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Clear Creek County, Colorado: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
890
1996 to 2026
People killed and injured in those events
23 / 38
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$54.6M
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
9
1969 to 2020
NFIP flood insurance claims
28
1979 to 2021; a count, not a rate
NFIP payments on those claims
$43K
Nominal dollars

What this means

  • The event NOAA recorded most often here is Winter Storm, with 228 records.
  • The costliest single record is Winter Storm in 2003: $15.5M in property damage, in the dollars of that year.
  • The deadliest record is Avalanche in 2013, with 5 deaths.
  • FEMA has declared 9 disasters that named this county, most often for flood.
  • The worst year for flood insurance claims was 2013, with 5 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 9 disasters that named Clear Creek County between 1969 and 2020.

FEMA disaster declarations naming Clear Creek County, by incident type
Incident typeDisastersMost recent
Flood42013
Biological22020
Coastal Storm12005
Fire12002
Snowstorm12003

Most recent declarations

  • DR-4498 2020 · Biological · Covid-19 Pandemic
  • EM-3436 2020 · Biological · Covid-19
  • DR-4145 2013 · Flood · Severe Storms, Flooding, Landslides, And Mudslides
  • EM-3365 2013 · Flood · Severe Storms, Flooding, Landslides, And Mudslides
  • EM-3224 2005 · Coastal Storm · Hurricane Katrina Evacuation
  • EM-3185 2003 · Snowstorm · Snow
  • DR-1421 2002 · Fire · Wildfires
  • DR-1186 1997 · Flood · Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides
  • DR-261 1969 · Flood · Severe Storms & Flooding

Not counted above: 12 statewide declarations, which covered every county in Colorado. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for Clear Creek County, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Winter Storm22800$15.5M
Winter Weather22210$0
High Wind211010$16.8M
Heavy Snow14400$0
Avalanche321915$0
Hail1000$0
Flash Flood700$256K
Strong Wind700$0
Drought600$0
Blizzard500$0
Wildfire530$22.0M
Lightning4013$0
Cold/Wind Chill200$0
Heavy Rain200$0
Thunderstorm Wind200$0
Tornado200$0
Extreme Cold/Wind Chill100$0

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone. A storm filed against a forecast zone is counted in every county that zone covers, with the whole storm's damage; do not add these figures across counties.

Year by year

NOAA storm event records in Clear Creek County each year. The busiest year was 1996, with 62 records.

Show the numbers for every year
NOAA storm event records in Clear Creek County by year
YearRecordsDeathsProperty damage
1996620$0
1997430$0
1998340$0
1999380$16.8M
2000330$0
2001190$0
2002160$0
2003190$15.5M
2004190$0
2005213$0
2006180$0
2007270$0
2008210$0
2009200$25K
2010300$0
2011380$0
2012284$22.0M
2013265$256K
2014271$0
2015210$0
2016200$0
2017220$0
2018250$0
2019331$0
2020292$0
2021241$0
2022522$0
2023363$0
2024460$0
2025311$0
2026120$0

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. Winter Storm · Mar 17, 2003$15.5M
    NOAA name: NWS forecast zone · NOAA record 5346839
  2. High Wind · Apr 9, 1999$13.8M
    NOAA name: NWS forecast zone · NOAA record 5690568
  3. Wildfire · Mar 26, 2012$11.0M
    NOAA name: NWS forecast zone · 3 deaths · NOAA record 372236
  4. Wildfire · Apr 1, 2012$11.0M
    NOAA name: NWS forecast zone · NOAA record 372239
  5. High Wind · Feb 2, 1999$3.0M
    NOAA name: NWS forecast zone · NOAA record 5681695

Deadliest records

  1. Avalanche · Apr 20, 20135 deaths
    NOAA name: NWS forecast zone · NOAA record 447506
  2. Wildfire · Mar 26, 20123 deaths
    NOAA name: NWS forecast zone · $11.0M damage · NOAA record 372236
  3. Avalanche · Jan 7, 20232 deaths
    NOAA name: NWS forecast zone · NOAA record 1064478
  4. Avalanche · Mar 24, 20051 death
    NOAA name: NWS forecast zone · 1 injury · NOAA record 5490279
  5. Avalanche · May 20, 20051 death
    NOAA name: NWS forecast zone · NOAA record 5490276

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $43K on 28 claims in Clear Creek County from 1979 to 2021.

Years with the most NFIP claims in Clear Creek County
YearClaimsPaid
20135$14K
19834$3K
19953$750
19802$0
19792$8K

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in Clear Creek County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Flood, External39 NCEI events over 31 years (0.29/yr). 4 federal disaster declarations naming the county.
Snow Fall / Blizzard / Ice Storm3599 NCEI events over 31 years (19.32/yr). 1 federal disaster declaration naming the county.
High Wind (non-convective)3218 NCEI events over 31 years (7.03/yr). No federal disaster declaration of this kind has named the county.
Landslide332 NCEI events over 31 years (1.03/yr). No federal disaster declaration of this kind has named the county.
Hurricane / Tropical Storm2No events of this kind on the county's NCEI record over 31 years. 1 federal disaster declaration naming the county.
Severe Thunderstorm216 NCEI events over 31 years (0.52/yr). No federal disaster declaration of this kind has named the county.
Drought26 NCEI events over 31 years (0.19/yr). No federal disaster declaration of this kind has named the county.
Wild Fire25 NCEI events over 31 years (0.16/yr). 1 federal disaster declaration naming the county.
Epidemic22 federal disaster declarations naming the county.
Tornado12 NCEI events over 31 years (0.06/yr). No federal disaster declaration of this kind has named the county.
Temperature Extremes13 NCEI events over 31 years (0.10/yr). No federal disaster declaration of this kind has named the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Clear Creek County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events against a county and others against an NWS forecast zone, and publishes a code for both. Records are counted as Clear Creek County by that code — county records by the county's own FIPS code, zone records through the National Weather Service's published list of which counties each zone covers. No name matching is involved. Of 890 records, 27 were filed against this county and 863 against a forecast zone covering it. A zone storm is counted in every county its zone covers, and its damage figure is the whole storm's, not this county's share — NOAA does not publish that split. So these figures describe this county; they must not be added up across counties. Left out: 0% of Colorado's NOAA records, which are marine zones or zones NWS does not map to a county.
  • Counts last rebuilt from the source records on Sep 15, 2026.
  • This county's NOAA record is short (under 100 records, under 10 with damage, or under 10 years), so this page is not offered to search engines. It is still accurate.

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Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.