Skip to contentCALCHIS

Dorchester County, Maryland: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
413
1996 to 2026
People killed and injured in those events
1 / 3
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$8.1M
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
20
1972 to 2026
NFIP flood insurance claims
1,129
1978 to 2024; a count, not a rate
NFIP payments on those claims
$20.2M
Nominal dollars

What this means

  • The event NOAA recorded most often here is Thunderstorm Wind, with 115 records.
  • The costliest single record is Tropical Storm in 2003: $1.4M in property damage, in the dollars of that year.
  • The deadliest record is Heat in 2002, with 1 death.
  • FEMA has declared 20 disasters that named this county, most often for hurricane.
  • The worst year for flood insurance claims was 2003, with 708 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 20 disasters that named Dorchester County between 1972 and 2026.

FEMA disaster declarations naming Dorchester County, by incident type
Incident typeDisastersMost recent
Hurricane72020
Snowstorm52010
Severe Storm32006
Biological22020
Flood11972
Tornado12002
Winter Storm12026

Most recent declarations

  • EM-3634 2026 · Winter Storm · Severe Winter Storm
  • DR-4583 2020 · Hurricane · Tropical Storm Isaias
  • DR-4491 2020 · Biological · Covid-19 Pandemic
  • EM-3430 2020 · Biological · Covid-19
  • EM-3349 2012 · Hurricane · Hurricane Sandy
  • DR-4091 2012 · Hurricane · Hurricane Sandy
  • EM-3335 2011 · Hurricane · Hurricane Irene
  • DR-4034 2011 · Hurricane · Hurricane Irene
  • DR-1910 2010 · Snowstorm · Severe Winter Storms And Snowstorms
  • DR-1652 2006 · Severe Storm · Severe Storms, Flooding, And Tornadoes

Not counted above: 1 statewide declarations, which covered every county in Maryland. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for Dorchester County, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Thunderstorm Wind11501$1.8M
Coastal Flood5200$2.3M
Winter Storm4400$0
Winter Weather3900$35K
Hail3700$3K
Heavy Rain3500$0
Flash Flood2400$1K
Tornado1102$817K
High Wind1000$1.1M
Flood800$0
Tropical Storm800$1.8M
Strong Wind500$12K
Lightning400$225K
Frost/Freeze300$0
Heat310$0
Hurricane (Typhoon)300$10K
Blizzard200$0
Excessive Heat200$0
Heavy Snow200$0
Ice Storm200$0
Cold/Wind Chill100$0
Drought100$0
Funnel Cloud100$0
Waterspout100$5K

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone. A storm filed against a forecast zone is counted in every county that zone covers, with the whole storm's damage; do not add these figures across counties.

Year by year

NOAA storm event records in Dorchester County each year. The busiest year was 2021, with 28 records.

Show the numbers for every year
NOAA storm event records in Dorchester County by year
YearRecordsDeathsProperty damage
1996140$40K
199740$4K
199890$4K
199970$17K
200070$302K
2001140$34K
200261$152K
2003190$1.9M
200490$6K
200590$7K
200660$1.0M
200780$0
2008140$123K
2009110$114K
2010120$8K
201180$104K
2012120$2.1M
201390$64K
2014170$137K
2015100$8K
2016200$16K
2017150$24K
2018110$57K
2019140$37K
2020190$269K
2021280$1.4M
2022230$12K
2023250$36K
2024230$3K
2025250$71K
202650$0

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. Tropical Storm · Sep 18, 2003$1.4M
    NOAA name: NWS forecast zone · NOAA record 5370986
  2. High Wind · Sep 1, 2006$1.0M
    NOAA name: NWS forecast zone · NOAA record 5533284
  3. Thunderstorm Wind · Feb 24, 2012$1.0M
    NOAA name: Dorchester County · NOAA record 366374
  4. Coastal Flood · Oct 28, 2021$1.0M
    NOAA name: NWS forecast zone · NOAA record 990748
  5. Coastal Flood · Oct 29, 2012$750K
    NOAA name: NWS forecast zone · NOAA record 418293

Deadliest records

  1. Heat · Jul 20, 20021 death
    NOAA name: NWS forecast zone · NOAA record 5309762

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $20.2M on 1,129 claims in Dorchester County from 1978 to 2024.

Years with the most NFIP claims in Dorchester County
YearClaimsPaid
2003708$14.5M
2021120$3.0M
199668$278K
202452$1.2M
201227$209K

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in Dorchester County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Hurricane / Tropical Storm311 NCEI events over 31 years (0.35/yr). 7 federal disaster declarations naming the county.
Severe Thunderstorm3156 NCEI events over 31 years (5.03/yr). 3 federal disaster declarations naming the county.
Flood, External3119 NCEI events over 31 years (3.84/yr). 1 federal disaster declaration naming the county.
Snow Fall / Blizzard / Ice Storm389 NCEI events over 31 years (2.87/yr). 5 federal disaster declarations naming the county.
Tornado211 NCEI events over 31 years (0.35/yr). 1 federal disaster declaration naming the county.
Temperature Extremes29 NCEI events over 31 years (0.29/yr). No federal disaster declaration of this kind has named the county.
High Wind (non-convective)215 NCEI events over 31 years (0.48/yr). No federal disaster declaration of this kind has named the county.
Epidemic22 federal disaster declarations naming the county.
Drought11 NCEI event over 31 years (0.03/yr). No federal disaster declaration of this kind has named the county.
Wild Fire1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Landslide1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Dorchester County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events against a county and others against an NWS forecast zone, and publishes a code for both. Records are counted as Dorchester County by that code — county records by the county's own FIPS code, zone records through the National Weather Service's published list of which counties each zone covers. No name matching is involved. Of 413 records, 235 were filed against this county and 178 against a forecast zone covering it. A zone storm is counted in every county its zone covers, and its damage figure is the whole storm's, not this county's share — NOAA does not publish that split. So these figures describe this county; they must not be added up across counties. Left out: 6% of Maryland's NOAA records, which are marine zones or zones NWS does not map to a county.
  • Counts last rebuilt from the source records on Sep 15, 2026.

Related

Responsible for Dorchester County?

This page is the record of what has happened. Calchis also watches live NWS, USGS and NHC feeds against the places you name and alerts you when an event approaches them.

Free includes Live map + 3 triggers + 10 bond positions. Analyst is $149/mo for 1,000-location portfolios, ep curves, predictions, parametric triggers.

Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.