 2020 · Biological · Covid-19
  • DR-4494 2020 · Biological · Covid-19 Pandemic
  • EM-3225 2005 · Hurricane · Hurricane Katrina Evacuation
  • EM-3160 2000 · Snowstorm · Snow
  • DR-774 1986 · Flood · Severe Storms & Flooding
  • DR-744 1985 · Flood · Severe Storms And Flooding
  • EM-3057 1978 · Snowstorm · Blizzards & Snowstorms
  • DR-371 1973 · Flood · Severe Storms & Flooding

Not counted above: 4 statewide declarations, which covered every county in Michigan. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for Huron County, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Thunderstorm Wind16210$1.1M
Hail6900$6K
Heavy Snow4400$0
High Wind3600$11.3M
Winter Storm1600$2.5M
Heat1001$0
Tornado1007$2.5M
Cold/Wind Chill8010$25K
Blizzard700$0
Flood700$79K
Extreme Cold/Wind Chill500$0
Flash Flood500$85K
Lightning500$570K
Ice Storm400$25K
Lake-Effect Snow400$0
Lakeshore Flood400$100K
Strong Wind300$17K
Waterspout300$0
Winter Weather300$0
Drought200$0
Excessive Heat200$0
Rip Current210$0
Frost/Freeze100$0

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone. A storm filed against a forecast zone is counted in every county that zone covers, with the whole storm's damage; do not add these figures across counties.

Year by year

NOAA storm event records in Huron County each year. The busiest year was 2004, with 28 records.

Show the numbers for every year
NOAA storm event records in Huron County by year
YearRecordsDeathsProperty damage
199670$0
1997100$150K
1998171$101K
1999120$16K
2000230$178K
2001130$12K
2002130$460K
200390$725K
2004280$225K
2005230$25K
2006210$300K
2007200$1.8M
2008120$550K
200940$1K
201080$85K
2011240$87K
2012140$10K
2013120$2.0M
2014120$90K
2015240$93K
201680$6K
201770$7.0M
201890$1.9M
201990$6K
2020150$328K
2021160$2.2M
202280$0
202360$0
202470$0
2025151$0
202660$25K

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. High Wind · Mar 8, 2017$7.0M
    NOAA name: NWS forecast zone · NOAA record 674180
  2. Tornado · Jun 26, 2021$1.9M
    NOAA name: Huron County · 6 injuries · NOAA record 970108
  3. Winter Storm · Mar 1, 2007$1.5M
    NOAA name: NWS forecast zone · NOAA record 23157
  4. High Wind · Jan 19, 2013$1.0M
    NOAA name: NWS forecast zone · NOAA record 423678
  5. High Wind · Nov 17, 2013$1.0M
    NOAA name: NWS forecast zone · NOAA record 484795

Deadliest records

  1. Thunderstorm Wind · May 31, 19981 death
    NOAA name: Huron County · $35K damage · NOAA record 5647264
  2. Rip Current · Jun 21, 20251 death
    NOAA name: NWS forecast zone · NOAA record 1255647

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $245K on 51 claims in Huron County from 1986 to 2020.

Years with the most NFIP claims in Huron County
YearClaimsPaid
198626$79K
20208$104K
20003$9K
19973$0
20192$0

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in Huron County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Severe Thunderstorm3236 NCEI events over 31 years (7.61/yr). No federal disaster declaration of this kind has named the county.
Flood, External316 NCEI events over 31 years (0.52/yr). 3 federal disaster declarations naming the county.
Snow Fall / Blizzard / Ice Storm378 NCEI events over 31 years (2.52/yr). 2 federal disaster declarations naming the county.
High Wind (non-convective)339 NCEI events over 31 years (1.26/yr). No federal disaster declaration of this kind has named the county.
Hurricane / Tropical Storm2No events of this kind on the county's NCEI record over 31 years. 1 federal disaster declaration naming the county.
Tornado210 NCEI events over 31 years (0.32/yr). No federal disaster declaration of this kind has named the county.
Temperature Extremes226 NCEI events over 31 years (0.84/yr). No federal disaster declaration of this kind has named the county.
Epidemic22 federal disaster declarations naming the county.
Drought12 NCEI events over 31 years (0.06/yr). No federal disaster declaration of this kind has named the county.
Wild Fire1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Landslide1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Huron County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events against a county and others against an NWS forecast zone, and publishes a code for both. Records are counted as Huron County by that code — county records by the county's own FIPS code, zone records through the National Weather Service's published list of which counties each zone covers. No name matching is involved. Of 412 records, 256 were filed against this county and 156 against a forecast zone covering it. A zone storm is counted in every county its zone covers, and its damage figure is the whole storm's, not this county's share — NOAA does not publish that split. So these figures describe this county; they must not be added up across counties. Left out: 2% of Michigan's NOAA records, which are marine zones or zones NWS does not map to a county.
  • Counts last rebuilt from the source records on Sep 15, 2026.

Related

Responsible for Huron County?

This page is the record of what has happened. Calchis also watches live NWS, USGS and NHC feeds against the places you name and alerts you when an event approaches them.

Free includes Live map + 3 triggers + 10 bond positions. Analyst is $149/mo for 1,000-location portfolios, ep curves, predictions, parametric triggers.

Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.