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Muhlenberg County, Kentucky: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
799
1996 to 2026
People killed and injured in those events
15 / 69
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$55.4M
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
24
1969 to 2026
NFIP flood insurance claims
14
1981 to 2023; a count, not a rate
NFIP payments on those claims
$323K
Nominal dollars

What this means

  • The event NOAA recorded most often here is Flood, with 138 records.
  • The costliest single record is Tornado in 2008: $21.3M in property damage, in the dollars of that year.
  • The deadliest record is Tornado in 2021, with 11 deaths.
  • FEMA has declared 24 disasters that named this county, most often for severe storm.
  • The worst year for flood insurance claims was 2023, with 2 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 24 disasters that named Muhlenberg County between 1969 and 2026.

FEMA disaster declarations naming Muhlenberg County, by incident type
Incident typeDisastersMost recent
Severe Storm102025
Snowstorm32004
Tornado32021
Biological22020
Flood21989
Severe Ice Storm22009
Hurricane12005
Winter Storm12026

Most recent declarations

  • EM-3633 2026 · Winter Storm · Severe Winter Storm
  • EM-3626 2025 · Severe Storm · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
  • DR-4864 2025 · Severe Storm · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
  • DR-4860 2025 · Severe Storm · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
  • EM-3624 2025 · Severe Storm · Severe Storms, Straight-line Winds, Flooding, And Landslides
  • DR-4804 2024 · Severe Storm · Severe Storms, Straight-line Winds, Tornadoes, Landslides, And Mudslides
  • DR-4702 2023 · Severe Storm · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
  • EM-3575 2021 · Tornado · Severe Storms, Straight-line Winds, Flooding, And Tornadoes
  • DR-4630 2021 · Tornado · Severe Storms, Straight-line Winds, Flooding, And Tornadoes
  • EM-3469 2020 · Biological · Covid-19

Not counted above: 4 statewide declarations, which covered every county in Kentucky. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for Muhlenberg County, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Flood13800$1.7M
Thunderstorm Wind10002$1.9M
Dense Fog7500$0
Hail6700$110K
Winter Weather6300$10K
Strong Wind5400$80K
Heat53014$0
Frost/Freeze5000$0
Drought3400$0
Flash Flood2810$888K
Winter Storm2200$518K
Tornado191452$23.2M
Cold/Wind Chill1600$0
Excessive Heat1601$0
Heavy Snow1600$0
Funnel Cloud1300$0
Heavy Rain1200$0
High Wind800$7.5M
Ice Storm600$19.3M
Extreme Cold/Wind Chill400$0
Freezing Fog200$0
Wildfire200$10K
Lightning100$50K

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone. A storm filed against a forecast zone is counted in every county that zone covers, with the whole storm's damage; do not add these figures across counties.

Year by year

NOAA storm event records in Muhlenberg County each year. The busiest year was 2011, with 46 records.

Show the numbers for every year
NOAA storm event records in Muhlenberg County by year
YearRecordsDeathsProperty damage
1996100$12K
1997141$425K
1998210$160K
1999120$9K
2000150$19K
2001150$0
2002210$25K
2003190$12K
2004210$250K
2005130$21K
2006240$65K
2007290$45K
2008293$29.3M
2009290$19.4M
2010330$18K
2011460$244K
2012360$316K
2013230$610K
2014230$11K
2015290$41K
2016440$343K
2017220$115K
2018360$227K
2019380$351K
2020250$53K
20212711$207K
2022360$183K
2023250$140K
2024380$962K
2025360$1.8M
2026100$10K

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. Tornado · Feb 5, 2008$21.3M
    NOAA name: Muhlenberg County · 3 deaths · 24 injuries · NOAA record 76642
  2. Ice Storm · Jan 26, 2009$19.2M
    NOAA name: NWS forecast zone · NOAA record 148828
  3. High Wind · Sep 14, 2008$7.4M
    NOAA name: NWS forecast zone · NOAA record 125765
  4. Flood · Feb 16, 2025$1.2M
    NOAA name: Muhlenberg County · NOAA record 1237359
  5. Tornado · May 26, 2024$750K
    NOAA name: Muhlenberg County · NOAA record 1188013

Deadliest records

  1. Tornado · Dec 10, 202111 deaths
    NOAA name: Muhlenberg County · 25 injuries · NOAA record 996014
  2. Tornado · Feb 5, 20083 deaths
    NOAA name: Muhlenberg County · $21.3M damage · 24 injuries · NOAA record 76642
  3. Flash Flood · Mar 1, 19971 death
    NOAA name: Muhlenberg County · $300K damage · NOAA record 5594897

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $323K on 14 claims in Muhlenberg County from 1981 to 2023.

Years with the most NFIP claims in Muhlenberg County
YearClaimsPaid
20232$25K
20222$153K
20172$0
19812$2K
20211$0

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in Muhlenberg County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Tornado319 NCEI events over 31 years (0.61/yr). 3 federal disaster declarations naming the county.
Severe Thunderstorm3168 NCEI events over 31 years (5.42/yr). 10 federal disaster declarations naming the county.
Flood, External3178 NCEI events over 31 years (5.74/yr). 2 federal disaster declarations naming the county.
Snow Fall / Blizzard / Ice Storm3109 NCEI events over 31 years (3.52/yr). 5 federal disaster declarations naming the county.
Temperature Extremes3139 NCEI events over 31 years (4.48/yr). No federal disaster declaration of this kind has named the county.
Drought334 NCEI events over 31 years (1.10/yr). No federal disaster declaration of this kind has named the county.
High Wind (non-convective)362 NCEI events over 31 years (2.00/yr). No federal disaster declaration of this kind has named the county.
Hurricane / Tropical Storm2No events of this kind on the county's NCEI record over 31 years. 1 federal disaster declaration naming the county.
Epidemic22 federal disaster declarations naming the county.
Wild Fire12 NCEI events over 31 years (0.06/yr). No federal disaster declaration of this kind has named the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Landslide1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Muhlenberg County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events against a county and others against an NWS forecast zone, and publishes a code for both. Records are counted as Muhlenberg County by that code — county records by the county's own FIPS code, zone records through the National Weather Service's published list of which counties each zone covers. No name matching is involved. Of 799 records, 350 were filed against this county and 449 against a forecast zone covering it. A zone storm is counted in every county its zone covers, and its damage figure is the whole storm's, not this county's share — NOAA does not publish that split. So these figures describe this county; they must not be added up across counties.
  • Counts last rebuilt from the source records on Sep 15, 2026.

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Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.