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Knox County, Kentucky: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
379
1996 to 2026
People killed and injured in those events
4 / 8
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$10.0M
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
39
1967 to 2026
NFIP flood insurance claims
116
1982 to 2024; a count, not a rate
NFIP payments on those claims
$872K
Nominal dollars

What this means

  • The event NOAA recorded most often here is Thunderstorm Wind, with 141 records.
  • The costliest single record is Flash Flood in 2011: $3.0M in property damage, in the dollars of that year.
  • The deadliest record is Flood in 2004, with 1 death.
  • FEMA has declared 39 disasters that named this county, most often for severe storm.
  • The worst year for flood insurance claims was 1984, with 40 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 39 disasters that named Knox County between 1967 and 2026.

FEMA disaster declarations naming Knox County, by incident type
Incident typeDisastersMost recent
Severe Storm172025
Flood112021
Snowstorm42015
Fire32016
Biological22020
Hurricane12005
Winter Storm12026

Most recent declarations

  • EM-3633 2026 · Winter Storm · Severe Winter Storm
  • DR-4875 2025 · Severe Storm · Severe Storms, Straight-line Winds, And Tornadoes
  • EM-3626 2025 · Severe Storm · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
  • EM-3624 2025 · Severe Storm · Severe Storms, Straight-line Winds, Flooding, And Landslides
  • DR-4860 2025 · Severe Storm · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
  • DR-4804 2024 · Severe Storm · Severe Storms, Straight-line Winds, Tornadoes, Landslides, And Mudslides
  • DR-4595 2021 · Flood · Severe, Storms, Flooding, Landslides, And Mudslides
  • DR-4540 2020 · Severe Storm · Severe Storms, Flooding, Landslides, And Mudslides
  • EM-3469 2020 · Biological · Covid-19
  • DR-4497 2020 · Biological · Covid-19 Pandemic

Not counted above: 4 statewide declarations, which covered every county in Kentucky. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for Knox County, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Thunderstorm Wind14100$503K
Flash Flood5310$4.1M
Hail4300$11K
Flood3610$5.0M
Heavy Snow2700$0
Winter Weather1812$0
Frost/Freeze1100$0
Winter Storm1000$0
Heavy Rain806$20K
High Wind500$49K
Ice Storm500$0
Excessive Heat400$0
Strong Wind400$66K
Drought300$0
Heat300$0
Tornado300$280K
Extreme Cold/Wind Chill210$0
Dense Fog100$0
Funnel Cloud100$0
Lightning100$1K

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone. A storm filed against a forecast zone is counted in every county that zone covers, with the whole storm's damage; do not add these figures across counties.

Year by year

NOAA storm event records in Knox County each year. The busiest year was 2010, with 29 records.

Show the numbers for every year
NOAA storm event records in Knox County by year
YearRecordsDeathsProperty damage
199660$12K
199710$5K
1998100$100K
199920$1K
200060$4K
200160$3K
2002160$52K
2003150$2.3M
2004251$198K
200540$0
2006210$17K
200790$110K
2008130$190K
2009220$35K
2010290$10K
2011281$3.3M
2012180$21K
2013100$763K
2014111$1K
2015161$8K
2016110$0
201750$1K
2018100$4K
201970$9K
2020100$2.6M
2021190$4K
2022180$52K
202360$2K
2024130$224K
2025100$23K
202620$0

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. Flash Flood · Jun 20, 2011$3.0M
    NOAA name: Knox County · NOAA record 325463
  2. Flood · Feb 6, 2020$2.5M
    NOAA name: Knox County · NOAA record 868073
  3. Flood · Feb 16, 2003$2.3M
    NOAA name: NWS forecast zone · NOAA record 5345349
  4. Flash Flood · Apr 17, 2013$760K
    NOAA name: Knox County · NOAA record 439391
  5. Tornado · May 26, 2024$200K
    NOAA name: Knox County · NOAA record 1181279

Deadliest records

  1. Flood · Sep 17, 20041 death
    NOAA name: NWS forecast zone · $103K damage · NOAA record 5421854
  2. Flash Flood · Jun 20, 20111 death
    NOAA name: Knox County · $25K damage · NOAA record 325459
  3. Winter Weather · Jan 2, 20141 death
    NOAA name: NWS forecast zone · 1 injury · NOAA record 490307
  4. Extreme Cold/Wind Chill · Feb 19, 20151 death
    NOAA name: NWS forecast zone · NOAA record 563145

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $872K on 116 claims in Knox County from 1982 to 2024.

Years with the most NFIP claims in Knox County
YearClaimsPaid
198440$180K
202010$239K
19989$160K
19899$19K
19967$16K

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in Knox County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Severe Thunderstorm3185 NCEI events over 31 years (5.97/yr). 17 federal disaster declarations naming the county.
Flood, External397 NCEI events over 31 years (3.13/yr). 11 federal disaster declarations naming the county.
Snow Fall / Blizzard / Ice Storm360 NCEI events over 31 years (1.94/yr). 4 federal disaster declarations naming the county.
Wild Fire3No events of this kind on the county's NCEI record over 31 years. 3 federal disaster declarations naming the county.
Hurricane / Tropical Storm2No events of this kind on the county's NCEI record over 31 years. 1 federal disaster declaration naming the county.
Temperature Extremes220 NCEI events over 31 years (0.65/yr). No federal disaster declaration of this kind has named the county.
High Wind (non-convective)29 NCEI events over 31 years (0.29/yr). No federal disaster declaration of this kind has named the county.
Epidemic22 federal disaster declarations naming the county.
Tornado13 NCEI events over 31 years (0.10/yr). No federal disaster declaration of this kind has named the county.
Drought13 NCEI events over 31 years (0.10/yr). No federal disaster declaration of this kind has named the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Landslide1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Knox County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events against a county and others against an NWS forecast zone, and publishes a code for both. Records are counted as Knox County by that code — county records by the county's own FIPS code, zone records through the National Weather Service's published list of which counties each zone covers. No name matching is involved. Of 379 records, 272 were filed against this county and 107 against a forecast zone covering it. A zone storm is counted in every county its zone covers, and its damage figure is the whole storm's, not this county's share — NOAA does not publish that split. So these figures describe this county; they must not be added up across counties.
  • Counts last rebuilt from the source records on Sep 15, 2026.

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Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.