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Garfield County, Colorado: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
5,115
1996 to 2026
People killed and injured in those events
47 / 71
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$202.0M
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
12
1977 to 2020
NFIP flood insurance claims
30
1979 to 2024; a count, not a rate
NFIP payments on those claims
$94K
Nominal dollars

What this means

  • The event NOAA recorded most often here is Winter Weather, with 1,810 records.
  • The costliest single record is Debris Flow in 2021: $125.0M in property damage, in the dollars of that year.
  • The deadliest record is Avalanche in 2000, with 2 deaths.
  • FEMA has declared 12 disasters that named this county, most often for fire.
  • The worst year for flood insurance claims was 1981, with 7 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 12 disasters that named Garfield County between 1977 and 2020.

FEMA disaster declarations naming Garfield County, by incident type
Incident typeDisastersMost recent
Fire72020
Biological22020
Coastal Storm12005
Drought11977
Flood11984

Most recent declarations

  • FM-5335 2020 · Fire · Pine Gulch Fire
  • FM-5334 2020 · Fire · Grizzly Creek Fire
  • DR-4498 2020 · Biological · Covid-19 Pandemic
  • EM-3436 2020 · Biological · Covid-19
  • FM-2698 2007 · Fire · Newcastle Fire
  • FM-2672 2006 · Fire · Red Apple Fire
  • EM-3224 2005 · Coastal Storm · Hurricane Katrina Evacuation
  • FM-2457 2002 · Fire · Co - Panorama Fire - 07/31/02
  • FM-2419 2002 · Fire · Coal Seam Fire
  • DR-1421 2002 · Fire · Wildfires

Not counted above: 12 statewide declarations, which covered every county in Colorado. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for Garfield County, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Winter Weather1,81020$2K
Drought1,01500$0
Winter Storm79125$30K
Heavy Snow38312$5K
Frost/Freeze19800$0
High Wind18913$508K
Dense Fog16405$150K
Wildfire13201$38.8M
Extreme Cold/Wind Chill6800$0
Debris Flow63214$156.3M
Thunderstorm Wind6110$16K
Avalanche603321$41K
Flash Flood4210$748K
Heavy Rain3501$22K
Strong Wind2900$257K
Flood2110$5.0M
Hail1900$15K
Blizzard1000$0
Cold/Wind Chill600$0
Dust Storm4019$0
Excessive Heat410$0
Lightning420$113K
Ice Storm300$0
Heat200$0
Dense Smoke100$0
Funnel Cloud100$0

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone. A storm filed against a forecast zone is counted in every county that zone covers, with the whole storm's damage; do not add these figures across counties.

Year by year

NOAA storm event records in Garfield County each year. The busiest year was 2013, with 268 records.

Show the numbers for every year
NOAA storm event records in Garfield County by year
YearRecordsDeathsProperty damage
1996722$168K
1997931$314K
1998641$77K
1999432$139K
2000563$0
2001500$167K
20021755$7.1M
20032513$3.4M
20042260$1.5M
20052622$365K
20062483$217K
20072282$648K
20081924$503K
20091900$149K
20102322$1.1M
20111750$1.8M
20122313$0
20132681$40K
20141521$5K
20151481$0
20161060$3K
20171190$232K
20181970$13.6M
20191792$8K
20201913$60K
20212252$154.0M
20221492$6K
20231631$16.5M
20241340$37K
20252250$0
2026711$0

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. Debris Flow · Jul 29, 2021$125.0M
    NOAA name: Garfield County · NOAA record 965530
  2. Debris Flow · Jul 31, 2021$25.0M
    NOAA name: Garfield County · NOAA record 965545
  3. Wildfire · Jun 24, 2023$4.0M
    NOAA name: NWS forecast zone · NOAA record 1119389
  4. Wildfire · Jul 1, 2023$4.0M
    NOAA name: NWS forecast zone · NOAA record 1119390
  5. Wildfire · Aug 1, 2023$4.0M
    NOAA name: NWS forecast zone · NOAA record 1119391

Deadliest records

  1. Avalanche · Mar 17, 20002 deaths
    NOAA name: NWS forecast zone · NOAA record 5137440
  2. Lightning · Jul 31, 20032 deaths
    NOAA name: Garfield County · NOAA record 5379544
  3. Avalanche · Mar 13, 20072 deaths
    NOAA name: NWS forecast zone · $1K damage · NOAA record 22991
  4. Avalanche · Feb 15, 20202 deaths
    NOAA name: NWS forecast zone · 1 injury · NOAA record 870789
  5. Heavy Snow · Feb 20, 19961 death
    NOAA name: NWS forecast zone · 2 injuries · NOAA record 5540165

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $94K on 30 claims in Garfield County from 1979 to 2024.

Years with the most NFIP claims in Garfield County
YearClaimsPaid
19817$26K
19935$38K
20024$7K
20232$17K
20192$0

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in Garfield County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Severe Thunderstorm384 NCEI events over 31 years (2.71/yr). No federal disaster declaration of this kind has named the county.
Flood, External398 NCEI events over 31 years (3.16/yr). 1 federal disaster declaration naming the county.
Snow Fall / Blizzard / Ice Storm32,997 NCEI events over 31 years (96.68/yr). No federal disaster declaration of this kind has named the county.
Temperature Extremes3278 NCEI events over 31 years (8.97/yr). No federal disaster declaration of this kind has named the county.
Drought31,015 NCEI events over 31 years (32.74/yr). 1 federal disaster declaration naming the county.
Wild Fire3132 NCEI events over 31 years (4.26/yr). 7 federal disaster declarations naming the county.
High Wind (non-convective)3218 NCEI events over 31 years (7.03/yr). No federal disaster declaration of this kind has named the county.
Landslide3123 NCEI events over 31 years (3.97/yr). No federal disaster declaration of this kind has named the county.
Hurricane / Tropical Storm2No events of this kind on the county's NCEI record over 31 years. 1 federal disaster declaration naming the county.
Epidemic22 federal disaster declarations naming the county.
Tornado1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Garfield County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events against a county and others against an NWS forecast zone, and publishes a code for both. Records are counted as Garfield County by that code — county records by the county's own FIPS code, zone records through the National Weather Service's published list of which counties each zone covers. No name matching is involved. Of 5,115 records, 225 were filed against this county and 4,890 against a forecast zone covering it. A zone storm is counted in every county its zone covers, and its damage figure is the whole storm's, not this county's share — NOAA does not publish that split. So these figures describe this county; they must not be added up across counties. Left out: 0% of Colorado's NOAA records, which are marine zones or zones NWS does not map to a county.
  • Counts last rebuilt from the source records on Sep 15, 2026.

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Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.