Skip to contentCALCHIS

Baldwin County, Alabama: hazard history

What federal records show has already happened here: disaster declarations, storms, and flood insurance claims. This is a record of the past. It is not a forecast and not a hazard score.

At a glance

Storm events recorded by NOAA
859
1996 to 2026
People killed and injured in those events
70 / 60
Deaths (direct and indirect) / injuries (direct)
Property damage NOAA recorded
$436.1M
Nominal dollars, not adjusted for inflation
FEMA disaster declarations naming this county
38
1969 to 2024
NFIP flood insurance claims
19,733
1978 to 2024; a count, not a rate
NFIP payments on those claims
$663.8M
Nominal dollars

What this means

  • The event NOAA recorded most often here is Thunderstorm Wind, with 247 records.
  • The costliest single record is Hurricane (Typhoon) in 2020: $234.5M in property damage, in the dollars of that year.
  • The deadliest record is Rip Current in 2013, with 3 deaths.
  • FEMA has declared 38 disasters that named this county, most often for hurricane.
  • The worst year for flood insurance claims was 2004, with 5,445 claims.

What this can't tell you

  • What happens next. Past events do not set the odds of the next one.
  • Anything before 1996 from NOAA. That is when NOAA began recording every event type; earlier files hold only tornado, hail and wind, so they are left out on purpose.
  • Today's cost. Damage and payments are in the dollars of the year they happened.
  • A flood rate. NFIP counts claims but not how many homes were insured, and many flooded homes carry no flood insurance.
  • Earthquakes, wildfire perimeters or radar-detected hail. Those records are not tied to counties.

Federal disaster declarations (FEMA)

FEMA declared 38 disasters that named Baldwin County between 1969 and 2024.

FEMA disaster declarations naming Baldwin County, by incident type
Incident typeDisastersMost recent
Hurricane232024
Severe Storm82014
Biological22020
Flood21979
Drought11977
Snowstorm11993
Tornado11973

Most recent declarations

  • EM-3618 2024 · Hurricane · Hurricane Helene
  • EM-3545 2020 · Hurricane · Hurricane Sally
  • DR-4563 2020 · Hurricane · Hurricane Sally
  • DR-4503 2020 · Biological · Covid-19 Pandemic
  • EM-3472 2020 · Biological · Covid-19
  • EM-3407 2018 · Hurricane · Hurricane Michael
  • EM-3394 2017 · Hurricane · Hurricane Nate
  • DR-4349 2017 · Hurricane · Hurricane Nate
  • EM-3389 2017 · Hurricane · Hurricane Irma
  • DR-4176 2014 · Severe Storm · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Not counted above: 3 statewide declarations, which covered every county in Alabama. A declaration is a decision to send federal help, not a measure of how bad an event was. Records run from 1953. Source: FEMA OpenFEMA Disaster Declarations Summaries.

Storms recorded by NOAA, by type

NOAA storm event records for Baldwin County, 1996 to 2026, by event type
Event typeRecordsDeathsInjuriesProperty damage
Thunderstorm Wind247017$2.9M
Hail14300$19K
Flash Flood12511$30.5M
Tornado5907$2.2M
Rip Current495414$0
Lightning43712$932K
Tropical Storm3000$4.4M
Waterspout2600$0
Heavy Rain1900$0
Storm Surge/Tide1910$9.5M
Hurricane (Typhoon)1830$377.1M
Flood1310$83K
Coastal Flood1200$25K
Funnel Cloud1200$2K
Winter Storm700$0
Winter Weather700$10K
Heat611$0
Drought400$0
High Surf410$8.0M
High Wind410$3K
Heavy Snow300$0
Sleet300$0
Ice Storm200$0
Tropical Depression200$0
Debris Flow100$0
Dense Fog108$400K

Records start in 1996. Damage is NOAA's estimate at the time, in nominal dollars, and is often rounded; it is not insurance claims data. A storm that crossed two NOAA zones in this county is recorded, and counted, once per zone.

Year by year

NOAA storm event records in Baldwin County each year. The busiest year was 2023, with 47 records.

Show the numbers for every year
NOAA storm event records in Baldwin County by year
YearRecordsDeathsProperty damage
1996272$339K
1997301$60.6M
1998381$83.5M
1999392$224K
2000341$871K
2001302$795K
2002302$2.3M
2003351$550K
2004160$668K
2005324$1.8M
2006351$409K
2007245$473K
2008302$1.2M
2009160$8.2M
2010143$68K
2011131$223K
2012183$53K
2013164$101K
2014315$27.1M
2015151$306K
2016211$62K
2017438$11.0M
2018253$165K
2019233$17K
2020294$234.5M
2021395$250K
2022431$320K
2023473$0
2024340$0
2025281$0
202640$0

Years with no record are left out of the table, not shown as zero.

Notable events

Costliest records

  1. Hurricane (Typhoon) · Sep 15, 2020$234.5M
    NOAA name: BALDWIN COASTAL · 2 deaths · NOAA record 921108
  2. Hurricane (Typhoon) · Sep 25, 1998$82.0M
    NOAA name: LOWER BALDWIN · NOAA record 5673190
  3. Hurricane (Typhoon) · Jul 18, 1997$60.5M
    NOAA name: LOWER BALDWIN · 1 death · NOAA record 5607438
  4. Flash Flood · Apr 29, 2014$27.0M
    NOAA name: BALDWIN · 1 death · 1 injury · NOAA record 516848
  5. High Surf · Nov 9, 2009$8.0M
    NOAA name: LOWER BALDWIN · NOAA record 204002

Deadliest records

  1. Rip Current · Jun 9, 20133 deaths
    NOAA name: LOWER BALDWIN · NOAA record 445551
  2. Lightning · Jul 23, 20052 deaths
    NOAA name: BALDWIN · NOAA record 5463631
  3. Rip Current · Jul 2, 20102 deaths
    NOAA name: LOWER BALDWIN · NOAA record 254289
  4. Rip Current · Aug 11, 20172 deaths
    NOAA name: BALDWIN COASTAL · NOAA record 719442
  5. Rip Current · Oct 9, 20172 deaths
    NOAA name: BALDWIN COASTAL · NOAA record 724136

Each line is one NOAA record, linked to its page at NOAA. One large storm can appear more than once if NOAA recorded it in several zones of this county. Dollars are nominal.

Flood insurance claims (NFIP)

The National Flood Insurance Program paid $663.8M on 19,733 claims in Baldwin County from 1978 to 2024.

Years with the most NFIP claims in Baldwin County
YearClaimsPaid
20045,445$338.3M
20203,199$121.2M
19982,625$41.3M
20052,592$73.6M
19951,406$13.2M

A count of claims, not a rate: NFIP publishes no count of insured homes beside it, and most flood damage is uninsured. Nominal dollars. Records run from 1978 to 2024; claims filed without a county code are not on any county page. Source: FEMA OpenFEMA FIMA NFIP Redacted Claims.

Hazard vulnerability analysis: the probability column for a facility in Baldwin County

A hazard vulnerability analysis rates each hazard for probability, impact, preparedness and response. Probability is the one column the county’s federal record can fill — NCEI storm events from 1996 to 2026 and FEMA declarations naming the county — and this is what it says for a facility here, on the 0–3 scale of the all-hazards structure surveyors expect. The other six columns are the facility’s own judgment about its building, and Calchis leaves them blank.

HazardProb.Basis, from the county record
Hurricane / Tropical Storm369 NCEI events over 31 years (2.23/yr). 23 federal disaster declarations naming the county.
Tornado359 NCEI events over 31 years (1.90/yr). 1 federal disaster declaration naming the county.
Severe Thunderstorm3433 NCEI events over 31 years (13.97/yr). 8 federal disaster declarations naming the county.
Flood, External3169 NCEI events over 31 years (5.45/yr). 2 federal disaster declarations naming the county.
Snow Fall / Blizzard / Ice Storm222 NCEI events over 31 years (0.71/yr). 1 federal disaster declaration naming the county.
Temperature Extremes26 NCEI events over 31 years (0.19/yr). No federal disaster declaration of this kind has named the county.
Drought24 NCEI events over 31 years (0.13/yr). 1 federal disaster declaration naming the county.
High Wind (non-convective)24 NCEI events over 31 years (0.13/yr). No federal disaster declaration of this kind has named the county.
Epidemic22 federal disaster declarations naming the county.
Wild Fire1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Earthquake1No federal disaster declaration of this kind has named the county.
Landslide11 NCEI event over 31 years (0.03/yr). No federal disaster declaration of this kind has named the county.
Tidal Wave / Tsunami1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Volcano1No events of this kind on the county's NCEI record over 31 years. No federal disaster declaration of this kind has named the county.
Dam Inundation1No federal disaster declaration of this kind has named the county.

A dash means the record does not speak to that hazard; it is not a zero. Whether a finished document satisfies the CMS Emergency Preparedness Rule is the facility’s finding and its surveyor’s. Complete the HVA for a facility in Baldwin County — the technological, human and hazardous-materials rows, the six facility columns, the approval and the printed document — or read the sample analysis on that page first.

How this page was made

  • Every figure is counted from public federal records held by Calchis: NOAA NCEI Storm Events, FEMA OpenFEMA Disaster Declarations, and FEMA NFIP claims. Nothing is modeled or estimated.
  • NOAA files some events by county and others by forecast zone, and names both. Records are counted as Baldwin County when their NOAA name is this county's name, alone or with a word like “Coastal” or “Inland” in front. The county codes NOAA also publishes have not been loaded for Alabama yet; when they are, this page will count by code instead, and some counties' records will grow. NOAA names counted here: BALDWIN, BALDWIN CENTRAL, BALDWIN COASTAL, BALDWIN INLAND, LOWER BALDWIN, UPPER BALDWIN. Zones named for something else, such as a mountain range or two counties at once, are left out: 0% of Alabama's NOAA records.
  • Counts last rebuilt from the source records on Sep 15, 2026.

Related

Responsible for Baldwin County?

This page is the record of what has happened. Calchis also watches live NWS, USGS and NHC feeds against the places you name and alerts you when an event approaches them.

Free includes Live map + 3 triggers + 10 bond positions. Analyst is $149/mo for 1,000-location portfolios, ep curves, predictions, parametric triggers.

Recorded history from federal public records. Not a hazard score, a risk score, or a forecast, and not a substitute for professional actuarial or emergency-management assessment. Decision-support intelligence — not a primary alerting or dispatch system. Verify against official sources.