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Jefferson County, Alabama: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
1,306
1996 to 2026
People killed and injured in those events
73 / 1,175
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$2.0B
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
39
1970 to 2024
NFIP flood insurance claims
2,874
1978 to 2024; a count, not a rate
NFIP payments on those claims
$47.5M
Nominal dollars

What this means

  • The event NOAA recorded most often here is Thunderstorm Wind, with 510 records.
  • The costliest single record is Flash Flood in 2003: $1.0B in property damage, in the dollars of that year.
  • The deadliest record is Tornado in 1998, with 32 deaths.
  • FEMA has declared 39 disasters that named this county, most often for severe storm.
  • The worst year for flood insurance claims was 2003, with 307 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 39 disasters that named Jefferson County between 1970 and 2024.

FEMA disaster declarations naming Jefferson County, by incident type
Incident typeDisastersMost recent
Severe Storm182021
Hurricane102024
Flood41979
Biological22020
Tornado21975
Drought11977
Fire12000
Snowstorm11993

Most recent declarations

  • EM-3618 2024 · Hurricane · Hurricane Helene
  • DR-4632 2021 · Severe Storm · Severe Storms And Flooding
  • DR-4596 2021 · Severe Storm · Severe Storms, Straight-line Winds, And Tornadoes
  • EM-3545 2020 · Hurricane · Hurricane Sally
  • DR-4503 2020 · Biological · Covid-19 Pandemic
  • EM-3472 2020 · Biological · Covid-19
  • EM-3394 2017 · Hurricane · Hurricane Nate
  • EM-3389 2017 · Hurricane · Hurricane Irma
  • DR-4176 2014 · Severe Storm · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
  • DR-4052 2012 · Severe Storm · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Not counted above: 5 statewide declarations, which covered every county in Alabama. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for Jefferson County, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Thunderstorm Wind510521$4.5M
Hail33300$1.7M
Flash Flood14525$1.0B
Tornado58571,102$937.1M
Heat49431$0
Drought3900$0
Heavy Rain2611$23K
Strong Wind2521$504K
Lightning22014$636K
Flood1500$220K
Cold/Wind Chill1300$0
Funnel Cloud1300$0
Extreme Cold/Wind Chill1110$0
Winter Weather1000$0
High Wind900$10.1M
Winter Storm810$60K
Heavy Snow700$0
Tropical Storm400$6.4M
Tropical Depression300$13K
Frost/Freeze200$0
Debris Flow100$0
Dust Devil100$0
Excessive Heat100$0
Ice Storm100$50K

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone. A storm filed against a forecast zone is counted in every county that zone covers, with the whole storm's damage; do not add these figures across counties.

Year by year

NOAA storm event records in Jefferson County each year. The busiest year was 2011, with 104 records.

Show the numbers for every year
NOAA storm event records in Jefferson County by year
YearRecordsDeathsProperty damage
1996410$1.3M
1997290$164K
19985132$201.1M
1999290$921K
2000671$7.6M
2001332$920K
2002300$6.6M
2003610$1.0B
2004320$12.6M
2005400$7.1M
2006660$1.1M
2007461$218K
2008581$1.2M
2009530$557K
2010500$649K
201110421$723.9M
2012694$0
2013260$0
2014201$0
2015350$0
2016210$0
2017540$110K
2018200$0
2019190$0
2020341$0
2021362$0
2022333$0
2023260$5.0M
2024272$3K
2025742$0
2026220$3K

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. Flash Flood · May 7, 2003$1.0B
    NOAA name: Jefferson County · NOAA record 5360713
  2. Tornado · Apr 27, 2011$700.0M
    NOAA name: Jefferson County · 20 deaths · 700 injuries · NOAA record 314663
  3. Tornado · Apr 8, 1998$200.0M
    NOAA name: Jefferson County · 32 deaths · 258 injuries · NOAA record 5637201
  4. Tornado · Apr 27, 2011$18.0M
    NOAA name: Jefferson County · 1 death · 20 injuries · NOAA record 311613
  5. High Wind · Sep 16, 2004$10.0M
    NOAA name: NWS forecast zone · NOAA record 5422927

Deadliest records

  1. Tornado · Apr 8, 199832 deaths
    NOAA name: Jefferson County · $200.0M damage · 258 injuries · NOAA record 5637201
  2. Tornado · Apr 27, 201120 deaths
    NOAA name: Jefferson County · $700.0M damage · 700 injuries · NOAA record 314663
  3. Heat · Jun 28, 20122 deaths
    NOAA name: NWS forecast zone · NOAA record 411682
  4. Thunderstorm Wind · Jul 21, 20222 deaths
    NOAA name: Jefferson County · 3 injuries · NOAA record 1045649
  5. Extreme Cold/Wind Chill · Dec 31, 20001 death
    NOAA name: NWS forecast zone · NOAA record 5166970

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $47.5M on 2,874 claims in Jefferson County from 1978 to 2024.

Years with the most NFIP claims in Jefferson County
YearClaimsPaid
2003307$7.6M
1979265$2.3M
1983260$1.9M
2004221$3.2M
2011217$6.1M

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in Jefferson County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Hurricane / Tropical Storm37 NCEI events over 31 years (0.23/yr). 10 federal disaster declarations naming the county.
Tornado358 NCEI events over 31 years (1.87/yr). 2 federal disaster declarations naming the county.
Severe Thunderstorm3865 NCEI events over 31 years (27.90/yr). 18 federal disaster declarations naming the county.
Flood, External3186 NCEI events over 31 years (6.00/yr). 4 federal disaster declarations naming the county.
Temperature Extremes376 NCEI events over 31 years (2.45/yr). No federal disaster declaration of this kind has named the county.
Drought339 NCEI events over 31 years (1.26/yr). 1 federal disaster declaration naming the county.
High Wind (non-convective)334 NCEI events over 31 years (1.10/yr). No federal disaster declaration of this kind has named the county.
Snow Fall / Blizzard / Ice Storm226 NCEI events over 31 years (0.84/yr). 1 federal disaster declaration naming the county.
Wild Fire2No events of this kind on the county's NCEI record over 31 years. 1 federal disaster declaration naming the county.
Epidemic22 federal disaster declarations naming the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Landslide11 NCEI event over 31 years (0.03/yr). No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Jefferson County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events against a county and others against an NWS forecast zone, and publishes a code for both. Records are counted as Jefferson County by that code — county records by the county's own FIPS code, zone records through the National Weather Service's published list of which counties each zone covers. No name matching is involved. Of 1,306 records, 1,116 were filed against this county and 190 against a forecast zone covering it. A zone storm is counted in every county its zone covers, and its damage figure is the whole storm's, not this county's share — NOAA does not publish that split. So these figures describe this county; they must not be added up across counties. Left out: 1% of Alabama's NOAA records, which are marine zones or zones NWS does not map to a county.
  • Counts last rebuilt from the source records on Sep 15, 2026.

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Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.