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Penobscot County, Maine: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
1,493
1996 to 2026
People killed and injured in those events
0 / 28
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$48.7M
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
22
1970 to 2023
NFIP flood insurance claims
239
1978 to 2024; a count, not a rate
NFIP payments on those claims
$1.7M
Nominal dollars

What this means

  • The event NOAA recorded most often here is Thunderstorm Wind, with 328 records.
  • The costliest single record is Ice Storm in 1998: $35.0M in property damage, in the dollars of that year.
  • FEMA has declared 22 disasters that named this county, most often for flood.
  • The worst year for flood insurance claims was 1987, with 64 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 22 disasters that named Penobscot County between 1970 and 2023.

FEMA disaster declarations naming Penobscot County, by incident type
Incident typeDisastersMost recent
Flood62008
Snowstorm62005
Severe Storm52023
Biological22020
Hurricane22023
Freezing12002

Most recent declarations

  • DR-4754 2023 · Severe Storm · Severe Storm And Flooding
  • EM-3598 2023 · Hurricane · Hurricane Lee
  • DR-4522 2020 · Biological · Covid-19 Pandemic
  • EM-3444 2020 · Biological · Covid-19
  • DR-4354 2017 · Severe Storm · Severe Storm And Flooding
  • DR-1755 2008 · Flood · Severe Storms And Flooding
  • EM-3256 2005 · Hurricane · Hurricane Katrina Evacuation
  • EM-3209 2005 · Snowstorm · Snow
  • EM-3206 2005 · Snowstorm · Record And/or Near Record Snow
  • EM-3194 2003 · Snowstorm · Snow

Not counted above: 4 statewide declarations, which covered every county in Maine. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for Penobscot County, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Thunderstorm Wind32801$0
Winter Storm22200$0
Heavy Snow20600$3.0M
Winter Weather16300$0
High Wind14100$0
Hail8700$0
Flood7400$5.3M
Heat5700$0
Cold/Wind Chill4600$0
Extreme Cold/Wind Chill3700$0
Drought2700$0
Blizzard2400$0
Flash Flood2200$265K
Strong Wind2001$0
Ice Storm700$40.1M
Sleet700$0
Tropical Storm600$0
Lightning502$20K
Tornado500$0
Excessive Heat200$0
Funnel Cloud200$0
Heavy Rain200$0
Coastal Flood100$0
Dense Fog1024$0
Dust Devil100$0

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone. A storm filed against a forecast zone is counted in every county that zone covers, with the whole storm's damage; do not add these figures across counties.

Year by year

NOAA storm event records in Penobscot County each year. The busiest year was 2024, with 102 records.

Show the numbers for every year
NOAA storm event records in Penobscot County by year
YearRecordsDeathsProperty damage
1996370$251K
1997210$0
1998610$43.1M
1999710$0
2000420$0
2001290$0
2002380$0
2003470$0
2004330$0
2005660$0
2006480$0
2007660$0
2008560$4.8M
2009360$0
2010430$219K
2011540$0
2012170$265K
2013670$0
2014320$0
2015480$75K
2016550$0
2017350$0
2018360$0
2019420$0
2020390$0
2021480$0
2022370$0
2023800$0
20241020$0
2025730$0
2026340$0

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. Ice Storm · Jan 5, 1998$35.0M
    NOAA name: NWS forecast zone · NOAA record 5640003
  2. Ice Storm · Jan 5, 1998$5.0M
    NOAA name: NWS forecast zone · NOAA record 5639228
  3. Heavy Snow · Jan 5, 1998$3.0M
    NOAA name: NWS forecast zone · NOAA record 5640007
  4. Flood · Apr 19, 2008$481K
    NOAA name: Penobscot County · NOAA record 96629
  5. Flood · Apr 29, 2008$481K
    NOAA name: Penobscot County · NOAA record 96901

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $1.7M on 239 claims in Penobscot County from 1978 to 2024.

Years with the most NFIP claims in Penobscot County
YearClaimsPaid
198764$916K
200828$313K
198321$64K
197920$21K
200517$93K

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in Penobscot County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Severe Thunderstorm3420 NCEI events over 31 years (13.55/yr). 5 federal disaster declarations naming the county.
Flood, External399 NCEI events over 31 years (3.19/yr). 6 federal disaster declarations naming the county.
Snow Fall / Blizzard / Ice Storm3629 NCEI events over 31 years (20.29/yr). 6 federal disaster declarations naming the county.
Temperature Extremes3142 NCEI events over 31 years (4.58/yr). 1 federal disaster declaration naming the county.
High Wind (non-convective)3161 NCEI events over 31 years (5.19/yr). No federal disaster declaration of this kind has named the county.
Hurricane / Tropical Storm26 NCEI events over 31 years (0.19/yr). 2 federal disaster declarations naming the county.
Tornado25 NCEI events over 31 years (0.16/yr). No federal disaster declaration of this kind has named the county.
Drought227 NCEI events over 31 years (0.87/yr). No federal disaster declaration of this kind has named the county.
Epidemic22 federal disaster declarations naming the county.
Wild Fire1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Landslide1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Penobscot County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events against a county and others against an NWS forecast zone, and publishes a code for both. Records are counted as Penobscot County by that code — county records by the county's own FIPS code, zone records through the National Weather Service's published list of which counties each zone covers. No name matching is involved. Of 1,493 records, 492 were filed against this county and 1,001 against a forecast zone covering it. A zone storm is counted in every county its zone covers, and its damage figure is the whole storm's, not this county's share — NOAA does not publish that split. So these figures describe this county; they must not be added up across counties.
  • Counts last rebuilt from the source records on Sep 15, 2026.

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Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.