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Talbot County, Georgia: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
203
1996 to 2026
People killed and injured in those events
1 / 0
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$2.2M
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
16
1977 to 2026
NFIP flood insurance claims
5
1994 to 2023; a count, not a rate
NFIP payments on those claims
$92K
Nominal dollars

What this means

  • The event NOAA recorded most often here is Thunderstorm Wind, with 61 records.
  • The costliest single record is Tornado in 2019: $750K in property damage, in the dollars of that year.
  • The deadliest record is Thunderstorm Wind in 2013, with 1 death.
  • FEMA has declared 16 disasters that named this county, most often for hurricane.
  • The worst year for flood insurance claims was 2023, with 1 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 16 disasters that named Talbot County between 1977 and 2026.

FEMA disaster declarations naming Talbot County, by incident type
Incident typeDisastersMost recent
Hurricane62018
Severe Storm32015
Biological22020
Tornado21994
Drought11977
Tropical Storm12024
Winter Storm12026

Most recent declarations

  • EM-3642 2026 · Winter Storm · Severe Winter Storm
  • EM-3616 2024 · Tropical Storm · Hurricane Helene
  • EM-3464 2020 · Biological · Covid-19
  • DR-4501 2020 · Biological · Covid-19 Pandemic
  • EM-3406 2018 · Hurricane · Hurricane Michael
  • EM-3387 2017 · Hurricane · Hurricane Irma
  • DR-4338 2017 · Hurricane · Hurricane Irma
  • DR-4259 2015 · Severe Storm · Severe Storms And Flooding
  • EM-3218 2005 · Hurricane · Hurricane Katrina Evacuation
  • DR-1560 2004 · Hurricane · Tropical Storm Frances

Not counted above: 6 statewide declarations, which covered every county in Georgia. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for Talbot County, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Thunderstorm Wind6110$294K
Drought3200$0
Tornado1700$1.5M
Hail1600$40K
Tropical Storm1600$52K
Flash Flood1100$45K
Extreme Cold/Wind Chill1000$0
Heat900$0
Winter Storm600$50K
Flood400$25K
Cold/Wind Chill300$0
Excessive Heat300$0
Heavy Snow300$5K
Dense Fog200$0
Heavy Rain200$0
Hurricane (Typhoon)200$0
Winter Weather200$0
Freezing Fog100$0
Frost/Freeze100$0
High Wind100$200K
Strong Wind100$100

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone.

Year by year

NOAA storm event records in Talbot County each year. The busiest year was 2002, with 15 records.

Show the numbers for every year
NOAA storm event records in Talbot County by year
YearRecordsDeathsProperty damage
199630$0
199790$6K
199810$10K
199960$2K
2000110$15K
200190$8K
2002150$20K
200360$2K
200490$210K
2005110$50K
200610$0
2007120$105K
200830$0
200930$25K
201030$1K
201180$20K
201230$0
201341$49K
201440$50K
201540$1K
201690$16K
2017100$570K
201880$75K
201960$841K
2020120$44K
202110$0
202220$1K
202380$17K
202490$37K
202580$8K
202650$1K

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. Tornado · Mar 3, 2019$750K
    NOAA name: TALBOT · NOAA record 810678
  2. Tornado · Apr 27, 2017$300K
    NOAA name: TALBOT · NOAA record 695983
  3. High Wind · Sep 6, 2004$200K
    NOAA name: TALBOT · NOAA record 5424464
  4. Tornado · Jan 21, 2017$100K
    NOAA name: TALBOT · NOAA record 673676
  5. Winter Storm · Jan 28, 2005$50K
    NOAA name: TALBOT · NOAA record 5435805

Deadliest records

  1. Thunderstorm Wind · Mar 18, 20131 death
    NOAA name: TALBOT · $45K damage · NOAA record 437032

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $92K on 5 claims in Talbot County from 1994 to 2023.

Years with the most NFIP claims in Talbot County
YearClaimsPaid
20231$13K
20151$31K
20041$0
19981$0
19941$47K

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in Talbot County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Hurricane / Tropical Storm318 NCEI events over 31 years (0.58/yr). 7 federal disaster declarations naming the county.
Severe Thunderstorm377 NCEI events over 31 years (2.48/yr). 3 federal disaster declarations naming the county.
Drought332 NCEI events over 31 years (1.03/yr). 1 federal disaster declaration naming the county.
Tornado217 NCEI events over 31 years (0.55/yr). 2 federal disaster declarations naming the county.
Flood, External217 NCEI events over 31 years (0.55/yr). No federal disaster declaration of this kind has named the county.
Snow Fall / Blizzard / Ice Storm212 NCEI events over 31 years (0.39/yr). No federal disaster declaration of this kind has named the county.
Temperature Extremes226 NCEI events over 31 years (0.84/yr). No federal disaster declaration of this kind has named the county.
Epidemic22 federal disaster declarations naming the county.
Wild Fire1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
High Wind (non-convective)12 NCEI events over 31 years (0.06/yr). No federal disaster declaration of this kind has named the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Landslide1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Talbot County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events by county and others by forecast zone, and names both. Records are counted as Talbot County when their NOAA name is this county's name, alone or with a word like “Coastal” or “Inland” in front. The county codes NOAA also publishes have not been loaded for Georgia yet; when they are, this page will count by code instead, and some counties' records will grow. NOAA names counted here: TALBOT. Zones named for something else, such as a mountain range or two counties at once, are left out: 0% of Georgia's NOAA records.
  • Counts last rebuilt from the source records on Sep 15, 2026.

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Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.